Zuger Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	312.59	342	326.24	177.49	160.61	175.35
Interest Income on Investments	3.56	3.35	3.3	2.42	2.46	2.62
Total Interest Income	316.15	345.35	329.53	179.91	163.07	177.97
Interest Paid on Deposits	98.1	132.68	118.35	22.21	11.99	29.02
Net Interest Income	218.05	212.67	211.19	157.7	151.08	148.95
Net Interest Income Growth (YoY)	3.17%	0.70%	33.92%	4.38%	1.43%	0.95%
Income From Trading Activities	20.01	18.59	19.34	16.14	13.49	12.8
Gain (Loss) on Sale of Investments	1.41	1.41	1.39	1.19	1.12	-
Gain (Loss) on Sale of Equity Investments	-	-	-	0.06	0.97	-
Other Non-Interest Income	93.11	87.7	77.85	72.78	65.57	56.83
Total Non-Interest Income	117.77	111.14	102.38	93.76	84.89	73.27
Non-Interest Income Growth (YoY)	13.31%	8.56%	9.18%	10.46%	15.86%	1.75%
Revenues Before Loan Losses	335.82	323.81	313.56	251.46	235.97	222.22
Provision for Loan Losses	6.85	8.7	8.97	2.57	0.28	0.07
Revenue	328.97	315.11	304.59	248.89	235.69	222.15
Revenue Growth (YoY)	7.12%	3.45%	22.38%	5.60%	6.10%	1.18%
Salaries and Employee Benefits	93.1	91.62	84.61	70.78	70.01	66.68
Occupancy Expenses	31.24	31.68	31.37	22.87	15.53	12.51
Selling, General & Administrative	47.14	46.15	44.47	39.26	35.78	35.13
Other Non-Interest Expense	3.41	3.53	3.34	3.39	24.73	23.31
Total Non-Interest Expense	174.89	172.98	163.78	136.3	146.05	137.63
EBT Excluding Unusual Items	154.07	142.14	140.81	112.59	89.65	84.52
Other Unusual Items	0.54	0.45	4.13	0.02	0.02	0.01
Pretax Income	154.61	142.58	144.94	112.62	89.66	84.53
Income Tax Expense	21.27	20.22	20.12	15.43	13.79	9.74
Net Income	133.35	122.37	124.82	97.18	75.87	74.79
Net Income to Common	133.35	122.37	124.82	97.18	75.87	74.79
Net Income Growth	9.22%	-1.96%	28.44%	28.09%	1.45%	0.14%
Basic Shares Outstanding	-	0	0	0	0	0
Diluted Shares Outstanding	-	0	0	0	0	0
Shares Change (YoY)	-	-0.00%	0.00%	-0.03%	0.03%	0.05%
EPS (Basic)	-	425.32	433.84	337.78	263.63	259.95
EPS (Diluted)	-	425.00	433.84	337.78	263.63	259.95
EPS Growth	-	-2.04%	28.44%	28.13%	1.42%	0.09%
Dividend Per Share	220.000	220.000	220.000	220.000	220.000	220.000
Effective Tax Rate	13.75%	14.18%	13.88%	13.71%	15.38%	11.53%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.