TSX:AI Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	80.49	85.1	97.22	97.94	77.86	63.54
Total Interest Expense	18.15	20.06	25.48	25.42	19.18	12.19
Net Interest Income	62.34	65.05	71.74	72.52	58.68	51.35
Other Revenue	0.02	0.04	0.04	0.63	0.51	0.7
Revenue Before Loan Losses	62.35	65.09	71.79	73.15	59.19	52.05
Provision for Loan Losses	3.1	4.47	13.57	11.4	0.86	1.29
Revenue	59.25	60.62	58.21	61.75	58.32	50.76
Revenue Growth	-1.71%	4.13%	-5.73%	5.88%	14.90%	5.88%
Salaries & Employee Benefits	0.13	0.12	0.13	0.15	0.13	0.11
Cost of Services Provided	10.66	10.69	9.49	9.45	9.45	8.28
Other Operating Expenses	0.42	0.47	0.5	0.5	0.54	0.35
Total Operating Expenses	11.46	11.56	10.36	10.27	10.32	8.94
Operating Income	47.8	49.07	47.85	51.49	48	41.83
EBT Excluding Unusual Items	47.8	49.07	47.85	51.49	48.16	41.79
Pretax Income	47.8	49.07	47.85	51.49	46.33	41.79
Net Income	47.8	49.07	47.85	51.49	46.33	41.79
Net Income to Common	47.8	49.07	47.85	51.49	46.33	41.79
Net Income Growth	-3.04%	2.54%	-7.06%	11.12%	10.86%	6.65%
Shares Outstanding (Basic)	48	48	45	44	43	43
Shares Outstanding (Diluted)	51	55	54	54	53	50
Shares Change	-6.18%	0.57%	0.76%	2.18%	5.61%	-3.12%
EPS (Basic)	1.00	1.03	1.06	1.18	1.08	0.98
EPS (Diluted)	1.00	1.03	1.05	1.14	1.06	0.98
EPS Growth	-5.38%	-2.28%	-7.83%	7.86%	8.40%	5.63%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.930	0.930	0.902	0.900	0.900	0.900
Dividend Growth	1.36%	3.05%	0.28%	0%	0%	0%
Operating Margin	80.67%	80.94%	82.20%	83.38%	82.31%	82.40%
Profit Margin	80.67%	80.94%	82.20%	83.38%	79.44%	82.33%
Revenue as Reported	80.5	85.14	97.26	98.57	78.37	64.24