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E-L Financial Corporation Limited (TSX:ELF)
Canada flag Canada · Delayed Price · Currency is CAD
15.94
+0.13 (0.82%)
At close: Mar 13, 2026

E-L Financial Corporation Income Statement

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Premiums Earned
1,5301,4051,3261,255915.54
Investment Income
1,4961,455899.73-449.7-
Net Gains on Investments
1,0951,470947.57-766.79674.59
Revenue
4,1224,3303,17338.872,482
Revenue Growth (YoY)
-4.81%36.47%8063.45%-98.43%-2.11%
Insurance Benefits & Claims
1,3321,2301,1441,063962.2
Policy Amortization Costs
----233.78
Other Operating Expenses
1,4371,260862.35-231.29270.26
Operating Income
1,3521,8411,166-792.381,016
Total Non-Operating Income (Expense)
1,4371,7571,112-556.38-
Pretax Income
1,6442,0691,274-561.311,497
Provision for Income Taxes
258.37317.51179.36-82.84215.35
Net Income
1,2331,563933.18-325.561,153
Minority Interest in Earnings
152.58188.4161.91-152.91129.03
Net Income to Common
1,2331,563933.18-325.561,153
Net Income Growth
-21.09%67.50%--130.73%
Shares Outstanding (Basic)
337337345390361
Shares Outstanding (Diluted)
359368381390405
Shares Change (YoY)
-2.44%-3.31%-2.43%-3.80%-2.90%
EPS (Basic)
3.624.602.66-0.963.15
EPS (Diluted)
3.444.252.45-0.962.84
EPS Growth
-19.06%73.30%--137.63%
Free Cash Flow
357.45459.55736.01320.98348.1
Free Cash Flow Growth
-22.22%-37.56%129.30%-7.79%5.78%
Free Cash Flow Per Share
1.001.251.930.820.86
Dividends Per Share
0.1580.1500.1500.1000.087
Dividend Growth
5.00%-50.00%14.29%75.00%
Operating Margin
32.81%42.51%36.76%-2038.74%40.94%
Profit Margin
33.63%40.45%34.51%-1231.08%51.64%
FCF Margin
8.67%10.61%23.20%825.87%14.02%
EBITDA
1,3521,8411,166-792.381,016
EBIT
1,3521,8411,166-792.381,016
EBIT Margin
32.81%42.51%36.76%-2038.74%40.94%
Effective Tax Rate
15.71%15.35%14.07%14.76%14.38%
Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.