Bank Leumi le-Israel B.M. (TLV:LUMI)

Bank Leumi le-Israel B.M. Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 17, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	117,477	65,193	43,423	43,144	48,599	27,460
Market Cap Growth	77.41%	50.13%	0.65%	-11.23%	76.98%	-25.50%
Last Close Price	79.30	41.51	26.89	25.50	28.16	15.19
PE Ratio	11.70	6.65	6.18	5.60	8.06	13.06
PS Ratio	5.25	2.91	2.31	2.43	2.92	2.61
PB Ratio	1.75	1.06	0.80	0.87	1.16	0.72
P/FCF Ratio	12.09	4.56	-	8.10	10.44	5.53
P/OCF Ratio	11.06	4.34	-	7.08	9.35	4.94
Debt / Equity Ratio	1.31	1.17	1.34	1.13	0.81	0.92
Debt / FCF Ratio	9.01	5.03	-	10.44	7.32	7.08
Net Debt / Equity Ratio	-1.43	-2.03	-1.40	-3.29	-4.35	-3.24
Net Debt / FCF Ratio	-9.85	-8.76	79.13	-30.57	-39.30	-24.85
Return on Equity (ROE)	15.97%	16.87%	13.52%	16.87%	15.14%	5.74%
Return on Assets (ROA)	1.29%	1.29%	0.98%	1.14%	1.00%	0.41%
Earnings Yield	8.65%	15.03%	16.18%	17.87%	12.40%	7.66%
FCF Yield	8.27%	21.94%	-2.23%	12.35%	9.58%	18.07%
Dividend Yield	2.44%	4.64%	4.25%	4.56%	6.32%	-
Payout Ratio	30.44%	26.22%	29.61%	21.60%	33.13%	14.13%
Buyback Yield / Dilution	1.25%	1.17%	-2.33%	-3.27%	0.20%	1.92%
Total Shareholder Return	3.69%	5.81%	1.92%	1.28%	6.52%	1.92%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.