E-L Financial Corporation Limited (TSX:ELF)

E-L Financial Corporation Financials Overview

Financials in millions CAD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	4,223	3,388	3,662	2,753	726.96	2,482
Revenue Growth	29.94%	-7.49%	33.03%	278.66%	-70.72%	-2.11%
Operating Income Operating Income Growth	2,618	1,859	2,288	1,480	-426.89	1,529
Net Income Net Income Growth	1,810	1,218	1,547	917.63	-341.11	1,137
Earnings Per Share EPS Growth	5.11	3.44	4.25	2.45	-0.96	2.84
EPS Growth	50.01%	-19.06%	73.30%	-	-	137.62%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Empire Life Empire Life Growth	485.41	470.31	526.57	347.75	131.3	1,259
E-L Corporate E-L Corporate Growth	2,174	1,396	1,712	1,081	-580.57	1,224
Total Total Growth	2,660	1,866	2,238	1,429	-449.27	2,482

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	596	564.4	373.41	440.86	302.95	636.1
Total Debt Total Debt Growth	848.86	599.57	598.87	733.37	702.92	602.16
Net Cash (Debt) Net Cash Growth	-252.87	-35.17	-225.46	-292.51	-399.97	33.94
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-0.71	-0.10	-0.62	-0.78	-1.13	0.08

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	493.32	357.45	459.55	736.01	320.98	348.1
Free Cash Flow Free Cash Flow Growth	493.32	357.45	459.55	736.01	320.98	348.1
Free Cash Flow Growth	70.11%	-22.22%	-37.56%	129.30%	-7.79%	5.78%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	61.99%	54.88%	62.49%	53.76%	-58.72%	61.60%
Pretax Margin	57.08%	48.54%	56.50%	46.30%	-77.21%	60.32%
Profit Margin	42.87%	35.95%	42.26%	33.34%	-46.92%	45.82%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.160	0.158	0.150	0.150	0.100	0.087
Dividend Per Share Growth	-26.89%	5.00%	0%	50.00%	14.29%	75.00%
Dividend Yield	0.90%	1.03%	1.35%	1.83%	1.45%	1.30%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	3.45	4.62	2.96	3.95	-	2.89
Forward PE	-	0.09	0.09	0.09	0.09	0.09
PS Ratio	1.44	1.66	1.25	1.32	4.26	1.32

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

Data Sources Report a data error