The Bank of Nova Scotia (TSX:BNS)
110.62
+0.55 (0.50%)
May 29, 2026, 4:00 PM EST
The Bank of Nova Scotia Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Apr '26 Apr 30, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Interest Income | 22,182 | 21,522 | 19,252 | 18,262 | 18,115 | 16,961 |
Net Interest Income Growth | 9.66% | 11.79% | 5.42% | 0.81% | 6.80% | -2.07% |
Non-Interest Income | 16,590 | 16,219 | 14,418 | 13,952 | 13,301 | 14,291 |
Non-Interest Income Growth | 9.77% | 12.49% | 3.34% | 4.89% | -6.93% | 1.96% |
Revenues Before Loan Losses | 38,772 | 37,741 | 33,670 | 32,214 | 31,416 | 31,252 |
Provision for Credit Losses | 4,547 | 4,714 | 4,051 | 3,422 | 1,382 | 1,808 |
| 34,225 | 33,027 | 29,619 | 28,792 | 30,034 | 29,444 | |
Revenue Growth (YoY) | 11.48% | 11.51% | 2.87% | -4.13% | 2.00% | 16.60% |
Compensation Expenses | 11,194 | 10,824 | 9,855 | 9,590 | 8,836 | 8,541 |
Selling, General & Admin | 5,187 | 5,233 | 4,684 | 4,407 | 4,091 | 3,913 |
Other Non-Interest Expenses | 5,024 | 6,461 | 5,156 | 5,124 | 4,175 | 4,164 |
Total Non-Interest Expense | 21,405 | 22,518 | 19,695 | 19,121 | 17,102 | 16,618 |
Pretax Income | 12,820 | 10,509 | 9,924 | 9,671 | 12,932 | 12,826 |
Provision for Income Taxes | 3,156 | 2,751 | 2,032 | 2,221 | 2,758 | 2,871 |
Net Income | 9,040 | 7,283 | 7,286 | 6,919 | 9,656 | 9,391 |
Minority Interest in Earnings | 116 | -31 | 134 | 112 | 258 | 331 |
Net Income Attributable to Preferred Dividends | 508 | 506 | 472 | 419 | 260 | 233 |
Net Income to Common | 9,040 | 7,283 | 7,286 | 6,919 | 9,656 | 9,391 |
Net Income Growth | 47.16% | -0.04% | 5.30% | -28.34% | 2.82% | 42.68% |
Shares Outstanding (Basic) | 1,237 | 1,244 | 1,226 | 1,197 | 1,199 | 1,214 |
Shares Outstanding (Diluted) | 1,240 | 1,248 | 1,232 | 1,204 | 1,208 | 1,225 |
Shares Change (YoY) | -0.28% | 1.30% | 2.33% | -0.33% | -1.39% | -1.45% |
EPS (Basic) | 7.30 | 5.84 | 5.94 | 5.78 | 8.05 | 7.74 |
EPS (Diluted) | 7.22 | 5.67 | 5.87 | 5.72 | 8.02 | 7.70 |
EPS Growth | 51.36% | -3.41% | 2.62% | -28.68% | 4.16% | 45.28% |
Shares Outstanding | 1,227 | 1,236 | 1,244 | 1,214 | 1,191 | 1,215 |
Free Cash Flow | 27,570 | 5,060 | 15,163 | 31,282 | 16,372 | -13,269 |
Free Cash Flow Growth | 444.86% | -66.63% | -51.53% | 91.07% | - | - |
Free Cash Flow Per Share | 22.23 | 4.05 | 12.31 | 25.98 | 13.55 | -10.83 |
Dividends Per Share | 4.400 | 4.320 | 4.240 | 4.180 | 4.060 | 3.600 |
Dividend Growth | 1.85% | 1.89% | 1.44% | 2.96% | 12.78% | - |
Profit Margin | 28.24% | 23.49% | 26.65% | 25.88% | 33.87% | 33.81% |
FCF Margin | 80.56% | 15.32% | 51.19% | 108.65% | 54.51% | -45.07% |
EBITDA | 1,603 | 1,604 | 1,760 | 1,820 | 1,531 | 1,511 |
EBITDA Margin | 4.68% | 4.86% | 5.94% | 6.32% | 5.10% | 5.13% |
Effective Tax Rate | 24.62% | 26.18% | 20.48% | 22.97% | 21.33% | 22.38% |