Gulf Insurance Group (TADAWUL: 8250)

Gulf Insurance Group Ratios and Metrics

Market cap in millions SAR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 11, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,733	1,381	1,230	1,650	1,785	1,330
Market Cap Growth	3.84%	12.26%	-25.45%	-7.56%	34.21%	28.61%
Enterprise Value	1,661	1,000	909	1,519	1,330	929
PE Ratio	27.09	10.19	72.13	10.77	11.66	13.91
PS Ratio	1.11	0.85	0.80	1.21	1.33	1.01
PB Ratio	1.73	1.30	1.31	1.66	2.05	1.87
P/FCF Ratio	23.34	7.82	15.98	15.16	6.91	5.86
P/OCF Ratio	21.90	7.74	15.58	14.54	6.48	5.66
EV/Sales Ratio	1.06	0.62	0.59	1.11	0.99	0.70
EV/EBITDA Ratio	15.43	5.72	16.58	8.71	7.66	8.31
EV/EBIT Ratio	17.01	6.00	18.72	9.07	7.94	8.54
EV/FCF Ratio	22.37	5.67	11.82	13.96	5.15	4.09
Debt / Equity Ratio	0.03	0.03	0.02	0.02	0.03	0.03
Debt / EBITDA Ratio	0.28	0.17	0.29	0.11	0.12	0.21
Debt / FCF Ratio	0.41	0.17	0.22	0.18	0.08	0.11
Quick Ratio	2.75	3.09	4.98	0.51	0.58	0.62
Current Ratio	4.91	5.23	6.46	0.68	0.73	0.77
Asset Turnover	0.54	0.58	0.55	0.47	0.51	0.56
Return on Equity (ROE)	6.39%	12.83%	1.64%	14.84%	17.52%	13.34%
Return on Assets (ROA)	2.11%	3.76%	1.09%	3.64%	3.96%	2.88%
Return on Capital (ROIC)	5.91%	10.16%	3.08%	10.98%	12.87%	10.28%
Earnings Yield	3.69%	9.31%	1.29%	8.40%	7.76%	6.52%
FCF Yield	4.28%	12.78%	6.26%	6.60%	14.48%	17.08%
Dividend Yield	4.55%	6.01%	2.18%	3.35%	-	-
Payout Ratio	122.31%	19.45%	314.21%	-	-	-
Buyback Yield / Dilution	-0.06%	-	-	-	-	-0.01%
Total Shareholder Return	4.48%	6.01%	2.18%	3.35%	-	-0.01%

Source: S&P Capital IQ. Insurance template. Financial Sources.