E-L Financial Corporation Limited (TSX:ELF)

Canada · Delayed Price · Currency is CAD

17.65

+0.10 (0.57%)

Aug 24, 2026, 4:00 PM EST

E-L Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	6,101	5,631	4,587	3,629	3,097	3,288
Market Cap Growth	16.86%	22.77%	26.41%	17.17%	-5.81%	18.86%
Enterprise Value	8,208	7,425	6,393	5,255	4,668	5,092

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.45	4.62	2.96	3.95	-	2.89
PS Ratio	1.44	1.66	1.25	1.32	4.26	1.32
PB Ratio	0.54	0.53	0.47	0.44	0.42	0.38
P/OCF Ratio	12.37	15.75	9.98	4.93	9.65	9.45

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.94	2.19	1.75	1.91	6.42	2.05
EV/EBITDA Ratio	3.12	3.97	2.78	3.53	-	3.30
EV/EBIT Ratio	3.14	3.99	2.79	3.55	-	3.33

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.08	0.06	0.06	0.09	0.10	0.07
Debt / EBITDA Ratio	0.32	0.32	0.26	0.49	-	0.39
Net Debt / Equity Ratio	0.02	0.00	0.02	0.04	0.05	0.00
Net Debt / EBITDA Ratio	0.10	0.02	0.10	0.20	-0.94	-0.02
Quick Ratio	2.35	1.36	0.99	1.19	1.13	1.65
Current Ratio	3.87	2.24	1.95	2.13	2.23	1.77
Asset Turnover	0.14	0.12	0.14	0.11	0.03	0.10
Return on Equity (ROE)	19.63%	13.60%	19.46%	13.99%	-5.99%	15.78%
Return on Assets (ROA)	5.45%	4.00%	5.31%	3.74%	-1.06%	3.69%
Return on Invested Capital (ROIC)	19.40%	14.52%	20.04%	14.88%	-4.94%	15.00%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	29.67%	21.95%	34.23%	26.33%	-10.70%	35.46%
Dividend Yield	0.90%	1.03%	1.35%	1.83%	1.45%	1.30%
Payout Ratio	-	5.60%	4.30%	6.74%	-	3.72%
Buyback Yield / Dilution	1.05%	2.78%	2.69%	-5.34%	11.18%	4.21%
Total Shareholder Return	1.95%	3.81%	4.04%	-3.51%	12.63%	5.50%