Alinma Bank Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,671	17,370	16,155	13,228	7,613	5,678
Interest Income on Investments	27.85	30.05	33	30.8	30.55	8.82
Total Interest Income	17,699	17,400	16,188	13,258	7,644	5,687
Interest Paid on Deposits	8,102	7,993	7,506	5,573	1,546	537.39
Net Interest Income	9,597	9,407	8,682	7,685	6,097	5,149
Net Interest Income Growth (YoY)	7.21%	8.35%	12.96%	26.05%	18.41%	10.41%
Gain (Loss) on Sale of Assets	34.17	34.17	1.7	7.88	4.37	1.57
Gain (Loss) on Sale of Investments	347.5	320.15	250.96	190.34	341.48	138.48
Other Non-Interest Income	2,092	2,115	2,006	1,816	1,529	1,356
Total Non-Interest Income	2,473	2,469	2,259	2,014	1,875	1,496
Non-Interest Income Growth (YoY)	10.60%	9.29%	12.17%	7.40%	25.36%	46.83%
Revenues Before Loan Losses	12,070	11,876	10,941	9,699	7,972	6,645
Provision for Loan Losses	958.05	1,030	1,050	1,272	1,198	1,252
Revenue	11,112	10,845	9,891	8,427	6,774	5,393
Revenue Growth (YoY)	9.18%	9.65%	17.37%	24.40%	25.61%	26.51%
Salaries and Employee Benefits	1,771	1,734	1,602	1,409	1,298	1,092
Occupancy Expenses	452.97	431.06	353.84	325.31	279.12	251.16
Selling, General & Administrative	1,568	1,550	1,428	1,309	1,188	1,015
Total Non-Interest Expense	3,796	3,719	3,389	3,032	2,761	2,372
EBT Excluding Unusual Items	7,316	7,126	6,502	5,396	4,013	3,022
Pretax Income	7,316	7,126	6,502	5,396	4,013	3,022
Income Tax Expense	748.4	728.8	670.41	556.32	413.76	312.17
Net Income	6,568	6,397	5,832	4,839	3,599	2,709
Preferred Dividends & Other Adjustments	563.42	504.54	321.92	200	150	106.72
Net Income to Common	6,004	5,893	5,510	4,639	3,449	2,603
Net Income Growth	9.01%	9.70%	20.51%	34.46%	32.84%	37.81%
Basic Shares Outstanding	2,985	2,984	2,982	2,985	2,985	2,982
Diluted Shares Outstanding	2,985	2,984	2,982	2,985	2,985	2,982
Shares Change (YoY)	0.09%	0.07%	-0.08%	-0.02%	0.13%	0.03%
EPS (Basic)	2.01	1.97	1.85	1.55	1.16	0.87
EPS (Diluted)	2.01	1.97	1.85	1.55	1.16	0.87
EPS Growth	7.49%	6.88%	18.86%	34.53%	32.35%	32.34%
Dividend Per Share	-	-	0.917	0.567	0.633	0.500
Dividend Growth	-	-	61.79%	-10.53%	26.66%	150.00%
Effective Tax Rate	10.23%	10.23%	10.31%	10.31%	10.31%	10.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.