E-L Financial Corporation Limited (TSX:ELF)

E-L Financial Corporation Statistics

Total Valuation

TSX:ELF has a market cap or net worth of CAD 4.43 billion. The enterprise value is 6.23 billion.

Market Cap	4.43B
Enterprise Value	6.23B

Important Dates

The last earnings date was Friday, March 7, 2025.

Earnings Date	Mar 7, 2025
Ex-Dividend Date	Mar 31, 2025

Share Statistics

TSX:ELF has 3.37 million shares outstanding. The number of shares has decreased by -2.64% in one year.

Current Share Class	n/a
Shares Outstanding	3.37M
Shares Change (YoY)	-2.64%
Shares Change (QoQ)	-1.46%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	32.23%
Float	1.90M

Valuation Ratios

The trailing PE ratio is 3.10.

PE Ratio	3.10
Forward PE	n/a
PS Ratio	1.21
PB Ratio	0.54
P/TBV Ratio	0.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.02
EV / Sales	1.70
EV / EBITDA	2.71
EV / EBIT	2.72
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 0.06.

Current Ratio	1.95
Quick Ratio	0.99
Debt / Equity	0.06
Debt / EBITDA	0.26
Debt / FCF	n/a
Interest Coverage	10.42

Financial Efficiency

Return on equity (ROE) is 19.46% and return on invested capital (ROIC) is 14.80%.

Return on Equity (ROE)	19.46%
Return on Assets (ROA)	5.31%
Return on Invested Capital (ROIC)	14.80%
Return on Capital Employed (ROCE)	8.25%
Revenue Per Employee	2.96M
Profits Per Employee	1.25M
Employee Count	1,236
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:ELF has paid 227.87 million in taxes.

Income Tax	227.87M
Effective Tax Rate	15.98%

Stock Price Statistics

The stock price has increased by +22.99% in the last 52 weeks. The beta is 0.89, so TSX:ELF's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+22.99%
50-Day Moving Average	1,422.05
200-Day Moving Average	1,330.76
Relative Strength Index (RSI)	40.92
Average Volume (20 Days)	769

Short Selling Information

The latest short interest is 612, so 0.02% of the outstanding shares have been sold short.

Short Interest	612
Short Previous Month	219
Short % of Shares Out	0.02%
Short % of Float	0.03%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:ELF had revenue of CAD 3.66 billion and earned 1.55 billion in profits. Earnings per share was 424.80.

Revenue	3.66B
Gross Profit	2.42B
Operating Income	2.29B
Pretax Income	2.07B
Net Income	1.55B
EBITDA	2.30B
EBIT	2.29B
Earnings Per Share (EPS)	424.80

Balance Sheet

The company has 374.25 million in cash and 598.87 million in debt, giving a net cash position of -225.46 million or -66.92 per share.

Cash & Cash Equivalents	374.25M
Total Debt	598.87M
Net Cash	-225.46M
Net Cash Per Share	-66.92
Equity (Book Value)	9.74B
Book Value Per Share	2,432.04
Working Capital	362.10M

Cash Flow

Operating Cash Flow	459.55M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 66.09%, with operating and profit margins of 62.49% and 42.87%.

Gross Margin	66.09%
Operating Margin	62.49%
Pretax Margin	56.50%
Profit Margin	42.87%
EBITDA Margin	62.78%
EBIT Margin	62.49%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 1.14%.

Dividend Per Share	15.00
Dividend Yield	1.14%
Dividend Growth (YoY)	120.00%
Years of Dividend Growth	1
Payout Ratio	17.53%
Buyback Yield	2.64%
Shareholder Yield	3.78%
Earnings Yield	34.91%
FCF Yield	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5