Arab National Bank (TADAWUL:1080)
22.20
+0.30 (1.37%)
Aug 13, 2026, 3:17 PM AST
Arab National Bank Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 15,715 | 15,205 | 14,406 | 12,599 | 7,657 | 5,172 |
Interest Income on Investments | 252.43 | 269.82 | 205.38 | 143.14 | 159.62 | 87.59 |
Total Interest Income | 15,967 | 15,475 | 14,612 | 12,742 | 7,816 | 5,259 |
Interest Paid on Deposits | 7,450 | 7,108 | 6,480 | 5,340 | 2,020 | 499.62 |
Net Interest Income | 8,517 | 8,367 | 8,132 | 7,402 | 5,796 | 4,760 |
Net Interest Income Growth | 0.68% | 2.89% | 9.86% | 27.71% | 21.78% | -3.89% |
Income From Trading Activities | 73.18 | 81.15 | 59.27 | 26.94 | 39.37 | 13.42 |
Gain (Loss) on Sale of Assets | -15.55 | -15.55 | 13.56 | 20.8 | 2.65 | -0.17 |
Gain (Loss) on Sale of Investments | 329.37 | 212.05 | 180.55 | 187.05 | 88.81 | 245.35 |
Other Non-Interest Income | 1,223 | 1,239 | 1,040 | 930.29 | 971.4 | 754.33 |
Total Non-Interest Income | 1,610 | 1,516 | 1,293 | 1,165 | 1,102 | 1,013 |
Non-Interest Income Growth | 14.52% | 17.27% | 10.98% | 5.70% | 8.82% | 12.69% |
Revenues Before Loan Losses | 10,128 | 9,883 | 9,425 | 8,567 | 6,898 | 5,773 |
Provision for Loan Losses | 586.08 | 692.66 | 644.81 | 670.17 | 879.84 | 1,034 |
| 9,542 | 9,190 | 8,780 | 7,897 | 6,018 | 4,738 | |
Revenue Growth | 4.53% | 4.67% | 11.19% | 31.21% | 27.02% | 3.71% |
Salaries and Employee Benefits | 2,101 | 2,012 | 1,772 | 1,547 | 1,380 | 1,255 |
Occupancy Expenses | 269.5 | 261.38 | 222 | 228.29 | 213.61 | 210.35 |
Selling, General & Administrative | 1,120 | 1,063 | 1,073 | 1,072 | 864.47 | 736.35 |
Total Non-Interest Expense | 3,358 | 3,210 | 3,041 | 3,150 | 2,386 | 2,116 |
EBT Excluding Unusual Items | 6,184 | 5,981 | 5,739 | 4,747 | 3,633 | 2,622 |
Pretax Income | 6,184 | 5,981 | 5,739 | 4,747 | 3,633 | 2,622 |
Income Tax Expense | 918.54 | 869.61 | 781.91 | 671.11 | 565.78 | 450.15 |
Earnings From Continuing Operations | 5,265 | 5,111 | 4,957 | 4,076 | 3,067 | 2,171 |
Earnings From Discontinued Operations | -7.79 | 5.96 | 10.51 | - | - | - |
Minority Interest in Earnings | 1 | -0.75 | -1.33 | -5.13 | 3.35 | 5.17 |
Net Income | 5,258 | 5,116 | 4,966 | 4,071 | 3,070 | 2,177 |
Preferred Dividends & Other Adjustments | 373.7 | 187.41 | - | - | - | - |
Net Income to Common | 4,884 | 4,929 | 4,966 | 4,071 | 3,070 | 2,177 |
Net Income Growth | -3.81% | -0.75% | 22.00% | 32.57% | 41.07% | 5.04% |
Basic Shares Outstanding | 1,988 | 1,992 | 2,000 | 2,000 | 2,000 | 2,000 |
Diluted Shares Outstanding | 1,988 | 1,992 | 2,000 | 2,000 | 2,000 | 2,000 |
Shares Change | -0.43% | -0.38% | -0.01% | - | - | - |
EPS (Basic) | 2.46 | 2.47 | 2.48 | 2.04 | 1.54 | 1.09 |
EPS (Diluted) | 2.46 | 2.47 | 2.48 | 2.04 | 1.54 | 1.09 |
EPS Growth | -3.40% | -0.38% | 22.02% | 32.57% | 41.07% | 5.04% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.300 | 1.300 | 1.300 | 1.012 | 0.825 | 0.600 |
Dividend Growth | 0% | 0% | 28.39% | 22.73% | 37.50% | 100.00% |
Effective Tax Rate | 14.85% | 14.54% | 13.63% | 14.14% | 15.57% | 17.17% |