TADAWUL:8100 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	711.68	679.46	781.48	667.94	567.04	528.4
Total Interest & Dividend Income	22.04	22.96	18.06	6.62	11.48	13.21
Gain (Loss) on Sale of Investments	-1.39	0.28	0.34	15	2.11	-0.64
Other Revenue	0.49	1.45	20.64	-	27.35	41.02
Total Revenue	732.82	704.15	820.51	689.56	607.99	581.98
Revenue Growth (YoY)	2.38%	-14.18%	18.99%	13.42%	4.47%	-15.54%
Policy Benefits	674.48	635.19	729.73	745.79	463.48	343.89
Policy Acquisition & Underwriting Costs	-	-	-	-	61.09	58.24
Selling, General & Administrative	-	-	-	7.56	129.61	112.66
Provision for Bad Debts	-	-	-	-	9.34	4.03
Other Operating Expenses	7.94	14.98	12.45	-	-	5.58
Total Operating Expenses	682.41	650.17	742.18	753.35	663.53	524.39
Operating Income	50.41	53.99	78.33	-63.79	-55.54	57.58
Other Non Operating Income (Expenses)	0.23	-	-	9.38	-	-
Pretax Income	50.64	53.99	78.33	-54.41	-55.54	57.58
Income Tax Expense	3.23	4.67	7.24	7.24	7.1	10.26
Net Income	47.41	49.32	71.1	-61.65	-62.63	47.32
Net Income to Common	47.41	49.32	71.1	-61.65	-62.63	47.32
Net Income Growth	-2.71%	-30.63%	-	-	-	-
Shares Outstanding (Basic)	30	30	30	30	30	30
Shares Outstanding (Diluted)	30	30	30	30	30	30
EPS (Basic)	1.58	1.64	2.37	-2.05	-2.09	1.58
EPS (Diluted)	1.58	1.64	2.37	-2.05	-2.09	1.58
EPS Growth	-2.71%	-30.63%	-	-	-	-
Free Cash Flow	-1.61	174.97	-9.16	-5	-41.34	-16.23
Free Cash Flow Per Share	-0.05	5.83	-0.30	-0.17	-1.38	-0.54
Operating Margin	6.88%	7.67%	9.55%	-9.25%	-9.13%	9.89%
Profit Margin	6.47%	7.00%	8.67%	-8.94%	-10.30%	8.13%
Free Cash Flow Margin	-0.22%	24.85%	-1.12%	-0.73%	-6.80%	-2.79%
EBITDA	55.05	62.19	81.92	-61.14	-52.4	61.56
EBITDA Margin	7.51%	8.83%	9.98%	-8.87%	-8.62%	10.58%
D&A For EBITDA	4.65	8.2	3.59	2.65	3.14	3.97
EBIT	50.41	53.99	78.33	-63.79	-55.54	57.58
EBIT Margin	6.88%	7.67%	9.55%	-9.25%	-9.13%	9.89%
Effective Tax Rate	6.37%	8.64%	9.24%	-	-	17.82%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.