Saudi Arabian Cooperative Insurance Company (TADAWUL:8100)

TADAWUL:8100 Statistics

Total Valuation

TADAWUL:8100 has a market cap or net worth of SAR 389.10 million. The enterprise value is 276.94 million.

Market Cap	389.10M
Enterprise Value	276.94M

Important Dates

The next estimated earnings date is Monday, November 10, 2025.

Earnings Date	Nov 10, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8100 has 30.00 million shares outstanding.

Current Share Class	30.00M
Shares Outstanding	30.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.37%
Owned by Institutions (%)	0.47%
Float	20.89M

Valuation Ratios

The trailing PE ratio is 7.49.

PE Ratio	7.49
Forward PE	n/a
PS Ratio	0.54
PB Ratio	0.94
P/TBV Ratio	0.97
P/FCF Ratio	15.94
P/OCF Ratio	16.58
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.63, with an EV/FCF ratio of 11.34.

EV / Earnings	5.33
EV / Sales	0.38
EV / EBITDA	4.63
EV / EBIT	4.98
EV / FCF	11.34

Financial Position

The company has a current ratio of 6.97

Current Ratio	6.97
Quick Ratio	2.22
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.84% and return on invested capital (ROIC) is 9.26%.

Return on Equity (ROE)	13.84%
Return on Assets (ROA)	1.77%
Return on Invested Capital (ROIC)	9.26%
Return on Capital Employed (ROCE)	3.20%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8100 has paid 3.71 million in taxes.

Income Tax	3.71M
Effective Tax Rate	6.66%

Stock Price Statistics

The stock price has decreased by -22.34% in the last 52 weeks. The beta is 0.17, so TADAWUL:8100's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	-22.34%
50-Day Moving Average	14.60
200-Day Moving Average	15.43
Relative Strength Index (RSI)	26.32
Average Volume (20 Days)	120,202

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8100 had revenue of SAR 721.83 million and earned 51.93 million in profits. Earnings per share was 1.73.

Revenue	721.83M
Gross Profit	66.78M
Operating Income	55.59M
Pretax Income	55.63M
Net Income	51.93M
EBITDA	59.79M
EBIT	55.59M
Earnings Per Share (EPS)	1.73

Balance Sheet

The company has 398.50 million in cash and n/a in debt, giving a net cash position of 112.16 million or 3.74 per share.

Cash & Cash Equivalents	398.50M
Total Debt	n/a
Net Cash	112.16M
Net Cash Per Share	3.74
Equity (Book Value)	412.00M
Book Value Per Share	13.73
Working Capital	1.39B

Cash Flow

In the last 12 months, operating cash flow was 23.47 million and capital expenditures 948,000, giving a free cash flow of 24.42 million.

Operating Cash Flow	23.47M
Capital Expenditures	948,000
Free Cash Flow	24.42M
FCF Per Share	0.81

Margins

Gross margin is 9.25%, with operating and profit margins of 7.70% and 7.19%.

Gross Margin	9.25%
Operating Margin	7.70%
Pretax Margin	7.71%
Profit Margin	7.19%
EBITDA Margin	8.28%
EBIT Margin	7.70%
FCF Margin	3.38%

Dividends & Yields

TADAWUL:8100 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	13.35%
FCF Yield	6.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 10, 2018. It was a forward split with a ratio of 1.2.

Last Split Date	Jun 10, 2018
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3