Saudi Arabian Cooperative Insurance Company (TADAWUL:8100)

TADAWUL:8100 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	21.02	22.18	49.32	71.1	-61.65	-62.63
Depreciation & Amortization	5.24	5.63	8.2	3.59	2.65	3.14
Gain (Loss) on Sale of Investments	4.75	4.46	-0.28	-0.34	-13.84	-2.52
Change in Accounts Receivable	-46.57	-114.64	318.86	-406.88	-1.15	-24.88
Reinsurance Recoverable	-74.06	-143.75	48.89	-542.31	109.75	-48.2
Change in Accounts Payable	-	-	-	-	-	-0.42
Change in Unearned Revenue	-	-	-	-	-	-12.92
Change in Insurance Reserves / Liabilities	229.41	239.48	-302.62	882.72	-14.63	91.24
Change in Other Net Operating Assets	16.52	30.4	-9.15	-10.36	-17.87	18.86
Other Operating Activities	-31.13	-13.15	-4.55	5.21	-1.31	-3.58
Operating Cash Flow	59.15	16.65	184.32	18.71	18.15	-37.66
Operating Cash Flow Growth	-78.05%	-90.97%	885.22%	3.10%	-	-
Capital Expenditures	-7.64	-6.69	-9.35	-27.87	-23.15	-3.68
Purchase / Sale of Intangible Assets	-7.3	-6.96	-3.47	-3.41	-1.79	-3.48
Investment in Securities	32.66	78.64	-247.43	143.8	-2.16	46.84
Investing Cash Flow	17.73	64.99	-260.25	112.52	-27.1	39.69
Net Cash Flow	76.87	81.63	-75.93	131.23	-8.96	2.03
Free Cash Flow	51.51	9.95	174.97	-9.16	-5	-41.34
Free Cash Flow Growth	-81.05%	-94.31%	-	-	-	-
Free Cash Flow Margin	6.24%	1.34%	24.85%	-1.12%	-0.73%	-6.80%
Free Cash Flow Per Share	1.72	0.33	5.83	-0.30	-0.17	-1.38
Cash Interest Paid	-	-	-	-	4.35	-
Levered Free Cash Flow	152.07	-148.66	89.39	-918.08	-672.87	-14.57
Unlevered Free Cash Flow	152.07	-148.66	89.39	-918.08	-672.87	-14.57
Change in Working Capital	59.27	-2.47	131.62	-60.86	92.3	18.6

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.