Nayifat Finance Company (TADAWUL:4081)

Nayifat Finance Company Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	96.29	131.24	88.71	171.46	225.09	201.47
Depreciation & Amortization	-1	2.3	3.63	4.91	5.75	7.71
Other Amortization	8.06	8.06	7.51	8.73	4.65	4.25
Asset Writedown & Restructuring Costs	-	-	-	6.47	-0.45	2.46
Provision for Credit Losses	43.35	15.57	86.56	14.98	-11.36	-1.47
Change in Other Net Operating Assets	-24.7	50.09	-185.62	-98.14	9.61	204.2
Other Operating Activities	-78.09	-29.09	-40.96	-11.28	-0.58	4.98
Operating Cash Flow	44.01	176.38	-39.9	97.34	232.71	423.6
Operating Cash Flow Growth	-64.94%	-	-	-58.17%	-45.06%	-
Capital Expenditures	0.15	-0.89	-0.33	-1.81	-3.19	-7.17
Sale of Property, Plant & Equipment	3	3	-	-	-	-
Sale (Purchase) of Intangibles	-3.45	-4.68	-0.58	-6.85	-18.77	-9.09
Investment in Securities	-	-	-	-	-	-75.47
Investing Cash Flow	-0.3	-2.57	-0.91	-8.65	-21.96	-91.73
Long-Term Debt Issued	-	170	345	272.26	347.49	236.78
Long-Term Debt Repaid	-	-318.63	-287.54	-300.43	-416.99	-452.65
Net Debt Issued (Repaid)	94.58	-148.63	57.46	-28.16	-69.5	-215.87
Repurchase of Common Stock	-29.53	-	-	-	-	-
Common Dividends Paid	-99.28	-	-	-75	-152.22	-98.51
Financing Cash Flow	-34.23	-148.63	57.46	-103.16	-221.72	-314.38
Net Cash Flow	9.48	25.18	16.65	-14.47	-10.97	17.5
Free Cash Flow	44.16	175.49	-40.23	95.54	229.52	416.43
Free Cash Flow Growth	-64.46%	-	-	-58.38%	-44.88%	-
Free Cash Flow Margin	16.40%	57.35%	-15.30%	27.04%	59.33%	110.37%
Free Cash Flow Per Share	0.37	1.46	-0.34	0.80	1.91	3.52
Cash Interest Paid	-	-	-	-	-	34.81

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.