Riyad Bank (TADAWUL: 1010)

Riyad Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	32,111	28,291	41,486	32,407	44,965	8,844
Investment Securities	62,161	56,166	51,204	58,110	56,048	67,654
Trading Asset Securities	9,060	5,991	5,154	2,591	2,660	1,648
Total Investments	71,221	62,157	56,358	60,701	58,708	69,302
Gross Loans	310,795	279,321	247,120	221,804	195,881	176,738
Allowance for Loan Losses	-5,387	-4,922	-4,755	-4,514	-4,534	-2,756
Net Loans	305,408	274,398	242,365	217,290	191,347	173,982
Property, Plant & Equipment	6,095	5,467	3,309	2,706	2,428	2,202
Other Receivables	-	1,124	817.86	974.39	630.89	1,255
Restricted Cash	14,609	13,318	12,494	10,328	10,410	9,627
Other Real Estate Owned & Foreclosed	618.86	670.47	465.25	313.56	324.05	233.06
Other Long-Term Assets	3,302	1,423	2,358	1,015	1,276	343.95
Total Assets	433,366	386,849	359,653	325,736	310,088	265,789
Accounts Payable	-	865.99	507.86	828.74	660.39	822.48
Interest Bearing Deposits	204,490	175,640	154,130	137,495	127,098	113,083
Non-Interest Bearing Deposits	134,311	121,732	124,637	117,318	117,730	94,560
Total Deposits	338,802	297,372	278,767	254,812	244,828	207,642
Short-Term Borrowings	4,189	3,429	2,854	1,460	1,641	649.23
Current Portion of Long-Term Debt	-	-	-	-	56.61	4,003
Current Income Taxes Payable	-	1,053	1,355	1,714	2,182	2,531
Long-Term Debt	13,210	13,373	8,758	8,717	5,627	-
Long-Term Leases	-	451.18	527.17	538.34	544	402
Long-Term Unearned Revenue	-	62.18	146.09	263.21	717	-
Pension & Post-Retirement Benefits	-	998	827.23	998.4	1,029	908
Other Long-Term Liabilities	14,025	8,987	9,736	9,104	8,447	8,259
Total Liabilities	370,225	326,591	303,480	278,436	265,733	225,217
Common Stock	30,000	30,000	30,000	30,000	30,000	30,000
Retained Earnings	26,445	24,231	20,392	15,662	12,609	9,544
Treasury Stock	-165.91	-165.91	-	-	-	-
Comprehensive Income & Other	6,861	6,193	5,781	1,637	1,746	1,027
Shareholders' Equity	63,140	60,258	56,173	47,300	44,355	40,571
Total Liabilities & Equity	433,366	386,849	359,653	325,736	310,088	265,789
Total Debt	17,399	17,252	12,140	10,715	7,869	5,054
Net Cash (Debt)	23,773	17,029	34,500	24,283	39,756	20,067
Net Cash Growth	67.63%	-50.64%	42.08%	-38.92%	98.12%	49.17%
Net Cash Per Share	7.94	5.69	11.50	8.09	13.25	6.69
Filing Date Shares Outstanding	2,995	2,995	3,000	3,000	3,000	3,000
Total Common Shares Outstanding	2,995	2,995	3,000	3,000	3,000	3,000
Book Value Per Share	18.89	17.93	16.53	15.77	14.79	13.52
Tangible Book Value	63,140	60,258	56,173	47,300	44,355	40,571
Tangible Book Value Per Share	18.89	17.93	16.53	15.77	14.79	13.52

Source: S&P Capital IQ. Banks template. Financial Sources.