TADAWUL:8100 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	806.32	724.9	679.46	781.48	667.94	567.04
Total Interest & Dividend Income	20.39	20.65	22.96	18.06	6.62	11.48
Gain (Loss) on Sale of Investments	-2.2	-4.46	0.28	0.34	15	2.11
Other Revenue	1.5	0.34	1.45	20.64	-	27.35
Total Revenue	826.01	741.43	704.15	820.51	689.56	607.99
Revenue Growth (YoY)	17.59%	5.29%	-14.18%	18.99%	13.42%	4.47%
Policy Benefits	793.79	708.2	635.19	729.73	745.79	463.48
Policy Acquisition & Underwriting Costs	-	-	-	-	-	61.09
Selling, General & Administrative	-	-	-	-	7.56	129.61
Provision for Bad Debts	-	-	-	-	-	9.34
Other Operating Expenses	8.39	8.87	18.37	12.45	-	-
Total Operating Expenses	802.18	717.07	653.56	742.18	753.35	663.53
Operating Income	23.83	24.36	50.59	78.33	-63.79	-55.54
Other Non Operating Income (Expenses)	3.44	4.07	3.39	-	9.38	-
Pretax Income	27.27	28.43	53.99	78.33	-54.41	-55.54
Income Tax Expense	6.25	6.25	4.67	7.24	7.24	7.1
Net Income	21.02	22.18	49.32	71.1	-61.65	-62.63
Net Income to Common	21.02	22.18	49.32	71.1	-61.65	-62.63
Net Income Growth	-65.18%	-55.03%	-30.63%	-	-	-
Shares Outstanding (Basic)	30	30	30	30	30	30
Shares Outstanding (Diluted)	30	30	30	30	30	30
Shares Change (YoY)	-0.26%	-	-	-	-	-
EPS (Basic)	0.70	0.74	1.64	2.37	-2.05	-2.09
EPS (Diluted)	0.70	0.74	1.64	2.37	-2.05	-2.09
EPS Growth	-65.09%	-55.03%	-30.63%	-	-	-
Free Cash Flow	51.51	9.95	174.97	-9.16	-5	-41.34
Free Cash Flow Per Share	1.72	0.33	5.83	-0.30	-0.17	-1.38
Operating Margin	2.89%	3.28%	7.18%	9.55%	-9.25%	-9.13%
Profit Margin	2.54%	2.99%	7.00%	8.67%	-8.94%	-10.30%
Free Cash Flow Margin	6.24%	1.34%	24.85%	-1.12%	-0.73%	-6.80%
EBITDA	29.07	29.99	58.79	81.92	-61.14	-52.4
EBITDA Margin	3.52%	4.04%	8.35%	9.98%	-8.87%	-8.62%
D&A For EBITDA	5.24	5.63	8.2	3.59	2.65	3.14
EBIT	23.83	24.36	50.59	78.33	-63.79	-55.54
EBIT Margin	2.89%	3.28%	7.18%	9.55%	-9.25%	-9.13%
Effective Tax Rate	22.93%	22.00%	8.64%	9.24%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.