Graubündner Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	217.46	218.29	197.78	184.23
Depreciation & Amortization	26.03	31.96	27.61	21.7
Gain (Loss) on Sale of Investments	-	-	-	-0.75
Total Asset Writedown	44.04	53.09	36.02	35.04
Provision for Credit Losses	-32.22	-29.72	-44.72	-34.4
Change in Trading Asset Securities	135.18	-107.12	-19.18	5.12
Change in Other Net Operating Assets	354.65	-2,238	-3,086	-1,533
Other Operating Activities	14.79	15.32	13.76	37.14
Operating Cash Flow	822.87	-2,074	-2,875	-1,285
Capital Expenditures	-15.74	-17.91	-22.7	-25.21
Sale of Property, Plant and Equipment	-	0.33	1.13	1.72
Cash Acquisitions	-5.94	-	-0.11	-
Investment in Securities	-658.93	371.26	-155.29	20.29
Divestitures	-	-	18.77	-
Purchase / Sale of Intangibles	5.08	-	-39.32	-
Investing Cash Flow	-675.53	353.69	-197.53	-3.2
Long-Term Debt Issued	573	886	970.72	209.01
Long-Term Debt Repaid	-200.27	-0.65	-2	-123.14
Net Debt Issued (Repaid)	372.73	885.35	968.71	85.87
Issuance of Common Stock	1.34	1.51	21.42	3.38
Repurchase of Common Stock	-1.31	-5.01	-2	-2.18
Common Dividends Paid	-83.13	-74.38	-106.25	-100
Preferred Dividends Paid	-35.63	-31.88	-	-
Total Dividends Paid	-118.75	-106.25	-106.25	-100
Net Increase (Decrease) in Deposit Accounts	1,370	-521.36	860.84	1,431
Other Financing Activities	-9.12	-16.29	-20.61	-10.28
Financing Cash Flow	1,614	237.95	1,722	1,408
Net Cash Flow	1,762	-1,482	-1,350	119.77
Free Cash Flow	807.13	-2,091	-2,897	-1,310
Free Cash Flow Margin	152.75%	-397.69%	-629.16%	-287.20%
Free Cash Flow Per Share	324.09	-	-1162.40	-525.68

Source: S&P Global Market Intelligence. Banks template. Financial Sources.