TADAWUL:1120 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	58,023	55,850	47,018	38,738	28,202	21,442
Interest Paid on Deposits	25,868	26,004	22,175	17,468	6,029	1,050
Net Interest Income	32,155	29,846	24,843	21,269	22,173	20,392
Net Interest Income Growth	15.91%	20.14%	16.80%	-4.08%	8.73%	20.57%
Gain (Loss) on Sale of Assets	8.87	8.87	5.22	9.85	1.28	47.51
Gain (Loss) on Sale of Investments	-118.72	-118.72	66.8	32.05	-208.77	-37.9
Gain (Loss) on Sale of Equity Investments	117.93	117.93	137.34	87.87	20.24	32.03
Other Non-Interest Income	9,541	9,240	7,003	6,133	6,590	5,283
Total Non-Interest Income	9,549	9,248	7,212	6,262	6,402	5,324
Non-Interest Income Growth	15.72%	28.23%	15.17%	-2.19%	20.24%	39.81%
Revenues Before Loan Losses	41,704	39,094	32,055	27,531	28,575	25,716
Provision for Loan Losses	2,708	2,320	2,117	1,504	2,001	2,345
Revenue	38,996	36,773	29,939	26,027	26,574	23,371
Revenue Growth	15.97%	22.83%	15.03%	-2.06%	13.70%	25.95%
Salaries and Employee Benefits	4,172	4,026	3,761	3,525	3,395	3,132
Occupancy Expenses	2,053	2,369	1,982	1,578	1,291	1,142
Selling, General & Administrative	3,523	2,732	2,228	2,395	2,724	2,652
Total Non-Interest Expense	9,748	9,127	7,971	7,498	7,411	6,927
EBT Excluding Unusual Items	29,248	27,646	21,968	18,529	19,163	16,445
Asset Writedown	-	-	-	-	-39.02	-
Pretax Income	29,248	27,646	21,968	18,529	19,123	16,445
Income Tax Expense	2,706	2,822	2,237	1,908	1,972	1,699
Earnings From Continuing Operations	26,542	24,825	19,731	16,621	17,151	14,746
Minority Interest in Earnings	-43.69	-32.76	-8.98	-	-	-
Net Income	26,498	24,792	19,722	16,621	17,151	14,746
Preferred Dividends & Other Adjustments	1,515	1,377	1,036	820.68	196.56	-
Net Income to Common	24,984	23,415	18,686	15,800	16,954	14,746
Net Income Growth	15.11%	25.30%	18.26%	-6.80%	14.97%	39.17%
Basic Shares Outstanding	6,000	6,000	6,000	6,000	6,000	6,000
Diluted Shares Outstanding	6,000	6,000	6,000	6,000	6,000	6,000
Shares Change	-1.13%	-	-	-	-	-
EPS (Basic)	4.16	3.90	3.11	2.63	2.83	2.46
EPS (Diluted)	4.16	3.90	3.11	2.63	2.83	2.46
EPS Growth	16.42%	25.30%	18.26%	-6.80%	14.97%	39.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.917	1.667	1.807	1.533	0.833	-
Dividend Growth	-64.14%	-7.75%	17.83%	84.00%	99.98%	-
Effective Tax Rate	9.25%	10.21%	10.18%	10.30%	10.31%	10.33%