Graubündner Kantonalbank Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,213	8,023	6,261	7,743	8,912
Investment Securities	2,702	2,470	1,839	2,215	2,053
Trading Asset Securities	9.75	16.53	151.71	44.59	25.42
Total Investments	2,712	2,487	1,991	2,260	2,079
Gross Loans	25,058	25,053	24,285	22,840	21,610
Allowance for Loan Losses	-	-365.54	-321.5	-268.41	-232.39
Net Loans	25,058	24,688	23,963	22,571	21,378
Property, Plant & Equipment	129.17	132.05	134.01	139.62	134.08
Goodwill	9.03	15.04	26.6	34.47	6.73
Investments in Real Estate	-	0.01	0.01	2.42	11.86
Accrued Interest Receivable	49.78	40.19	40.99	-	-
Other Receivables	99.26	83.03	246.36	281.37	145.05
Other Current Assets	-	82.84	56.69	84.83	76.99
Long-Term Deferred Tax Assets	-	1.18	1.05	0.88	1.95
Other Long-Term Assets	36.56	46.52	47.88	135.59	43.7
Total Assets	36,307	35,598	32,769	33,253	32,789
Accrued Expenses	193.69	22.52	19.33	146.65	91.18
Interest Bearing Deposits	21,203	11,674	19,877	5,198	19,537
Non-Interest Bearing Deposits	-	9,562	-	15,200	-
Total Deposits	21,203	21,236	19,877	20,398	19,537
Short-Term Borrowings	2,135	1,992	1,108	1,816	1,778
Current Portion of Long-Term Debt	2,375	2,594	2,257	2,733	4,099
Other Current Liabilities	-	-	-	-	0.06
Long-Term Debt	7,144	6,207	6,261	5,212	4,406
Long-Term Unearned Revenue	-	185	122.04	-	-
Other Long-Term Liabilities	245.06	359.48	184.67	78.79	62.23
Total Liabilities	33,296	32,597	29,828	30,384	29,974
Common Stock	75	75	75	75	75
Retained Earnings	2,700	2,667	2,606	2,527	2,483
Treasury Stock	-15.55	-14.8	-14.84	-11.33	-11.38
Comprehensive Income & Other	212.56	211.88	211.25	210.75	210.2
Total Common Equity	2,972	2,939	2,878	2,801	2,757
Minority Interest	40.09	61.55	63.31	67.75	57.38
Shareholders' Equity	3,012	3,001	2,941	2,869	2,814
Total Liabilities & Equity	36,307	35,598	32,769	33,253	32,789
Total Debt	11,654	10,794	9,625	9,761	10,284
Net Cash (Debt)	-3,431	-2,754	-3,212	-1,973	-1,347
Net Cash Per Share	-	-1105.90	-	-791.56	-540.26
Filing Date Shares Outstanding	-	2.49	-	2.49	2.49
Total Common Shares Outstanding	-	2.49	-	2.49	2.49
Book Value Per Share	-	1180.22	-	1123.89	1106.14
Tangible Book Value	2,963	2,924	2,851	2,767	2,750
Tangible Book Value Per Share	-	1174.18	-	1110.06	1103.44

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.