Gulf Insurance Group (TADAWUL: 8250)

Gulf Insurance Group Ratios and Metrics

Market cap in millions SAR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,536	1,381	1,230	1,650	1,785	1,330
Market Cap Growth	3.84%	12.26%	-25.45%	-7.56%	34.21%	28.61%
Enterprise Value	1,520	1,000	909	1,519	1,330	929
PE Ratio	11.97	10.74	77.30	11.91	12.89	15.34
PS Ratio	0.90	0.85	0.80	1.21	1.33	1.01
PB Ratio	34.60	1.30	1.31	1.66	2.05	1.87
P/FCF Ratio	10.58	7.82	15.98	15.16	6.91	5.86
P/OCF Ratio	21.90	7.74	15.58	14.54	6.48	5.66
EV/Sales Ratio	0.89	0.62	0.59	1.11	0.99	0.70
EV/EBITDA Ratio	8.35	5.72	16.58	8.71	7.66	8.31
EV/EBIT Ratio	9.00	6.00	18.72	9.07	7.94	8.54
EV/FCF Ratio	10.47	5.67	11.82	13.96	5.15	4.09
Debt / Equity Ratio	0.03	0.03	0.02	0.02	0.03	0.03
Debt / EBITDA Ratio	0.28	0.17	0.29	0.11	0.12	0.21
Debt / FCF Ratio	0.41	0.17	0.22	0.18	0.08	0.11
Quick Ratio	2.75	3.09	4.98	0.51	0.58	0.62
Current Ratio	4.91	5.23	6.46	0.68	0.73	0.77
Asset Turnover	0.54	0.58	0.55	0.47	0.51	0.56
Return on Equity (ROE)	6.39%	12.83%	1.64%	14.84%	17.52%	13.34%
Return on Assets (ROA)	2.11%	3.76%	1.09%	3.64%	3.96%	2.88%
Return on Capital (ROIC)	5.91%	10.16%	3.08%	10.98%	12.87%	10.28%
Earnings Yield	8.35%	9.31%	1.29%	8.40%	7.76%	6.52%
FCF Yield	9.46%	12.78%	6.26%	6.60%	14.48%	17.08%
Dividend Yield	5.20%	6.01%	2.18%	3.35%	-	-
Payout Ratio	15.39%	19.45%	314.21%	-	-	-
Buyback Yield / Dilution	-0.06%	-	-	-	-	-0.01%
Total Shareholder Return	5.14%	6.01%	2.18%	3.35%	-	-0.01%

Source: S&P Capital IQ. Insurance template. Financial Sources.