Opal Balance Investments Ltd (TLV:OPAL)
Israel · Delayed Price · Currency is ILS · Price in ILA 313.00
-8.20 (-2.55%)
Aug 24, 2026, 1:59 PM IDT
Opal Balance Investments Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 111.6 | 101.94 | 83 | 92.35 | 90.06 | 67.18 |
Total Interest Expense | 21.1 | 17.52 | 12.04 | 15.79 | 11 | 4.54 |
Net Interest Income | 90.5 | 84.43 | 70.96 | 76.56 | 79.07 | 62.64 |
Revenue Before Loan Losses | 90.5 | 84.43 | 70.96 | 76.56 | 79.07 | 62.64 |
Provision for Loan Losses | 2.33 | 0.43 | 1.69 | 12.08 | 12.28 | 2.2 |
| 88.17 | 84 | 69.27 | 64.48 | 66.79 | 60.44 | |
Revenue Growth | 11.48% | 21.26% | 7.43% | -3.46% | 10.51% | 25.23% |
Cost of Services Provided | 31.41 | 28.39 | 26.86 | 27.14 | 28.2 | 24.85 |
Other Operating Expenses | 0.62 | 0.62 | 0.62 | 1.34 | 1.16 | 0.86 |
Total Operating Expenses | 32.03 | 29.01 | 27.48 | 28.48 | 29.35 | 25.71 |
Operating Income | 56.14 | 54.99 | 41.79 | 36 | 37.43 | 34.73 |
Currency Exchange Gain (Loss) | 0.06 | 0.06 | - | - | - | - |
EBT Excluding Unusual Items | 55.48 | 53.51 | 39.92 | 33.87 | 36.93 | 35.01 |
Pretax Income | 54.63 | 52.66 | 40.23 | 34.33 | 37.63 | 35.02 |
Income Tax Expense | 12.94 | 12.26 | 9.37 | 7.95 | 8.64 | 8.06 |
Net Income | 41.69 | 40.4 | 30.86 | 26.38 | 28.99 | 26.96 |
Net Income to Common | 41.69 | 40.4 | 30.86 | 26.38 | 28.99 | 26.96 |
Net Income Growth | 12.60% | 30.89% | 17.01% | -9.01% | 7.55% | 31.02% |
Shares Outstanding (Basic) | 104 | 105 | 105 | 105 | 105 | 105 |
Shares Outstanding (Diluted) | 104 | 105 | 105 | 105 | 105 | 105 |
Shares Change | -0.08% | - | - | 0.00% | - | 2.55% |
EPS (Basic) | 0.40 | 0.39 | 0.30 | 0.25 | 0.28 | 0.26 |
EPS (Diluted) | 0.40 | 0.39 | 0.30 | 0.25 | 0.28 | 0.26 |
EPS Growth | 12.64% | 30.83% | 17.01% | -9.01% | 7.55% | 27.76% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 44.27 | -42.18 | 12.2 | 13.11 | 1.91 | 13.19 |
Free Cash Flow Per Share | 0.42 | -0.40 | 0.12 | 0.13 | 0.02 | 0.13 |
Dividend Per Share | 0.190 | 0.190 | 0.195 | 0.126 | 0.135 | 0.128 |
Dividend Growth | 44.19% | -2.45% | 54.68% | -6.80% | 5.54% | 40.93% |
Operating Margin | 63.67% | 65.46% | 60.32% | 55.83% | 56.05% | 57.46% |
Profit Margin | 47.29% | 48.09% | 44.55% | 40.91% | 43.41% | 44.60% |
Free Cash Flow Margin | 50.21% | -50.21% | 17.61% | 20.34% | 2.86% | 21.83% |
Effective Tax Rate | 23.68% | 23.28% | 23.28% | 23.17% | 22.97% | 23.03% |