E-L Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	5,825	5,631	4,587	3,628	3,180	3,365
Market Cap Growth	6.17%	22.78%	26.43%	14.08%	-5.48%	18.59%
Enterprise Value	7,686	7,211	5,909	4,776	4,234	4,702
Last Close Price	16.85	16.27	13.25	10.48	8.94	9.09
PE Ratio	5.03	4.73	3.12	4.27	-	3.20
Forward PE	-	0.09	0.09	0.09	0.09	0.09
PS Ratio	1.74	1.37	1.06	1.14	81.82	1.36
PB Ratio	0.57	0.62	0.55	0.51	0.50	0.46
P/TBV Ratio	0.69	0.64	0.58	0.56	0.55	0.51
P/FCF Ratio	-	15.75	9.98	4.93	9.91	9.67
P/OCF Ratio	15.71	15.75	9.98	4.93	9.91	9.67
EV/Sales Ratio	2.30	1.75	1.36	1.51	108.95	1.89
EV/EBITDA Ratio	4.33	5.33	3.21	4.10	-	4.63
EV/EBIT Ratio	4.36	5.33	3.21	4.10	-	4.63
EV/FCF Ratio	-	20.17	12.86	6.49	13.19	13.51
Asset Turnover	0.14	0.14	0.16	0.13	0.00	0.10
Return on Equity (ROE)	12.64%	13.60%	19.46%	13.99%	-5.99%	15.78%
Return on Assets (ROA)	5.82%	3.93%	5.78%	4.05%	-2.67%	3.36%
Return on Invested Capital (ROIC)	16.58%	11.18%	17.31%	12.80%	-8.45%	10.71%
Return on Capital Employed (ROCE)	6.86%	4.66%	6.83%	4.71%	-3.14%	3.93%
Earnings Yield	19.99%	21.14%	32.08%	23.40%	-	31.29%
FCF Yield	-	6.35%	10.02%	20.29%	10.09%	10.35%
Dividend Yield	0.95%	10.75%	6.17%	1.78%	4.14%	10.35%
Payout Ratio	-	47.71%	17.61%	6.90%	-44.34%	29.49%
Buyback Yield / Dilution	3.20%	2.44%	3.31%	2.43%	3.80%	2.90%
Total Shareholder Return	4.15%	13.19%	9.48%	4.21%	7.94%	13.25%