Alinma Bank Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	6,202	5,832	4,839	3,599	2,709	1,966	Upgrade
Depreciation & Amortization	404	353.84	325.31	279.12	251.16	251.32	Upgrade
Gain (Loss) on Sale of Assets	-1.91	4.17	-7.88	-0.68	-1.57	-2.63	Upgrade
Gain (Loss) on Sale of Investments	40.08	-9.53	-74.5	-271.31	-120.83	211.34	Upgrade
Provision for Credit Losses	1,289	1,247	1,414	1,241	1,283	1,433	Upgrade
Change in Trading Asset Securities	-802.87	-520.4	-901.77	-207.39	-68.45	-143.66	Upgrade
Change in Other Net Operating Assets	-28,729	-23,965	-40,151	-20,647	-8,592	-13,251	Upgrade
Other Operating Activities	-0.05	75.97	145.11	79.01	54.56	50.49	Upgrade
Operating Cash Flow	-21,531	-16,915	-34,372	-15,905	-4,445	-9,468	Upgrade
Capital Expenditures	-1,074	-788.81	-557.2	-464.76	-190.82	-161.97	Upgrade
Sale of Property, Plant and Equipment	2.26	6.75	68.21	21	3.6	5.81	Upgrade
Investment in Securities	-4,609	-5,060	-3,155	-5,445	-3,605	-6,070	Upgrade
Income (Loss) Equity Investments	-0.52	5.11	-17.16	-3.53	14.14	-4.54	Upgrade
Other Investing Activities	38.57	33	30.8	30.55	8.82	18.66	Upgrade
Investing Cash Flow	-5,642	-5,809	-3,614	-5,859	-3,783	-6,208	Upgrade
Long-Term Debt Repaid	-	-109.29	-93.86	-90.63	-87.14	-70.92	Upgrade
Net Debt Issued (Repaid)	3,729	-109.29	-93.86	-90.63	-87.14	-70.92	Upgrade
Issuance of Common Stock	3,733	3,735	-	-	4,993	-	Upgrade
Repurchase of Common Stock	-	-	-166.38	-	-	-	Upgrade
Common Dividends Paid	-2,984	-1,988	-2,686	-1,691	-1,292	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	25,483	22,644	42,732	24,108	1,606	17,391	Upgrade
Other Financing Activities	-443.53	-321.92	-200	-200	-50	-	Upgrade
Financing Cash Flow	29,517	23,960	39,585	22,126	5,170	17,321	Upgrade
Net Cash Flow	2,344	1,236	1,600	362.42	-3,058	1,645	Upgrade
Free Cash Flow	-22,605	-17,704	-34,929	-16,370	-4,636	-9,630	Upgrade
Free Cash Flow Margin	-214.75%	-179.00%	-414.49%	-241.65%	-85.96%	-225.88%	Upgrade
Free Cash Flow Per Share	-9.09	-7.12	-14.04	-6.58	-1.87	-3.88	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.