The Bank of Nova Scotia (TSX: BNS)

The Bank of Nova Scotia Income Statement

Financials in millions CAD. Fiscal year is November - October.

Year	2023	2022	2021	2020	2019
Revenue	31,787	31,148	30,913	31,292	30,236
Revenue Growth (YoY)	2.05%	0.76%	-1.21%	3.49%	7.16%
Gross Profit	31,787	31,148	30,913	31,292	30,236
Selling, General & Admin	10,172	9,316	8,945	9,069	9,068
Other Operating Expenses	-32,323	-12,347	-27,363	-32,040	-28,442
Operating Expenses	-22,151	-3,031	-18,418	-22,971	-19,374
Operating Income	9,636	28,117	12,495	8,321	10,862
Interest Income	56,824	33,558	24,986	29,712	32,784
Interest Expense	38,537	15,443	8,025	12,392	15,607
Other Expense / Income	18,287	33,558	16,961	17,320	17,177
Pretax Income	9,754	12,932	12,826	8,396	11,270
Income Tax	2,226	2,758	2,871	1,543	2,472
Net Income	7,410	9,916	9,624	6,778	8,390
Net Income Growth	-25.27%	3.03%	41.99%	-19.21%	-1.85%
Shares Outstanding (Basic)	1,197	1,199	1,214	1,212	1,222
Shares Outstanding (Diluted)	1,204	1,208	1,225	1,243	1,251
Shares Change	-0.33%	-1.39%	-1.45%	-0.64%	1.79%
EPS (Basic)	5.84	8.05	7.74	5.43	6.72
EPS (Diluted)	5.81	8.02	7.70	5.30	6.67
EPS Growth	-27.56%	4.16%	45.28%	-20.54%	-4.17%
Free Cash Flow	31,282	16,372	-13,269	55,893	-12,211
Free Cash Flow Per Share	25.98	13.55	-10.83	44.97	-9.76
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	30.31%	90.27%	40.42%	26.59%	35.92%
Profit Margin	23.31%	31.84%	31.13%	21.66%	27.75%
Free Cash Flow Margin	98.41%	52.56%	-42.92%	178.62%	-40.39%
Effective Tax Rate	22.82%	21.33%	22.38%	18.38%	21.93%
EBITDA	11,456	29,648	14,006	9,867	11,915
EBITDA Margin	36.04%	95.18%	45.31%	31.53%	39.41%
Depreciation & Amortization	1,820	1,531	1,511	1,546	1,053
EBIT	9,636	28,117	12,495	8,321	10,862
EBIT Margin	30.31%	90.27%	40.42%	26.59%	35.92%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.