Bank Leumi le-Israel B.M. (TLV:LUMI)

Bank Leumi le-Israel B.M. Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	134,739	150,641	102,471	180,637	194,225	132,616
Investment Securities	128,544	116,663	145,370	87,267	83,153	87,904
Trading Asset Securities	39,095	36,749	41,087	28,898	17,149	19,285
Mortgage-Backed Securities	16,028	13,333	11,073	7,336	7,389	7,752
Total Investments	183,667	166,745	197,530	123,501	107,691	114,941
Gross Loans	505,185	464,915	428,009	390,877	348,331	301,263
Allowance for Loan Losses	-6,806	-6,887	-6,717	-4,986	-4,512	-5,290
Net Loans	498,379	458,028	421,292	385,891	343,819	295,973
Property, Plant & Equipment	3,016	2,472	2,742	2,542	2,833	3,067
Goodwill	-	-	-	-	14	15
Other Intangible Assets	-	944	793	764	684	794
Accrued Interest Receivable	-	215	235	157	189	169
Other Receivables	-	110	147	85	239	1,385
Other Current Assets	-	251	233	207	229	244
Long-Term Deferred Tax Assets	-	5,945	5,869	5,199	5,857	6,258
Other Real Estate Owned & Foreclosed	57	26	10	8	9	6
Other Long-Term Assets	7,255	97	84	95	613	516
Total Assets	827,113	785,551	731,497	699,166	656,454	556,035
Accrued Expenses	13	1,521	1,349	1,748	1,838	1,501
Interest Bearing Deposits	524,116	486,479	429,972	378,093	379,454	329,046
Non-Interest Bearing Deposits	133,988	150,037	158,788	201,544	183,485	133,336
Total Deposits	658,104	636,516	588,760	579,637	562,939	462,382
Short-Term Borrowings	42,637	39,438	40,412	27,263	17,833	17,920
Current Portion of Leases	-	118	129	108	146	148
Current Income Taxes Payable	-	2,282	1,835	1,133	1,178	1,271
Other Current Liabilities	-	1,969	1,450	1,308	1,428	4,494
Long-Term Debt	44,883	31,969	32,114	27,805	15,428	16,303
Long-Term Leases	-	453	521	459	656	783
Long-Term Unearned Revenue	-	649	498	452	403	339
Pension & Post-Retirement Benefits	7,796	7,379	8,192	8,400	11,470	11,546
Long-Term Deferred Tax Liabilities	-	78	80	84	86	86
Other Long-Term Liabilities	6,632	1,516	1,655	1,326	997	1,167
Total Liabilities	760,065	723,888	676,995	649,723	614,402	517,940
Common Stock	7,077	7,092	7,111	7,132	7,041	7,041
Additional Paid-In Capital	853	1,653	2,313	2,885	237	184
Retained Earnings	60,256	54,949	47,720	42,774	37,209	33,178
Comprehensive Income & Other	-1,143	-2,036	-2,647	-3,353	-2,877	-2,739
Total Common Equity	67,043	61,658	54,497	49,438	41,610	37,664
Minority Interest	5	5	5	5	442	431
Shareholders' Equity	67,048	61,663	54,502	49,443	42,052	38,095
Total Liabilities & Equity	827,113	785,551	731,497	699,166	656,454	556,035
Total Debt	87,520	71,978	73,176	55,635	34,063	35,154
Net Cash (Debt)	95,765	125,283	76,440	162,866	182,935	123,344
Net Cash Growth	-11.09%	63.90%	-53.07%	-10.97%	48.31%	107.40%
Net Cash Per Share	63.77	82.57	49.79	108.54	125.91	84.73
Filing Date Shares Outstanding	1,489	1,504	1,430	1,472	1,453	1,453
Total Common Shares Outstanding	1,489	1,504	1,430	1,472	1,453	1,453
Book Value Per Share	45.01	41.01	38.11	33.59	28.64	25.92
Tangible Book Value	67,043	60,714	53,704	48,674	40,912	36,855
Tangible Book Value Per Share	45.01	40.38	37.55	33.07	28.16	25.37

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.