Zuger Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	276.48	342	326.24	177.49	160.61
Interest Income on Investments	3.64	3.35	3.3	2.42	2.46
Total Interest Income	280.12	345.35	329.53	179.91	163.07
Interest Paid on Deposits	67.6	132.68	118.35	22.21	11.99
Net Interest Income	212.52	212.67	211.19	157.7	151.08
Net Interest Income Growth (YoY)	-0.07%	0.70%	33.92%	4.38%	1.43%
Income From Trading Activities	20.68	18.59	19.34	16.14	13.49
Gain (Loss) on Sale of Investments	1.46	1.41	1.39	1.19	1.12
Gain (Loss) on Sale of Equity Investments	-	-	-	0.06	0.97
Other Non-Interest Income	93.27	87.7	77.85	72.78	65.57
Total Non-Interest Income	118.78	111.14	102.38	93.76	84.89
Non-Interest Income Growth (YoY)	6.87%	8.56%	9.18%	10.46%	15.86%
Revenues Before Loan Losses	331.3	323.81	313.56	251.46	235.97
Provision for Loan Losses	2.78	8.7	8.97	2.57	0.28
Revenue	328.52	315.11	304.59	248.89	235.69
Revenue Growth (YoY)	4.26%	3.45%	22.38%	5.60%	6.10%
Salaries and Employee Benefits	93.72	91.62	84.61	70.78	70.01
Occupancy Expenses	31.47	31.68	31.37	22.87	15.53
Selling, General & Administrative	48.45	46.15	44.47	39.26	35.78
Other Non-Interest Expense	3.23	3.53	3.34	3.39	24.73
Total Non-Interest Expense	176.87	172.98	163.78	136.3	146.05
EBT Excluding Unusual Items	151.65	142.14	140.81	112.59	89.65
Other Unusual Items	0.38	0.45	4.13	0.02	0.02
Pretax Income	152.03	142.58	144.94	112.62	89.66
Income Tax Expense	20.92	20.22	20.12	15.43	13.79
Net Income	131.11	122.37	124.82	97.18	75.87
Net Income to Common	131.11	122.37	124.82	97.18	75.87
Net Income Growth	7.14%	-1.96%	28.44%	28.09%	1.45%
Basic Shares Outstanding	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0
Shares Change (YoY)	-0.00%	-0.00%	0.00%	-0.03%	0.03%
EPS (Basic)	455.72	425.32	433.84	337.78	263.63
EPS (Diluted)	455.72	425.00	433.84	337.78	263.63
EPS Growth	7.23%	-2.04%	28.44%	28.13%	1.42%
Dividend Per Share	230.000	220.000	220.000	220.000	220.000
Dividend Growth	4.54%	-	-	-	-
Effective Tax Rate	13.76%	14.18%	13.88%	13.71%	15.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.