The Company for Cooperative Insurance (TADAWUL:8010)
Saudi Arabia · Delayed Price · Currency is SAR 136.30
-0.20 (-0.15%)
Sep 1, 2026, 10:25 AM AST
TADAWUL:8010 Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 20,345 | 18,789 | 16,061 | 13,376 | 9,790 | 7,930 |
Total Interest & Dividend Income | -73.69 | -98.69 | -68.46 | -65.74 | -2.3 | 166.77 |
Gain (Loss) on Sale of Investments | 254.47 | 204.69 | 55.34 | -56.18 | 76.46 | 117.41 |
Non-Insurance Activities Revenue | 27.51 | 9.6 | 3.21 | - | - | - |
Other Revenue | 596.84 | 576.23 | 647.18 | 569.71 | 319.8 | 136.95 |
| 21,150 | 19,481 | 16,698 | 13,824 | 10,183 | 8,351 | |
Revenue Growth | 17.69% | 16.66% | 20.80% | 35.74% | 21.95% | 13.20% |
Policy Benefits | 19,130 | 17,462 | 14,499 | 11,851 | 9,222 | 6,660 |
Policy Acquisition & Underwriting Costs | 2,038 | 2,038 | 1,696 | 1,169 | 768.65 | 374.33 |
Selling, General & Administrative | 73.86 | 96.2 | 55.45 | 30.24 | 19.13 | 746.27 |
Provision for Bad Debts | -109.36 | -130.75 | 91.74 | -16.23 | 141.5 | 39.89 |
Other Operating Expenses | -1,135 | -1,232 | -762.03 | 71.62 | -359.55 | 198.66 |
Total Operating Expenses | 19,998 | 18,234 | 15,580 | 13,106 | 9,792 | 8,019 |
Operating Income | 1,152 | 1,247 | 1,118 | 717.81 | 391.58 | 331.54 |
Interest Expense | -39.7 | -20.55 | -9.57 | - | - | - |
Earnings From Equity Investments | - | - | - | - | - | 18.6 |
EBT Excluding Unusual Items | 1,112 | 1,227 | 1,109 | 717.81 | 391.58 | 350.14 |
Gain (Loss) on Sale of Assets | - | - | 36.24 | - | - | - |
Pretax Income | 1,112 | 1,227 | 1,145 | 717.81 | 391.58 | 350.14 |
Income Tax Expense | 126.76 | 123.51 | 122.99 | 101.38 | 89.39 | 83.58 |
Net Income | 983.85 | 1,103 | 1,022 | 616.43 | 302.19 | 266.56 |
Net Income to Common | 983.85 | 1,103 | 1,022 | 616.43 | 302.19 | 266.56 |
Net Income Growth | -10.12% | 7.93% | 65.80% | 103.98% | 13.37% | -32.23% |
Shares Outstanding (Basic) | 149 | 150 | 150 | 150 | 150 | 150 |
Shares Outstanding (Diluted) | 150 | 150 | 150 | 150 | 150 | 150 |
Shares Change | -0.06% | -0.01% | - | - | - | - |
EPS (Basic) | 6.58 | 7.37 | 6.82 | 4.11 | 2.01 | 1.78 |
EPS (Diluted) | 6.56 | 7.35 | 6.81 | 4.11 | 2.01 | 1.78 |
EPS Growth | -10.10% | 7.93% | 65.71% | 103.98% | 13.37% | -32.23% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,405 | 68.86 | 2,715 | 1,538 | 1,127 | 908.66 |
Free Cash Flow Per Share | 9.37 | 0.46 | 18.10 | 10.26 | 7.51 | 6.06 |
Dividend Per Share | 2.000 | 2.000 | 1.500 | 1.000 | 0.833 | - |
Dividend Growth | 33.33% | 33.33% | 50.00% | 20.00% | 24.99% | - |
Operating Margin | 5.45% | 6.40% | 6.70% | 5.19% | 3.84% | 3.97% |
Profit Margin | 4.65% | 5.66% | 6.12% | 4.46% | 2.97% | 3.19% |
Free Cash Flow Margin | 6.64% | 0.35% | 16.26% | 11.13% | 11.07% | 10.88% |
EBITDA | 1,293 | 1,401 | 1,223 | 759.68 | 429.17 | 356.49 |
EBITDA Margin | 6.12% | 7.19% | 7.32% | 5.50% | 4.21% | 4.27% |
D&A For EBITDA | 141.61 | 153.95 | 104.57 | 41.87 | 37.59 | 24.95 |
EBIT | 1,152 | 1,247 | 1,118 | 717.81 | 391.58 | 331.54 |
EBIT Margin | 5.45% | 6.40% | 6.70% | 5.19% | 3.84% | 3.97% |
Effective Tax Rate | 11.40% | 10.07% | 10.74% | 14.12% | 22.83% | 23.87% |