Saudi Arabian Cooperative Insurance Company (TADAWUL:8100)

Saudi Arabia · Delayed Price · Currency is SAR

10.61

0.00 (0.00%)

Jul 23, 2026, 3:19 PM AST

TADAWUL:8100 Financials Overview

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	826.01	741.43	704.15	820.51	689.56	607.99
Revenue Growth	17.59%	5.29%	-14.18%	18.99%	13.42%	4.47%
Operating Income	23.83	24.36	50.59	78.33	-63.79	-55.54
Net Income	21.02	22.18	49.32	71.1	-61.65	-62.63
Earnings Per Share	0.70	0.74	1.64	2.37	-2.05	-2.09
EPS Growth	-65.18%	-55.03%	-30.63%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Property and Accidents	77.92	85.8	93.85	6.1	286.91	66.33
Cars	585.71	492.99	399.17	19.93	316.78	188.1
Medical/Health	113.33	115.47	174.49	24.84	56.98	337.37
Protection	22.09	21.89	4.66	0.9	2.01	-
Others	-	25.29	31.98	-	-	-
Total	826.01	741.43	704.15	93.45	689.56	607.99

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	288.35	180.01	98.37	174.3	43.07	52.03
Net Cash Growth	36.35%	82.98%	-43.56%	304.68%	-17.21%	4.06%
Net Cash Per Share	9.61	6.00	3.28	5.81	1.44	1.73
Cash & Investments	288.35	180.01	98.37	174.3	43.07	52.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	59.15	16.65	184.32	18.71	18.15	-37.66
Capital Expenditures	-7.64	-6.69	-9.35	-27.87	-23.15	-3.68
Free Cash Flow	51.51	9.95	174.97	-9.16	-5	-41.34
Free Cash Flow Growth	-81.05%	-94.31%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	2.89%	3.28%	7.18%	9.55%	-9.25%	-9.13%
Pretax Margin	3.30%	3.83%	7.67%	9.55%	-7.89%	-9.13%
Profit Margin	2.54%	2.99%	7.00%	8.67%	-8.94%	-10.30%
FCF Margin	6.24%	1.34%	24.85%	-1.12%	-0.73%	-6.80%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.14	14.99	9.51	6.34	-	-
Forward PE	-	9.08	9.08	9.08	9.08	9.08
P/FCF Ratio	6.18	33.40	2.68	-	-	-
PS Ratio	0.39	0.45	0.67	0.55	0.52	1.08