SWX:HBLN Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	71.98	77.01	106.62	100.84	55.95	52.81
Interest Income on Investments	15.63	14.99	10.8	8.41	7.39	6.17
Total Interest Income	87.62	92	117.42	109.25	63.34	58.98
Interest Paid on Deposits	13.88	15.93	35.22	22.81	3.18	1.84
Net Interest Income	73.74	76.07	82.2	86.44	60.17	57.14
Net Interest Income Growth	-8.62%	-7.46%	-4.91%	43.67%	5.29%	0.57%
Income From Trading Activities	13.69	13.73	4	3.79	4.03	3.31
Gain (Loss) on Sale of Investments	3.63	3.01	0.02	-	0.68	6.56
Gain (Loss) on Sale of Equity Investments	0.7	0.7	0.65	0.59	0.51	-
Other Non-Interest Income	44.01	41.7	27.01	22.8	21.29	22.74
Total Non-Interest Income	62.29	59.41	31.85	27.37	26.64	32.84
Non-Interest Income Growth	46.94%	86.51%	16.39%	2.74%	-18.89%	16.33%
Revenues Before Loan Losses	136.03	135.48	114.05	113.81	86.8	89.98
Provision for Loan Losses	-1.48	-1.58	0.61	2.73	-1.01	-0.78
Revenue	137.51	137.06	113.44	111.08	87.82	90.76
Revenue Growth	10.51%	20.82%	2.13%	26.49%	-3.25%	6.82%
Salaries and Employee Benefits	63.94	62	46.86	42.37	38.17	35.44
Occupancy Expenses	15.52	15.52	9.63	7.38	4.75	14.09
Selling, General & Administrative	34.89	39.1	28.7	25.95	20.37	19.49
Other Non-Interest Expense	-0.44	3.41	5.44	9.86	3.19	0.03
Total Non-Interest Expense	113.91	120.03	90.62	85.56	66.48	69.04
EBT Excluding Unusual Items	23.6	17.03	22.82	25.52	21.34	21.72
Other Unusual Items	0.2	5.52	-	-	0.25	-
Pretax Income	23.79	22.56	22.82	25.52	21.59	21.72
Income Tax Expense	2.51	2.53	2.37	4.24	3.56	3.47
Net Income	21.28	20.03	20.45	21.28	18.03	18.25
Net Income to Common	21.28	20.03	20.45	21.28	18.03	18.25
Net Income Growth	13.19%	-2.08%	-3.91%	18.04%	-1.21%	0.96%
Basic Shares Outstanding	-	0	0	0	0	0
Diluted Shares Outstanding	-	0	0	0	0	0
Shares Change	-	-0.02%	0.03%	-0.07%	0.05%	0.08%
EPS (Basic)	-	279.06	284.92	296.58	251.08	254.27
EPS (Diluted)	-	279.06	284.92	296.58	251.08	254.27
EPS Growth	-	-2.06%	-3.93%	18.12%	-1.25%	0.88%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	120.000	120.000	120.000	115.000	115.000
Dividend Growth	-	0%	0%	4.35%	0%	4.54%
Effective Tax Rate	10.55%	11.22%	10.37%	16.61%	16.48%	15.98%