The Saudi Investment Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,408	2,287	2,053	2,035	1,879	5,740
Investment Securities	23,452	19,578	19,638	19,970	17,765	17,873
Trading Asset Securities	699.93	723.05	589.32	724.35	726.74	806.63
Total Investments	24,152	20,301	20,227	20,694	18,492	18,679
Gross Loans	117,753	114,181	101,234	82,773	70,797	59,858
Allowance for Loan Losses	-2,145	-1,993	-1,652	-1,927	-1,808	-1,965
Net Loans	115,608	112,188	99,582	80,846	68,990	57,893
Property, Plant & Equipment	1,225	1,235	1,246	1,186	1,212	999.55
Goodwill	-	18.3	18.3	18.3	18.3	18.3
Other Intangible Assets	857.93	800.56	612.28	466.62	410.05	350.98
Restricted Cash	5,327	5,166	4,936	4,017	3,551	3,348
Other Current Assets	28,400	28,990	26,509	19,793	13,707	14,037
Other Real Estate Owned & Foreclosed	576.73	593.01	858.83	858.9	451.98	451.98
Other Long-Term Assets	1,729	1,142	1,028	69.75	359.43	100.98
Total Assets	180,284	172,720	157,069	129,984	109,071	101,619
Accrued Expenses	-	451.22	543.91	555.8	472.09	407.05
Interest Bearing Deposits	100,599	87,179	68,164	57,646	43,620	31,766
Non-Interest Bearing Deposits	24,896	31,214	41,017	34,930	33,875	38,126
Total Deposits	125,494	118,394	109,181	92,576	77,495	69,892
Short-Term Borrowings	26,575	26,832	24,792	17,971	13,023	13,616
Current Portion of Leases	-	37.64	29.04	47.32	47.01	45.19
Current Income Taxes Payable	-	439.29	331.68	283.93	217.92	236.16
Other Current Liabilities	-	-	-	-	119.89	235.26
Long-Term Debt	3,358	2,790	-	-	-	-
Long-Term Leases	-	132.84	124.26	162.58	155.59	186.7
Long-Term Unearned Revenue	-	38.57	46.02	15.65	17.41	65.51
Pension & Post-Retirement Benefits	-	309.07	288.79	248.91	207.3	193.75
Other Long-Term Liabilities	2,018	862.65	601.5	887.74	525.67	440.46
Total Liabilities	157,445	150,287	135,938	112,749	92,281	85,318
Common Stock	12,500	12,500	12,500	10,000	10,000	7,500
Retained Earnings	5,519	5,017	3,919	5,528	4,783	4,239
Treasury Stock	-21.68	-34.98	-34.98	-	-	-
Comprehensive Income & Other	4,842	4,951	4,747	1,707	2,007	4,562
Shareholders' Equity	22,840	22,433	21,131	17,235	16,790	16,301
Total Liabilities & Equity	180,284	172,720	157,069	129,984	109,071	101,619
Total Debt	29,933	29,792	24,945	18,181	13,226	13,848
Net Cash (Debt)	-22,910	-26,484	-18,059	-8,982	-8,345	-5,011
Net Cash Per Share	-18.36	-21.23	-14.46	-7.19	-6.68	-4.18
Filing Date Shares Outstanding	1,248	1,247	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,248	1,247	1,250	1,250	1,250	1,250
Book Value Per Share	14.04	13.73	12.66	11.62	10.86	11.84
Tangible Book Value	21,982	21,615	20,501	16,750	16,361	15,932
Tangible Book Value Per Share	13.35	13.07	12.15	11.23	10.52	11.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.