Alinma Bank (TADAWUL:1150)
Saudi Arabia · Delayed Price · Currency is SAR | Market Cap | 75.72B +18.4% |
| Revenue (ttm) | 11.17B +7.2% |
| Net Income | 5.96B +6.6% |
| EPS | 2.00 +3.8% |
| Shares Out | 3.00B |
| PE Ratio | 12.64 |
| Forward PE | 11.81 |
| Dividend | 1.00 (4.02%) |
| Ex-Dividend Date | Aug 4, 2026 |
| Volume | 7,465,189 |
| Open | 25.22 |
| Previous Close | 25.22 |
| Day's Range | 25.16 - 25.44 |
| 52-Week Range | 19.95 - 25.53 |
| Beta | 0.11 |
| Analysts | Buy |
| Price Target | 27.25 (+8.44%) |
| Earnings Date | Jul 27, 2026 |
About Alinma Bank
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. It operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The company provides various banking services, including current, education, and family accounts; self-service banking services; debit, credit, traveler, purchase, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as SME, kafalah program, business payroll, assets, business invoices, and receivables financi... [Read more]
Financial Performance
In 2025, Alinma Bank's revenue was 10.85 billion, an increase of 9.65% compared to the previous year's 9.89 billion. Earnings were 5.89 billion, an increase of 6.95%.
Financial StatementsAnalyst Summary
According to 14 analysts, the average rating for 1150 stock is "Buy." The 12-month stock price target is SAR 27.25, which is an increase of 8.44% from the latest price.
News
Alinma Bank Transcript: Transcript
Financing and deposits grew 12% and 11% year-to-date, with net income up 9% year-on-year. NIM compressed due to higher funding costs, but margin improvement is expected in Q4. Capitalization remains strong, and the bank is preparing to launch its 2030 strategy.
Alinma Bank Transcript: Transcript
Financing, assets, and deposits all saw robust growth year-to-date, with net income up 13% and operating income up 8%. NIMs contracted due to elevated liquidity costs, prompting revised guidance, but loan growth and capital ratios remain strong. Strategic initiatives and digital investments continue to drive performance.
Alinma Bank Transcript: Transcript
The new 2030 strategy builds on strong financial and digital achievements, targeting innovation, customer centricity, and profitability through AI and data-driven models. ROE is targeted above 22%, with a focus on scalable operations, diversified funding, and new business initiatives in underserved segments.
Alinma Bank Transcript: Transcript
Q1 2026 saw 11% net income growth, strong retail and SME lending, and a one-off recovery that lowered cost of risk. Guidance for the year remains unchanged, with robust liquidity, healthy capital ratios, and continued focus on digital innovation and diversified funding.
Alinma Bank Transcript: Transcript
Financing and assets grew 6% YTD, with net income up 6% and ROE at 17.8%. Cost of risk guidance was raised due to a large project provision, while NIM and cost-to-income guidance remain steady. Retail and project finance drive growth, supported by strong liquidity and digital innovation.
Alinma Bank SJSC 2030 Strategy Call Transcript
Alinma Bank SJSC 2030 Strategy Call Transcript
Saudi: Alinma Bank generates 22% higher net profit in 9M-24
The total assets grew by 14.78%
Saudi Arabia: Bahri secures $756mln Alinma funding for fleet modernisation
Under the terms of the facility agreement, Alinma Bank will extend a credit facility worth $756 million to partially finance the purchase of nine state-of-the-art Very large Crude Carriers
Bahri signs murabaha financing agreement with Alinma Bank
Credit facility availed will be used to partially fund the acquisition of nine oil tankers
Saudis Bahri signs $756mln Murabaha agreement with Alinma Bank
Agreement to finance 70% of the purchase value of nine VLCCs
Saudi: Ejari closes $14.65mln funding round co-led by Alinma Bank
Alinma Bank participated in the fundraising transaction through its Alinma Pay, along with Vision Ventures and Aqar platform, as well as existing investors
Saudi: MESC inks $26.66mln financing agreement with Alinma Bank
MESC will utilise the loan to finance its working capital and issue different types of bank guarantees