The Saudi Investment Bank (TADAWUL:1030)

The Saudi Investment Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,053	2,035	1,879	5,740	2,654
Investment Securities	19,235	19,970	17,765	17,873	22,289
Trading Asset Securities	589.32	724.35	726.74	806.63	1,198
Total Investments	19,824	20,694	18,492	18,679	23,488
Gross Loans	101,234	82,773	70,797	59,858	56,903
Allowance for Loan Losses	-1,655	-1,927	-1,808	-1,965	-1,756
Net Loans	99,579	80,846	68,990	57,893	55,147
Property, Plant & Equipment	1,246	1,186	1,212	999.55	1,065
Goodwill	18.3	18.3	18.3	18.3	-
Other Intangible Assets	612.28	466.62	410.05	350.98	281.78
Other Receivables	-	-	-	-	0.1
Restricted Cash	4,936	4,017	3,551	3,348	3,227
Other Current Assets	26,509	19,793	13,707	14,037	13,535
Other Real Estate Owned & Foreclosed	858.83	858.9	451.98	451.98	446.68
Other Long-Term Assets	1,031	69.75	359.43	100.98	40.91
Total Assets	156,667	129,984	109,071	101,619	99,885
Accrued Expenses	543.91	555.8	472.09	407.05	268.92
Interest Bearing Deposits	68,164	57,646	43,620	31,766	29,443
Non-Interest Bearing Deposits	41,017	34,930	33,875	38,126	38,271
Total Deposits	109,181	92,576	77,495	69,892	67,714
Short-Term Borrowings	24,792	17,971	13,023	13,616	12,832
Current Portion of Long-Term Debt	-	-	-	-	2,006
Current Portion of Leases	29.04	47.32	47.01	45.19	21.15
Current Income Taxes Payable	331.68	283.93	217.92	236.16	250.8
Other Current Liabilities	-	-	119.89	235.26	346.64
Long-Term Leases	124.26	162.58	155.59	186.7	233.63
Long-Term Unearned Revenue	46.02	15.65	17.41	65.51	222.84
Pension & Post-Retirement Benefits	288.79	248.91	207.3	193.75	202.44
Other Long-Term Liabilities	601.5	887.74	525.67	440.46	454.78
Total Liabilities	135,938	112,749	92,281	85,318	84,553
Common Stock	12,500	10,000	10,000	7,500	7,500
Retained Earnings	3,919	5,528	4,783	4,239	6,080
Treasury Stock	-34.98	-	-	-	-1,041
Comprehensive Income & Other	4,345	1,707	2,007	4,562	2,792
Shareholders' Equity	20,729	17,235	16,790	16,301	15,331
Total Liabilities & Equity	156,667	129,984	109,071	101,619	99,885
Total Debt	24,945	18,181	13,226	13,848	15,093
Net Cash (Debt)	-18,059	-8,982	-8,345	-5,011	-6,631
Net Cash Per Share	-14.48	-7.19	-6.68	-4.18	-5.78
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,125
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,125
Book Value Per Share	12.33	11.62	10.86	11.84	11.85
Tangible Book Value	20,098	16,750	16,361	15,932	15,049
Tangible Book Value Per Share	11.83	11.23	10.52	11.55	11.60

Source: S&P Capital IQ. Banks template. Financial Sources.