SWX:HBLN Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	76.07	82.2	86.44	60.17	57.14
Net Interest Income Growth	-7.46%	-4.91%	43.67%	5.29%	0.57%
Non-Interest Income	64.93	31.85	27.37	26.89	32.84
Non-Interest Income Growth	103.85%	16.39%	1.79%	-18.13%	16.33%
Revenues Before Loan Losses	141	114.05	113.81	87.05	89.98
Revenue	141	114.05	113.81	87.05	89.98
Revenue Growth	23.63%	0.21%	30.73%	-3.26%	5.80%
Compensation Expenses	62.54	47.52	42.37	38.17	35.44
Selling, General & Admin	38.56	28.04	25.95	20.37	19.01
Other Non-Interest Expenses	20.51	14.46	14.51	8.95	15.77
Total Non-Interest Expense	121.61	90.01	82.83	67.49	70.22
Pretax Income	19.39	24.04	30.98	19.56	19.76
Provision for Income Taxes	2.53	2.37	4.24	3.56	3.41
Net Income	16.86	21.68	26.74	16.01	16.36
Net Income to Common	20.03	20.45	21.28	18.03	17.91
Net Income Growth	-2.08%	-3.91%	18.04%	0.65%	-0.91%
Shares Outstanding (Basic)	0	0	0	0	0
Shares Outstanding (Diluted)	0	0	0	0	0
Shares Change	-0.02%	0.03%	-0.07%	0.05%	-0.31%
EPS (Basic)	279.05	284.92	294.74	259.41	249.58
EPS (Diluted)	279.05	284.92	294.74	259.41	249.58
EPS Growth	-2.06%	-3.33%	13.62%	3.94%	-0.59%
Free Cash Flow	26.35	22.16	31.53	26.25	21.74
Free Cash Flow Growth	18.91%	-29.71%	20.12%	20.78%	-4.01%
Free Cash Flow Per Share	367.25	308.79	439.44	365.58	302.82
Dividends Per Share	120.000	120.000	120.000	115.000	115.000
Dividend Growth	0%	0%	4.35%	0%	4.54%
Profit Margin	11.96%	19.01%	23.49%	18.39%	18.18%
FCF Margin	18.69%	19.43%	27.71%	30.16%	24.15%
Effective Tax Rate	13.06%	9.84%	13.68%	18.18%	17.24%