Graubündner Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	217.46	218.29	197.78	184.23	172.82
Depreciation & Amortization	26.03	31.96	27.61	21.7	20.75
Gain (Loss) on Sale of Investments	-	-	-	-0.75	-0.13
Total Asset Writedown	44.04	53.09	36.02	35.04	37.28
Provision for Credit Losses	-32.22	-29.72	-44.72	-34.4	-50.16
Change in Trading Asset Securities	135.18	-107.12	-19.18	5.12	-4.98
Change in Other Net Operating Assets	354.65	-2,238	-3,086	-1,533	-247.45
Other Operating Activities	14.79	15.32	13.76	37.14	16.14
Operating Cash Flow	822.87	-2,074	-2,875	-1,285	-55.73
Capital Expenditures	-15.74	-17.91	-22.7	-25.21	-18.86
Sale of Property, Plant and Equipment	-	0.33	1.13	1.72	1.06
Cash Acquisitions	-5.94	-	-0.11	-	-
Investment in Securities	-658.93	371.26	-155.29	20.29	-578.89
Divestitures	-	-	18.77	-	0.92
Purchase / Sale of Intangibles	5.08	-	-39.32	-	-
Investing Cash Flow	-675.53	353.69	-197.53	-3.2	-595.77
Long-Term Debt Issued	573	886	970.72	209.01	-
Long-Term Debt Repaid	-200.27	-0.65	-2	-123.14	-291.3
Net Debt Issued (Repaid)	372.73	885.35	968.71	85.87	-291.3
Issuance of Common Stock	1.34	1.51	21.42	3.38	2.4
Repurchase of Common Stock	-1.31	-5.01	-2	-2.18	-19.3
Common Dividends Paid	-83.13	-74.38	-106.25	-100	-100
Preferred Dividends Paid	-35.63	-31.88	-	-	-
Total Dividends Paid	-118.75	-106.25	-106.25	-100	-100
Net Increase (Decrease) in Deposit Accounts	1,370	-521.36	860.84	1,431	1,409
Other Financing Activities	-9.12	-16.29	-20.61	-10.28	-12.7
Financing Cash Flow	1,614	237.95	1,722	1,408	973.48
Net Cash Flow	1,762	-1,482	-1,350	119.77	1,936
Free Cash Flow	807.13	-2,091	-2,897	-1,310	-74.59
Free Cash Flow Margin	152.75%	-397.69%	-629.16%	-287.20%	-18.31%
Free Cash Flow Per Share	324.09	-	-1162.40	-525.68	-29.93

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.