E-L Financial Corporation Limited (TSX: ELF)

E-L Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	4,019	3,531	3,097	3,288	2,766	3,255
Market Cap Growth	16.63%	14.02%	-5.81%	18.86%	-15.02%	12.02%
Enterprise Value	5,878	5,157	4,668	5,092	3,921	4,376
PE Ratio	3.82	4.27	-9.31	3.20	6.39	4.83
PS Ratio	1.33	-	-	-	-	-
PB Ratio	0.54	0.43	0.42	0.38	0.36	0.44
P/FCF Ratio	5.15	4.80	9.65	9.45	8.41	7.82
P/OCF Ratio	5.15	4.80	9.65	9.45	8.41	7.82
EV/Sales Ratio	1.91	-	-	-	-	-
EV/EBITDA Ratio	3.26	3.46	-11.02	3.30	5.25	4.15
EV/EBIT Ratio	3.28	-	-	-	-	-
EV/FCF Ratio	7.52	7.01	14.54	14.63	11.92	10.51
Debt / Equity Ratio	0.08	0.09	0.10	0.07	0.08	0.06
Debt / EBITDA Ratio	0.39	0.49	-	0.39	0.81	0.44
Debt / FCF Ratio	0.98	1.00	2.19	1.73	1.83	1.11
Quick Ratio	1.17	1.19	1.13	1.65	1.05	0.47
Current Ratio	2.38	2.13	2.23	1.77	1.22	0.52
Asset Turnover	0.12	0.11	0.03	0.10	0.10	0.13
Return on Equity (ROE)	16.27%	13.99%	-5.99%	15.78%	8.03%	12.38%
Return on Assets (ROA)	4.39%	3.74%	-1.06%	3.69%	1.88%	2.89%
Return on Capital (ROIC)	12.46%	10.82%	-3.09%	10.95%	5.70%	8.77%
Earnings Yield	26.17%	27.05%	-10.70%	35.45%	18.21%	22.97%
FCF Yield	19.43%	20.84%	10.36%	10.59%	11.90%	12.80%
Dividend Yield	1.26%	1.43%	1.12%	0.96%	0.65%	0.60%
Payout Ratio	5.72%	6.74%	-	3.72%	6.96%	4.77%
Buyback Yield / Dilution	-4.10%	-5.34%	11.18%	4.21%	3.76%	-10.48%
Total Shareholder Return	-2.84%	-3.91%	12.30%	5.17%	4.42%	-9.87%

Source: S&P Capital IQ. Insurance template.