E-L Financial Corporation Limited (TSX:ELF)

Canada · Delayed Price · Currency is CAD

17.04

+0.14 (0.83%)

Aug 4, 2026, 4:00 PM EST

E-L Financial Corporation Financials Overview

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,207	4,122	4,330	3,173	38.87	2,482
Revenue Growth	27.40%	-4.81%	36.47%	8063.45%	-98.43%	-2.11%
Operating Income	2,038	1,352	1,841	1,166	-792.38	1,016
Net Income	1,180	1,233	1,563	933.18	-325.56	1,153
Earnings Per Share	3.30	3.44	4.25	2.45	-0.96	2.84
EPS Growth	7.83%	-19.06%	73.30%	-	-	137.63%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Empire Life	396.92	470.31	526.57	347.75	131.3	1,259
E-L Corporate	1,391	1,396	1,712	1,081	-580.57	1,224
Total	1,788	1,866	2,238	1,429	-449.27	2,482

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	370.9	357.45	459.55	736.01	320.98	348.1
Free Cash Flow	370.9	357.45	459.55	736.01	320.98	348.1
Free Cash Flow Growth	-8.11%	-22.22%	-37.56%	129.30%	-7.79%	5.78%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	48.45%	32.81%	42.51%	36.76%	-2038.74%	40.94%
Pretax Margin	36.93%	39.89%	47.78%	40.17%	-1444.22%	60.32%
Profit Margin	31.33%	33.63%	40.45%	34.51%	-1231.08%	51.64%
FCF Margin	8.82%	8.67%	10.61%	23.20%	825.87%	14.02%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.160	0.158	0.150	0.150	0.100	0.087
Dividend Per Share Growth	-26.78%	5.00%	0%	50.00%	14.29%	75.00%
Dividend Yield	0.95%	10.75%	6.17%	1.78%	4.14%	10.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.05	4.73	3.12	4.27	-	3.20
Forward PE	-	0.09	0.09	0.09	0.09	0.09
P/FCF Ratio	-	15.75	9.98	4.93	9.91	9.67
PS Ratio	1.75	1.37	1.06	1.14	81.82	1.36