Bank Leumi le-Israel B.M. (TLV: LUMI)

Bank Leumi le-Israel B.M. Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	132,581	102,471	180,637	194,225	132,616	72,924
Investment Securities	108,625	145,370	87,267	83,153	87,904	77,715
Trading Asset Securities	35,974	41,087	28,898	17,149	19,285	14,494
Mortgage-Backed Securities	17,678	11,073	7,336	7,389	7,752	8,138
Total Investments	162,277	197,530	123,501	107,691	114,941	100,347
Gross Loans	455,729	428,009	390,877	348,331	301,263	286,550
Allowance for Loan Losses	-6,821	-6,717	-4,986	-4,512	-5,290	-3,328
Net Loans	448,908	421,292	385,891	343,819	295,973	283,222
Property, Plant & Equipment	2,721	2,742	2,542	2,833	3,067	2,163
Goodwill	-	-	-	14	15	16
Other Intangible Assets	-	793	764	684	794	880
Accrued Interest Receivable	-	235	157	189	169	192
Other Receivables	-	147	85	239	1,385	1,406
Restricted Cash	-	-	-	-	-	743
Other Current Assets	-	233	207	229	244	225
Long-Term Deferred Tax Assets	-	5,869	5,199	5,857	6,258	5,939
Other Real Estate Owned & Foreclosed	11	10	8	9	6	2
Other Long-Term Assets	7,141	84	95	613	516	681
Total Assets	753,639	731,497	699,166	656,454	556,035	468,781
Accrued Expenses	16	1,349	1,748	1,838	1,501	1,748
Interest Bearing Deposits	469,931	429,972	378,093	379,454	329,046	279,398
Non-Interest Bearing Deposits	137,446	158,788	201,544	183,485	133,336	100,737
Total Deposits	607,377	588,760	579,637	562,939	462,382	380,135
Short-Term Borrowings	38,812	40,412	27,263	17,833	17,920	11,651
Current Portion of Leases	-	129	108	146	148	-
Current Income Taxes Payable	-	1,835	1,133	1,178	1,271	625
Other Current Liabilities	-	1,450	1,308	1,428	4,494	4,417
Long-Term Debt	32,061	32,114	27,805	15,428	16,303	19,958
Long-Term Leases	-	521	459	656	783	-
Long-Term Unearned Revenue	-	498	452	403	339	333
Pension & Post-Retirement Benefits	7,780	8,192	8,400	11,470	11,546	12,856
Long-Term Deferred Tax Liabilities	-	80	84	86	86	82
Other Long-Term Liabilities	7,330	1,655	1,326	997	1,167	1,102
Total Liabilities	693,376	676,995	649,723	614,402	517,940	432,907
Common Stock	7,097	7,111	7,132	7,041	7,041	7,054
Additional Paid-In Capital	1,803	2,313	2,885	237	184	421
Retained Earnings	53,186	47,720	42,774	37,209	33,178	31,373
Comprehensive Income & Other	-1,828	-2,647	-3,353	-2,877	-2,739	-3,442
Total Common Equity	60,258	54,497	49,438	41,610	37,664	35,406
Minority Interest	5	5	5	442	431	468
Shareholders' Equity	60,263	54,502	49,443	42,052	38,095	35,874
Total Liabilities & Equity	753,639	731,497	699,166	656,454	556,035	468,781
Total Debt	70,873	73,176	55,635	34,063	35,154	31,609
Net Cash (Debt)	107,710	76,440	162,866	182,935	123,344	59,472
Net Cash Growth	51.59%	-53.07%	-10.97%	48.31%	107.40%	-11.12%
Net Cash Per Share	70.82	49.79	108.54	125.91	84.73	40.07
Filing Date Shares Outstanding	1,509	1,430	1,472	1,453	1,453	1,466
Total Common Shares Outstanding	1,509	1,430	1,472	1,453	1,453	1,466
Book Value Per Share	39.94	38.11	33.59	28.64	25.92	24.15
Tangible Book Value	60,258	53,704	48,674	40,912	36,855	34,510
Tangible Book Value Per Share	39.94	37.55	33.07	28.16	25.37	23.54

Source: S&P Capital IQ. Banks template. Financial Sources.