Swiss Life Holding AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	8,813	8,745	8,863	8,091	14,832
Total Interest & Dividend Income	-1,985	-1,399	-870	2,331	3,918
Gain (Loss) on Sale of Investments	-2,989	584	-2,569	-438	-373
Other Revenue	7,095	3,833	6,600	-379	2,130
Total Revenue	11,711	11,981	11,144	10,639	22,012
Revenue Growth (YoY)	-2.25%	7.51%	4.75%	-51.67%	1.50%
Policy Benefits	7,613	7,596	7,588	6,737	16,344
Policy Acquisition & Underwriting Costs	-	-	-	-	1,520
Depreciation & Amortization	-	-	-	-	466
Selling, General & Administrative	104	88	94	-	106
Other Operating Expenses	2,111	2,201	2,078	2,251	620
Total Operating Expenses	9,828	9,885	9,760	8,988	20,249
Operating Income	1,883	2,096	1,384	1,651	1,763
Interest Expense	-173	-257	-284	-207	-293
Currency Exchange Gain (Loss)	123	-56	345	106	153
Other Non Operating Income (Expenses)	-161	-146	-132	19	23
EBT Excluding Unusual Items	1,672	1,637	1,313	1,569	1,646
Gain (Loss) on Sale of Assets	-5	-1	53	53	32
Asset Writedown	-	-	-	-	-15
Pretax Income	1,667	1,636	1,366	1,622	1,663
Income Tax Expense	411	376	254	433	406
Earnings From Continuing Ops.	1,256	1,260	1,112	1,189	1,257
Minority Interest in Earnings	-22	-36	-18	-7	-10
Net Income	1,234	1,224	1,094	1,182	1,247
Preferred Dividends & Other Adjustments	3	10	11	10	-
Net Income to Common	1,231	1,214	1,083	1,172	1,247
Net Income Growth	0.82%	11.88%	-7.45%	-5.21%	19.22%
Shares Outstanding (Basic)	28	29	29	30	31
Shares Outstanding (Diluted)	28	29	29	30	31
Shares Change (YoY)	-1.37%	-1.91%	-3.55%	-2.83%	-2.17%
EPS (Basic)	43.60	42.41	37.12	38.75	40.06
EPS (Diluted)	43.47	42.29	37.01	38.62	39.93
EPS Growth	2.79%	14.27%	-4.17%	-3.28%	21.81%
Free Cash Flow	1,618	76	792	926	224
Free Cash Flow Per Share	57.15	2.65	27.07	30.52	7.17
Dividend Per Share	36.500	35.000	33.000	30.000	25.000
Dividend Growth	4.29%	6.06%	10.00%	20.00%	19.05%
Operating Margin	16.08%	17.49%	12.42%	15.52%	8.01%
Profit Margin	10.51%	10.13%	9.72%	11.02%	5.67%
Free Cash Flow Margin	13.82%	0.63%	7.11%	8.70%	1.02%
EBITDA	1,921	2,128	1,417	1,705	1,806
EBITDA Margin	16.40%	17.76%	12.72%	16.03%	8.21%
D&A For EBITDA	38	32	33	54	43
EBIT	1,883	2,096	1,384	1,651	1,763
EBIT Margin	16.08%	17.49%	12.42%	15.52%	8.01%
Effective Tax Rate	24.65%	22.98%	18.59%	26.70%	24.41%
Revenue as Reported	-	-	-	-	22,219

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.