Graubündner Kantonalbank (SWX:GRKP)

Graubündner Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	566.36	542.43	278.21	222.92	228.64
Interest Income on Investments	8.35	5.92	5.96	4.88	6.12
Total Interest Income	574.71	548.35	284.17	227.8	234.76
Interest Paid on Deposits	243.67	211.68	13.97	-32.74	-20.52
Net Interest Income	331.04	336.67	270.2	260.54	255.28
Net Interest Income Growth (YoY)	-1.67%	24.60%	3.71%	2.06%	3.58%
Income From Trading Activities	20.83	19.81	18.47	17.15	16.36
Gain (Loss) on Sale of Investments	0.97	1.42	3.7	5.54	3.04
Gain (Loss) on Sale of Equity Investments	3.52	4.78	1.9	1.62	1.98
Other Non-Interest Income	170.46	161.89	147.69	167.29	122.94
Total Non-Interest Income	200.85	192.72	176.45	195.84	148.47
Non-Interest Income Growth (YoY)	4.22%	9.23%	-9.90%	31.90%	-9.34%
Revenues Before Loan Losses	531.89	529.39	446.64	456.38	403.75
Provision for Loan Losses	3.48	3.49	-13.85	0.19	-3.59
Revenue	528.41	525.91	460.49	456.18	407.34
Revenue Growth (YoY)	0.48%	14.21%	0.95%	11.99%	-1.93%
Salaries and Employee Benefits	154.9	147.74	136.38	132.12	125.62
Occupancy Expenses	26.03	31.96	27.61	21.7	20.75
Selling, General & Administrative	89.82	83.29	76.2	69.15	67.91
Other Non-Interest Expense	25.88	29.38	12.14	23.05	9.59
Total Non-Interest Expense	296.63	292.37	252.33	246.02	223.87
EBT Excluding Unusual Items	231.78	233.54	208.17	210.17	183.46
Other Unusual Items	3.96	3.28	4.4	2.49	2.14
Pretax Income	235.74	236.82	212.57	212.66	185.6
Income Tax Expense	6.24	6.19	5.03	9.72	4.72
Earnings From Continuing Operations	229.5	230.64	207.54	202.94	180.89
Minority Interest in Earnings	-12.04	-12.35	-9.76	-18.71	-8.06
Net Income	217.46	218.29	197.78	184.23	172.82
Net Income to Common	217.46	218.29	197.78	184.23	172.82
Net Income Growth	-0.38%	10.37%	7.36%	6.60%	-0.70%
Basic Shares Outstanding	2	-	2	2	2
Diluted Shares Outstanding	2	-	2	2	2
Shares Change (YoY)	-	-	0.01%	0.01%	-0.04%
EPS (Basic)	87.32	-	79.35	73.92	69.35
EPS (Diluted)	87.32	-	79.35	73.92	69.35
EPS Growth	-	-	7.35%	6.59%	-0.66%
Dividend Per Share	47.500	47.500	42.500	42.500	40.000
Dividend Growth	-	11.77%	-	6.25%	-
Effective Tax Rate	2.65%	2.61%	2.37%	4.57%	2.54%

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.