The Saudi Investment Bank (TADAWUL: 1030)

The Saudi Investment Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,888	2,035	1,879	5,740	2,654	3,586
Investment Securities	21,380	19,970	17,765	17,873	22,289	22,230
Trading Asset Securities	743.59	724.35	726.74	806.63	1,198	1,470
Total Investments	22,123	20,694	18,492	18,679	23,488	23,700
Gross Loans	97,052	82,773	70,797	59,858	56,903	59,550
Allowance for Loan Losses	-2,116	-1,927	-1,808	-1,965	-1,756	-2,406
Net Loans	94,936	80,846	68,990	57,893	55,147	57,144
Property, Plant & Equipment	1,239	1,186	1,212	999.55	1,065	1,134
Goodwill	-	18.3	18.3	18.3	-	-
Other Intangible Assets	576.05	466.62	410.05	350.98	281.78	254.34
Other Receivables	-	-	-	-	0.1	197.04
Restricted Cash	4,590	4,017	3,551	3,348	3,227	3,439
Other Current Assets	24,200	19,793	13,707	14,037	13,535	10,851
Other Real Estate Owned & Foreclosed	858.83	858.9	451.98	451.98	446.68	457.68
Other Long-Term Assets	837.18	69.75	359.43	100.98	40.91	50.71
Total Assets	151,250	129,984	109,071	101,619	99,885	100,815
Accrued Expenses	-	555.8	472.09	407.05	268.92	191.79
Interest Bearing Deposits	73,104	57,646	43,620	31,766	29,443	46,648
Non-Interest Bearing Deposits	35,810	34,930	33,875	38,126	38,271	25,875
Total Deposits	108,915	92,576	77,495	69,892	67,714	72,523
Short-Term Borrowings	22,475	17,971	13,023	13,616	12,832	10,639
Current Portion of Long-Term Debt	-	-	-	-	2,006	11.63
Current Portion of Leases	-	47.32	47.01	45.19	21.15	33.66
Current Income Taxes Payable	-	283.93	217.92	236.16	250.8	88.49
Other Current Liabilities	-	-	119.89	235.26	346.64	453.8
Long-Term Debt	-	-	-	-	-	2,000
Long-Term Leases	-	162.58	155.59	186.7	233.63	220.05
Long-Term Unearned Revenue	-	15.65	17.41	65.51	222.84	12.1
Pension & Post-Retirement Benefits	-	248.91	207.3	193.75	202.44	174.51
Other Long-Term Liabilities	2,025	887.74	525.67	440.46	454.78	459.8
Total Liabilities	133,415	112,749	92,281	85,318	84,553	86,808
Common Stock	12,500	10,000	10,000	7,500	7,500	7,500
Retained Earnings	3,480	5,528	4,783	4,239	6,080	5,218
Treasury Stock	-21.53	-	-	-	-1,041	-1,041
Comprehensive Income & Other	1,877	1,707	2,007	4,562	2,792	2,330
Shareholders' Equity	17,835	17,235	16,790	16,301	15,331	14,007
Total Liabilities & Equity	151,250	129,984	109,071	101,619	99,885	100,815
Total Debt	22,475	18,181	13,226	13,848	15,093	12,904
Net Cash (Debt)	-15,483	-8,982	-8,345	-5,011	-6,631	-1,822
Net Cash Per Share	-12.39	-7.19	-6.68	-4.18	-5.78	-1.60
Filing Date Shares Outstanding	1,249	1,250	1,250	1,250	1,125	1,125
Total Common Shares Outstanding	1,249	1,250	1,250	1,250	1,125	1,125
Book Value Per Share	12.27	11.62	10.86	11.84	11.85	10.67
Tangible Book Value	17,259	16,750	16,361	15,932	15,049	13,753
Tangible Book Value Per Share	11.81	11.23	10.52	11.55	11.60	10.45

Source: S&P Capital IQ. Banks template. Financial Sources.