Graubündner Kantonalbank (SWX: GRKP)

Graubündner Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	582.33	542.43	278.21	222.92	228.64	238.22
Interest Income on Investments	5.17	5.92	5.96	4.88	6.12	7.74
Total Interest Income	587.5	548.35	284.17	227.8	234.76	245.96
Interest Paid on Deposits	248.32	211.68	13.97	-32.74	-20.52	-0.5
Net Interest Income	339.18	336.67	270.2	260.54	255.28	246.46
Net Interest Income Growth (YoY)	12.43%	24.60%	3.71%	2.06%	3.58%	-2.06%
Income From Trading Activities	20.24	19.81	18.47	17.15	16.36	17.05
Gain (Loss) on Sale of Investments	-32.61	-30.54	3.7	5.54	3.04	2.12
Gain (Loss) on Sale of Equity Investments	4.13	4.78	1.9	1.62	1.98	2.61
Other Non-Interest Income	164.73	161.89	147.69	167.29	122.94	137.71
Total Non-Interest Income	161.38	160.77	176.45	195.84	148.47	163.77
Non-Interest Income Growth (YoY)	-15.23%	-8.89%	-9.90%	31.90%	-9.34%	23.27%
Revenues Before Loan Losses	500.56	497.44	446.64	456.38	403.75	410.23
Provision for Loan Losses	0.15	3.49	-13.85	0.19	-3.59	-5.11
Revenue	500.41	493.95	460.49	456.18	407.34	415.35
Revenue Growth (YoY)	0.13%	7.27%	0.94%	11.99%	-1.93%	5.89%
Salaries and Employee Benefits	151.8	147.74	136.38	132.12	125.62	123.38
Occupancy Expenses	-	-	27.61	21.7	20.75	21.63
Selling, General & Administrative	86.78	83.29	76.2	69.15	67.91	62.25
Other Non-Interest Expense	16.13	29.38	12.14	23.05	9.59	19.14
Total Non-Interest Expense	254.71	260.41	252.33	246.02	223.87	226.39
EBT Excluding Unusual Items	245.7	233.54	208.17	210.17	183.46	188.95
Other Unusual Items	5.23	3.29	4.4	2.49	2.14	3.83
Pretax Income	250.94	236.82	212.57	212.66	185.6	192.78
Income Tax Expense	5.9	6.19	5.03	9.72	4.72	7.33
Earnings From Continuing Operations	245.03	230.64	207.54	202.94	180.89	185.46
Minority Interest in Earnings	-12	-12.35	-9.76	-18.71	-8.06	-11.41
Net Income	233.04	218.29	197.78	184.23	172.82	174.05
Net Income to Common	233.04	218.29	197.78	184.23	172.82	174.05
Net Income Growth	10.22%	10.37%	7.36%	6.60%	-0.70%	-4.23%
Basic Shares Outstanding	-	-	2	2	2	2
Diluted Shares Outstanding	-	-	2	2	2	2
Shares Change (YoY)	-	-	0.01%	0.01%	-0.04%	0.01%
EPS (Basic)	-	-	79.35	73.92	69.35	69.81
EPS (Diluted)	-	-	79.35	73.92	69.35	69.81
EPS Growth	-	-	7.35%	6.59%	-0.66%	-4.24%
Dividend Per Share	-	47.500	42.500	42.500	40.000	40.000
Dividend Growth	-	11.76%	0%	6.25%	0%	0%
Effective Tax Rate	2.35%	2.61%	2.37%	4.57%	2.54%	3.80%

Source: S&P Capital IQ. Banks template. Financial Sources.