The Bank of Nova Scotia (TSX:BNS)

The Bank of Nova Scotia Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	3,383	3,497	4,084	4,415	5,107	3,974
Investment Securities	480,841	414,984	409,650	399,626	342,784	282,172
Trading Asset Securities	204,398	198,754	174,106	169,208	168,853	188,614
Total Investments	685,239	613,738	583,756	568,834	511,637	470,786
Gross Loans	764,584	778,508	767,365	757,283	750,335	642,612
Allowance for Loan Losses	-7,150	-7,463	-6,536	-6,372	-5,348	-5,626
Net Loans	757,434	771,045	760,829	750,911	744,987	636,986
Property, Plant & Equipment	5,314	4,881	5,252	5,642	5,700	5,621
Goodwill	-	8,585	8,961	9,181	8,874	8,848
Other Intangible Assets	15,970	7,584	7,892	8,012	7,959	7,756
Accrued Interest Receivable	-	4,969	5,352	4,907	3,710	2,155
Other Receivables	-	9,996	7,736	9,341	9,672	6,920
Restricted Cash	5,720	6,759	5,322	5,758	5,958	5,719
Other Current Assets	10,355	18,637	12,664	31,819	35,693	27,149
Long-Term Deferred Tax Assets	3,136	3,253	2,942	3,541	1,903	2,051
Other Real Estate Owned & Foreclosed	-	221	312	334	274	257
Other Long-Term Assets	34,970	6,877	6,925	8,348	7,944	6,622
Total Assets	1,521,521	1,460,042	1,412,027	1,411,043	1,349,418	1,184,844

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Accounts Payable	-	9,151	8,133	8,343	6,995	6,508
Accrued Expenses	-	1,843	798	1,565	1,957	958
Interest Bearing Deposits	653,295	647,175	648,416	633,879	631,988	550,622
Institutional Deposits	280,793	274,151	295,433	318,331	284,037	201,240
Non-Interest Bearing Deposits	47,401	44,953	-	123	156	45,397
Total Deposits	981,489	966,279	943,849	952,333	916,181	797,259
Short-Term Borrowings	56,854	56,031	51,260	58,660	65,900	42,203
Current Portion of Long-Term Debt	-	200,490	197,621	164,866	142,760	126,625
Current Portion of Leases	-	393	410	428	425	420
Current Income Taxes Payable	-	942	1,070	728	464	1,344
Accrued Interest Payable	-	6,856	7,840	7,686	3,612	1,454
Other Current Liabilities	157	14,959	14,334	34,864	35,711	30,413
Long-Term Debt	293,058	43,511	37,002	31,613	27,155	25,671
Long-Term Leases	-	2,562	2,572	2,774	2,898	2,993
Pension & Post-Retirement Benefits	-	535	523	521	549	661
Long-Term Deferred Tax Liabilities	-	1,414	1,397	1,446	1,100	1,149
Other Long-Term Liabilities	101,381	66,489	61,142	66,645	68,962	74,294
Total Liabilities	1,432,939	1,371,455	1,327,951	1,332,472	1,274,669	1,111,952

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Preferred Stock, Redeemable	-	-	-	300	300	800
Common Stock	22,002	22,067	22,054	20,109	18,707	18,507
Retained Earnings	59,876	58,916	57,751	55,673	53,761	51,354
Comprehensive Income & Other	5,283	5,883	2,564	760	457	141
Total Common Equity	87,161	86,866	82,369	76,542	72,925	70,002
Minority Interest	1,421	1,721	1,707	1,729	1,524	2,090
Shareholders' Equity	88,582	88,587	84,076	78,571	74,749	72,892
Total Liabilities & Equity	1,521,521	1,460,042	1,412,027	1,411,043	1,349,418	1,184,844

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Total Debt	349,912	302,987	288,865	258,341	239,138	197,912
Net Cash (Debt)	181,244	157,983	144,322	194,746	164,965	199,045
Net Cash Growth	29.71%	9.47%	-25.89%	18.05%	-17.12%	39.97%
Net Cash Per Share	146.05	126.59	117.14	161.75	136.56	162.49
Filing Date Shares Outstanding	1,226	1,236	1,245	1,214	1,191	1,216
Total Common Shares Outstanding	1,227	1,236	1,244	1,214	1,191	1,215
Book Value Per Share	71.05	70.26	66.19	63.05	61.21	57.60
Tangible Book Value	71,191	70,697	65,516	59,349	56,092	53,398
Tangible Book Value Per Share	58.03	57.18	52.65	48.89	47.08	43.94

Data Source: S&P Global Market Intelligence Last updated: Apr 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

Data Sources Report a data error