Zuger Kantonalbank Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,040	2,316	2,969	3,397	3,526
Investment Securities	702.35	699.98	703.85	690.52	659.14
Trading Asset Securities	6.13	13.12	3.73	4.83	3.17
Total Investments	708.48	713.1	707.58	695.35	662.31
Gross Loans	15,368	15,680	14,943	14,308	13,808
Allowance for Loan Losses	-44.69	-36.63	-26.83	-29.57	-37.1
Net Loans	15,323	15,643	14,916	14,279	13,771
Property, Plant & Equipment	114.31	112.85	121.17	122.09	121.11
Goodwill	18.32	30.9	43.49	56.07	-
Other Intangible Assets	-	4.33	-	-	0.04
Investments in Real Estate	0.88	0.88	0.88	0.88	0.88
Accrued Interest Receivable	7.57	14.91	13.16	-	4.25
Other Receivables	41.25	32.5	47.69	31.88	29.72
Other Current Assets	-	-	-	6.98	-
Other Long-Term Assets	12.52	19.33	1.28	25.63	35.57
Total Assets	19,267	18,888	18,820	18,614	18,150
Accrued Expenses	5.4	16.15	14.71	67.12	63.68
Interest Bearing Deposits	3,536	12,925	13,098	12,596	10,501
Non-Interest Bearing Deposits	9,523	-	-	-	-
Total Deposits	13,059	12,925	13,098	12,596	10,501
Short-Term Borrowings	21.39	165.84	121.85	530.96	2,225
Current Portion of Long-Term Debt	154.1	-	-	-	-
Long-Term Debt	4,325	4,147	3,996	3,930	3,905
Long-Term Unearned Revenue	76.36	78.68	77.05	-	-
Other Long-Term Liabilities	6.89	3.62	19.42	57.77	55.51
Total Liabilities	17,648	17,337	17,327	17,181	16,750
Common Stock	144.14	144.14	144.14	144.14	144.14
Retained Earnings	1,388	1,321	1,263	1,203	1,149
Treasury Stock	-5.5	-5.13	-4.76	-4.32	-3.94
Comprehensive Income & Other	91.19	90.85	90.53	90.23	110.59
Shareholders' Equity	1,618	1,551	1,493	1,433	1,400
Total Liabilities & Equity	19,267	18,888	18,820	18,614	18,150
Total Debt	4,501	4,313	4,118	4,461	6,130
Net Cash (Debt)	-1,454	-1,984	-1,145	-1,059	-2,601
Net Cash Per Share	-5055.55	-6895.19	-3979.44	-3682.02	-9037.05
Filing Date Shares Outstanding	0.29	0.29	0.29	0.29	0.29
Total Common Shares Outstanding	0.29	0.29	0.29	0.29	0.29
Book Value Per Share	5626.37	5394.08	5192.30	4976.78	4867.75
Tangible Book Value	1,600	1,516	1,450	1,377	1,400
Tangible Book Value Per Share	5562.67	5271.58	5041.09	4782.03	4867.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.