E-L Financial Corporation Limited (TSX:ELF)

E-L Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	5,555	5,475	4,587	3,628	3,180	3,365
Market Cap Growth	17.99%	19.36%	26.43%	14.08%	-5.48%	18.59%
Enterprise Value	7,414	5,475	4,587	3,628	3,180	3,365
Last Close Price	16.05	16.27	13.25	10.48	8.94	9.09
PE Ratio	4.67	4.73	3.12	4.27	-9.31	3.20
Forward PE	-	0.09	0.09	0.09	0.09	0.09
PS Ratio	1.64	1.33	1.06	1.14	81.82	1.36
PB Ratio	0.52	0.60	0.55	0.51	0.50	0.46
P/TBV Ratio	0.64	0.64	0.58	0.56	0.55	0.51
P/FCF Ratio	-	15.32	9.98	4.93	9.91	9.67
P/OCF Ratio	15.54	15.32	9.98	4.93	9.91	9.67
EV/Sales Ratio	2.19	1.33	1.06	1.14	81.82	1.36
EV/EBITDA Ratio	3.96	4.05	2.49	3.11	-4.01	3.31
EV/EBIT Ratio	3.99	4.05	2.49	3.11	-4.01	3.31
EV/FCF Ratio	-	15.32	9.98	4.93	9.91	9.67
Asset Turnover	0.14	0.14	0.16	0.13	0.00	0.10
Return on Equity (ROE)	15.85%	15.85%	22.56%	16.28%	-7.04%	18.67%
Return on Assets (ROA)	3.36%	3.93%	5.78%	4.05%	-2.67%	3.36%
Return on Invested Capital (ROIC)	3.36%	3.93%	5.78%	4.05%	-2.67%	3.36%
Return on Capital Employed (ROCE)	3.99%	4.66%	6.83%	4.71%	-3.14%	3.93%
Earnings Yield	21.92%	21.14%	32.08%	23.40%	-10.74%	31.29%
FCF Yield	-	6.53%	10.02%	20.29%	10.09%	10.35%
Dividend Yield	1.00%	10.75%	6.17%	1.78%	4.14%	10.35%
Payout Ratio	5.60%	47.71%	17.61%	6.90%	-44.34%	29.49%
Buyback Yield / Dilution	2.78%	2.44%	3.31%	2.43%	3.80%	2.90%
Total Shareholder Return	3.77%	13.18%	9.48%	4.21%	7.94%	13.25%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.