The Saudi Investment Bank (TADAWUL:1030)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
11.24
-0.13 (-1.14%)
Oct 29, 2026, 3:18 PM AST

The Saudi Investment Bank Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,6684,4393,8883,6083,0862,482
Revenue Growth
17.23%14.18%7.76%16.90%24.35%3.56%
Net Income
2,1202,0971,7871,5941,365950.96
Earnings Per Share
1.421.401.191.060.910.66
EPS Growth
18.52%17.48%12.19%16.76%37.80%5.53%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury and Investments (Including Business Partners)
1,2121,086961.34811.411,014
Asset Management and Brokerage
269.79234.5202.85186.53211.16
Retail Banking
1,2351,5371,4851,143708.87
Corporate Banking
2,0411,3151,1861,165673.71
Other
-317.74-284.39-227.43-219.11-125.53
Total
4,4393,8883,6083,0862,482

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,7403,3096,8869,1994,8818,837
Total Debt
31,22229,79224,94518,18113,22613,848
Net Cash (Debt)
-23,482-26,484-18,059-8,982-8,345-5,011
Net Cash Growth
------
Net Cash Per Share
-15.68-17.69-12.05-5.99-5.56-3.48

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--14,219-6,256-3,934-10,84661.21
Capital Expenditures
--362.29-382.65-218.43-453.38-60.26
Free Cash Flow
--14,581-6,639-4,152-11,3000.95
Free Cash Flow Growth
------99.99%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.41%47.23%45.96%44.19%44.24%38.31%
FCF Margin
--328.45%-170.75%-115.09%-366.13%0.04%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5830.5830.6330.5670.5000.350
Dividend Per Share Growth
-12.50%-7.90%11.75%13.34%42.86%75.00%
Dividend Yield
5.19%5.32%5.24%5.33%4.32%3.58%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.947.8310.1410.0112.7015.43
Forward PE
9.038.809.708.3510.919.40
P/FCF Ratio
-----15458.38
PS Ratio
3.653.704.664.425.625.91