Zuger Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	122.37	124.82	97.18	75.87	74.79	Upgrade
Depreciation & Amortization	31.68	31.37	22.88	15.52	12.5	Upgrade
Provision for Credit Losses	8.69	8.98	2.63	21.82	19.92	Upgrade
Change in Trading Asset Securities	-9.39	1.1	-1.67	5.47	3.6	Upgrade
Change in Other Net Operating Assets	-751.14	-650.19	-1,002	-750.84	-368.9	Upgrade
Other Operating Activities	-0.52	6.13	2.9	-	0.43	Upgrade
Operating Cash Flow	-598.31	-477.8	-877.18	-632.73	-257.67	Upgrade
Capital Expenditures	-14.61	-17.6	-16.06	-18.06	-14.61	Upgrade
Sale of Property, Plant and Equipment	-	0.85	-	-	-	Upgrade
Investment in Securities	-1.06	3.15	-49.57	-5.98	-1.98	Upgrade
Income (Loss) Equity Investments	-	-	0.81	-0.57	-	Upgrade
Divestitures	-	-	16.48	-	-	Upgrade
Purchase / Sale of Intangibles	-	-	-62.93	-	-	Upgrade
Other Investing Activities	0.32	0.3	0.26	0.3	-	Upgrade
Investing Cash Flow	-15.35	-13.31	-111.81	-23.74	-16.59	Upgrade
Short-Term Debt Issued	63.39	-	-	-	585.76	Upgrade
Long-Term Debt Issued	154	76.33	135	1,096	216	Upgrade
Total Debt Issued	217.39	76.33	135	1,096	801.76	Upgrade
Short-Term Debt Repaid	-	-436.74	-1,198	-	-	Upgrade
Long-Term Debt Repaid	-3.14	-10	-110.17	-228.51	-106.88	Upgrade
Total Debt Repaid	-3.14	-446.74	-1,309	-228.51	-106.88	Upgrade
Net Debt Issued (Repaid)	214.26	-370.41	-1,174	867.37	694.88	Upgrade
Issuance of Common Stock	1.68	1.46	2.04	2.06	0.58	Upgrade
Repurchase of Common Stock	-2.05	-1.91	-2.41	-2.59	-	Upgrade
Common Dividends Paid	-64.32	-64.32	-64.32	-64.32	-64.32	Upgrade
Net Increase (Decrease) in Deposit Accounts	-172.28	502	2,094	347.52	469.31	Upgrade
Other Financing Activities	-17.01	-2.98	3.82	-13.04	-	Upgrade
Financing Cash Flow	-39.73	63.84	859.94	1,137	1,100	Upgrade
Net Cash Flow	-653.39	-427.26	-129.04	480.52	826.18	Upgrade
Free Cash Flow	-612.93	-495.39	-893.24	-650.79	-272.28	Upgrade
Free Cash Flow Margin	-194.51%	-162.64%	-358.89%	-276.12%	-122.56%	Upgrade
Free Cash Flow Per Share	-2130.39	-1721.83	-3104.65	-2261.39	-946.40	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.