E-L Financial Corporation Limited (TSX:ELF)

E-L Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,532	4,587	3,629	3,097	3,288	2,766
Market Cap Growth	16.90%	26.41%	17.17%	-5.81%	18.86%	-15.02%
Enterprise Value	7,284	6,394	5,255	4,668	5,092	3,921
PE Ratio	1.77	2.96	3.96	-	2.89	5.71
PS Ratio	1.80	1.25	1.32	4.26	1.33	1.09
PB Ratio	0.60	0.47	0.44	0.42	0.38	0.36
P/OCF Ratio	13.71	9.98	4.93	9.65	9.45	8.41
EV/Sales Ratio	2.38	1.75	1.91	6.42	2.05	1.55
EV/EBITDA Ratio	4.38	2.78	3.53	-	3.30	5.25
EV/EBIT Ratio	4.41	2.79	3.55	-	3.33	5.34
Debt / Equity Ratio	0.07	0.06	0.09	0.10	0.07	0.08
Debt / EBITDA Ratio	0.36	0.26	0.49	-	0.39	0.81
Quick Ratio	1.40	0.99	1.19	1.13	1.65	1.05
Current Ratio	2.74	1.95	2.13	2.23	1.77	1.22
Asset Turnover	0.11	0.14	0.11	0.03	0.10	0.10
Return on Equity (ROE)	13.37%	19.46%	13.99%	-5.99%	15.78%	8.03%
Return on Assets (ROA)	3.84%	5.31%	3.74%	-1.06%	3.69%	1.88%
Return on Capital (ROIC)	10.66%	14.80%	10.82%	-3.09%	10.95%	5.70%
Earnings Yield	56.52%	34.23%	26.32%	-10.70%	35.45%	18.21%
Earnings Yield	56.52%	34.23%	26.32%	-10.70%	35.45%	18.21%
Dividend Yield	0.94%	1.26%	1.70%	1.35%	1.21%	0.90%
Payout Ratio	71.80%	17.53%	6.74%	-	3.72%	6.96%
Buyback Yield / Dilution	-	2.64%	-5.34%	11.18%	4.21%	3.76%
Total Shareholder Return	0.93%	3.90%	-3.64%	12.53%	5.41%	4.67%

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.