Zuger Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	131.11	122.37	124.82	97.18	75.87
Depreciation & Amortization	31.47	31.68	31.37	22.88	15.52
Provision for Credit Losses	2.63	8.69	8.98	2.63	21.82
Change in Trading Asset Securities	6.99	-9.39	1.1	-1.67	5.47
Change in Other Net Operating Assets	320.64	-751.14	-650.19	-1,002	-750.84
Other Operating Activities	4.75	-0.52	6.13	2.9	-
Operating Cash Flow	497.58	-598.31	-477.8	-877.18	-632.73
Capital Expenditures	-15.74	-14.61	-17.6	-16.06	-18.06
Sale of Property, Plant and Equipment	-	-	0.85	-	-
Investment in Securities	-6.94	-1.06	3.15	-49.57	-5.98
Income (Loss) Equity Investments	-	-	-	0.81	-0.57
Divestitures	-	-	-	16.48	-
Purchase / Sale of Intangibles	-	-	-	-62.93	-
Other Investing Activities	0.34	0.32	0.3	0.26	0.3
Investing Cash Flow	-22.33	-15.35	-13.31	-111.81	-23.74
Short-Term Debt Issued	-	63.39	-	-	-
Long-Term Debt Issued	337	154	76.33	135	1,096
Total Debt Issued	337	217.39	76.33	135	1,096
Short-Term Debt Repaid	-138.67	-	-436.74	-1,198	-
Long-Term Debt Repaid	-4.48	-3.14	-10	-110.17	-228.51
Total Debt Repaid	-143.15	-3.14	-446.74	-1,309	-228.51
Net Debt Issued (Repaid)	193.85	214.26	-370.41	-1,174	867.37
Issuance of Common Stock	1.98	1.68	1.46	2.04	2.06
Repurchase of Common Stock	-2.36	-2.05	-1.91	-2.41	-2.59
Common Dividends Paid	-64.32	-64.32	-64.32	-64.32	-64.32
Net Increase (Decrease) in Deposit Accounts	-20.56	-172.28	502	2,094	347.52
Other Financing Activities	-13.4	-17.01	-2.98	3.82	-13.04
Financing Cash Flow	95.19	-39.73	63.84	859.94	1,137
Net Cash Flow	570.44	-653.39	-427.26	-129.04	480.52
Free Cash Flow	481.84	-612.93	-495.39	-893.24	-650.79
Free Cash Flow Margin	146.67%	-194.51%	-162.64%	-358.89%	-276.12%
Free Cash Flow Per Share	1674.82	-2130.39	-1721.83	-3104.65	-2261.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.