Saudi Arabian Cooperative Insurance Company (TADAWUL:8100)

TADAWUL:8100 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	60.36	49.32	71.1	-61.65	-62.63	47.32
Depreciation & Amortization	4.36	8.2	3.59	2.65	3.14	3.97
Gain (Loss) on Sale of Investments	0.85	-0.28	-0.34	-13.84	-2.52	0.3
Change in Accounts Receivable	356.42	318.86	-406.88	-1.15	-24.88	-32.03
Reinsurance Recoverable	-8.65	48.89	-542.31	109.75	-48.2	18.23
Change in Accounts Payable	-	-	-	-	-0.42	0.04
Change in Unearned Revenue	-	-	-	-	-12.92	9.96
Change in Insurance Reserves / Liabilities	-300.92	-302.62	882.72	-14.63	91.24	-49.37
Change in Other Net Operating Assets	15.95	-9.15	-10.36	-17.87	18.86	16.09
Other Operating Activities	-5.85	-4.55	5.21	-1.31	-3.58	9.23
Operating Cash Flow	269.4	184.32	18.71	18.15	-37.66	-13.33
Operating Cash Flow Growth	15250.26%	885.22%	3.10%	-	-	-
Capital Expenditures	2.48	-9.35	-27.87	-23.15	-3.68	-2.9
Purchase / Sale of Intangible Assets	-3.32	-3.47	-3.41	-1.79	-3.48	-4.05
Investment in Securities	-184.13	-247.43	143.8	-2.16	46.84	26.09
Investing Cash Flow	-184.97	-260.25	112.52	-27.1	39.69	19.14
Net Cash Flow	84.43	-75.93	131.23	-8.96	2.03	5.81
Free Cash Flow	271.88	174.97	-9.16	-5	-41.34	-16.23
Free Cash Flow Margin	38.70%	24.85%	-1.12%	-0.73%	-6.80%	-2.79%
Free Cash Flow Per Share	9.06	5.83	-0.30	-0.17	-1.38	-0.54
Cash Interest Paid	-	-	-	4.35	-	-
Levered Free Cash Flow	527.67	462.68	-918.08	-672.87	-14.57	-35.12
Unlevered Free Cash Flow	527.67	462.68	-918.08	-672.87	-14.57	-35.12
Change in Net Working Capital	-484.12	-433.55	939.35	610.71	-24.16	68.14

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.