The Saudi Investment Bank (TADAWUL:1030)

The Saudi Investment Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	2,287	2,053	2,035	1,879	5,740
Investment Securities	-	19,578	19,638	19,970	17,765	17,873
Trading Asset Securities	-	723.05	589.32	724.35	726.74	806.63
Total Investments	-	20,301	20,227	20,694	18,492	18,679
Gross Loans	-	114,181	101,234	82,773	70,797	59,858
Allowance for Loan Losses	-	-1,993	-1,652	-1,927	-1,808	-1,965
Net Loans	-	112,188	99,582	80,846	68,990	57,893
Property, Plant & Equipment	-	1,235	1,246	1,186	1,212	999.55
Goodwill	-	18.3	18.3	18.3	18.3	18.3
Other Intangible Assets	-	800.56	612.28	466.62	410.05	350.98
Restricted Cash	-	5,166	4,936	4,017	3,551	3,348
Other Current Assets	-	28,990	26,509	19,793	13,707	14,037
Other Real Estate Owned & Foreclosed	-	593.01	858.83	858.9	451.98	451.98
Other Long-Term Assets	-	1,142	1,028	69.75	359.43	100.98
Total Assets	-	172,720	157,069	129,984	109,071	101,619

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	451.22	543.91	555.8	472.09	407.05
Interest Bearing Deposits	-	87,179	68,164	57,646	43,620	31,766
Non-Interest Bearing Deposits	-	31,214	41,017	34,930	33,875	38,126
Total Deposits	-	118,394	109,181	92,576	77,495	69,892
Short-Term Borrowings	-	26,832	24,792	17,971	13,023	13,616
Current Portion of Leases	-	37.64	29.04	47.32	47.01	45.19
Current Income Taxes Payable	-	439.29	331.68	283.93	217.92	236.16
Other Current Liabilities	-	-	-	-	119.89	235.26
Long-Term Debt	-	2,790	-	-	-	-
Long-Term Leases	-	132.84	124.26	162.58	155.59	186.7
Long-Term Unearned Revenue	-	38.57	46.02	15.65	17.41	65.51
Pension & Post-Retirement Benefits	-	309.07	288.79	248.91	207.3	193.75
Other Long-Term Liabilities	-	862.65	601.5	887.74	525.67	440.46
Total Liabilities	-	150,287	135,938	112,749	92,281	85,318

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	-	12,500	12,500	10,000	10,000	7,500
Retained Earnings	-	5,017	3,919	5,528	4,783	4,239
Treasury Stock	-	-34.98	-34.98	-	-	-
Comprehensive Income & Other	-	4,951	4,747	1,707	2,007	4,562
Shareholders' Equity	24,834	22,433	21,131	17,235	16,790	16,301
Total Liabilities & Equity	-	172,720	157,069	129,984	109,071	101,619

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	31,222	29,792	24,945	18,181	13,226	13,848
Net Cash (Debt)	-23,482	-26,484	-18,059	-8,982	-8,345	-5,011
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-15.68	-17.69	-12.05	-5.99	-5.56	-3.48
Filing Date Shares Outstanding	1,498	1,497	1,500	1,500	1,500	1,500
Total Common Shares Outstanding	1,498	1,497	1,500	1,500	1,500	1,500
Book Value Per Share	11.80	11.44	10.55	9.68	9.05	9.87
Tangible Book Value	23,898	21,615	20,501	16,750	16,361	15,932
Tangible Book Value Per Share	11.18	10.89	10.13	9.36	8.76	9.62

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 26, 2026

Data Sources Report a data error