The Saudi Investment Bank (TADAWUL:1030)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
13.72
-0.08 (-0.58%)
Aug 6, 2026, 3:12 PM AST

The Saudi Investment Bank Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,4794,4393,8883,6083,0862,482
Revenue Growth
11.73%14.18%7.76%16.90%24.35%3.56%
Net Income
2,1272,0971,7871,5941,365950.96
Earnings Per Share
1.701.681.431.281.090.79
EPS Growth
18.87%17.48%12.19%16.76%37.80%5.53%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury and Investments (Including Business Partners)
1,5381,2121,086961.34811.411,014
Asset Management and Brokerage
310269.79234.5202.85186.53211.16
Retail Banking
1,0411,2351,5371,4851,143708.87
Corporate Banking
1,9082,0411,3151,1861,165673.71
Other
--317.74-284.39-227.43-219.11-125.53
Total
4,4794,4393,8883,6083,0862,482

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,7403,3096,8869,1994,8818,837
Total Debt
31,22229,79224,94518,18113,22613,848
Net Cash (Debt)
-23,482-26,484-18,059-8,982-8,345-5,011
Net Cash Growth
------
Net Cash Per Share
-18.82-21.23-14.46-7.19-6.68-4.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-19,814-14,219-6,256-3,934-10,84661.21
Capital Expenditures
-354.96-362.29-382.65-218.43-453.38-60.26
Free Cash Flow
-20,169-14,581-6,639-4,152-11,3000.95
Free Cash Flow Growth
------99.99%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
47.49%47.23%45.96%44.19%44.24%38.31%
FCF Margin
-450.27%-328.45%-170.75%-115.09%-366.13%0.04%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7000.7000.7600.6800.6000.420
Dividend Per Share Growth
-12.50%-7.90%11.77%13.33%42.86%75.00%
Dividend Yield
5.07%5.61%5.83%6.26%5.34%4.63%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.097.8310.1410.0112.7015.43
Forward PE
9.238.809.708.3510.919.40
P/FCF Ratio
-----15458.38
PS Ratio
3.843.704.664.425.625.91