E-L Financial Corporation Limited (TSX:ELF)

E-L Financial Corporation Statistics

Total Valuation

TSX:ELF has a market cap or net worth of CAD 4.85 billion. The enterprise value is 6.66 billion.

Market Cap	4.85B
Enterprise Value	6.66B

Important Dates

The next estimated earnings date is Friday, March 7, 2025.

Earnings Date	Mar 7, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

TSX:ELF has 3.37 million shares outstanding. The number of shares has increased by 1.11% in one year.

Current Share Class	n/a
Shares Outstanding	3.37M
Shares Change (YoY)	+1.11%
Shares Change (QoQ)	+0.54%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	32.25%
Float	1.90M

Valuation Ratios

The trailing PE ratio is 3.02.

PE Ratio	3.02
Forward PE	n/a
PS Ratio	1.24
PB Ratio	0.62
P/TBV Ratio	0.62
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.78
EV / Sales	1.69
EV / EBITDA	2.55
EV / EBIT	2.56
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.62, with a Debt / Equity ratio of 0.06.

Current Ratio	2.62
Quick Ratio	1.22
Debt / Equity	0.06
Debt / EBITDA	0.23
Debt / FCF	n/a
Interest Coverage	12.19

Financial Efficiency

Return on equity (ROE) is 23.37% and return on invested capital (ROIC) is 17.62%.

Return on Equity (ROE)	23.37%
Return on Assets (ROA)	6.31%
Return on Invested Capital (ROIC)	17.62%
Return on Capital Employed (ROCE)	9.49%
Revenue Per Employee	2.81M
Profits Per Employee	1.26M
Employee Count	1,400
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:ELF has paid 227.87 million in taxes.

Income Tax	227.87M
Effective Tax Rate	15.98%

Stock Price Statistics

The stock price has increased by +39.57% in the last 52 weeks. The beta is 0.90, so TSX:ELF's price volatility has been similar to the market average.

Beta (5Y)	0.90
52-Week Price Change	+39.57%
50-Day Moving Average	1,397.31
200-Day Moving Average	1,297.81
Relative Strength Index (RSI)	49.78
Average Volume (20 Days)	422

Short Selling Information

The latest short interest is 612, so 0.02% of the outstanding shares have been sold short.

Short Interest	612
Short Previous Month	219
Short % of Shares Out	0.02%
Short % of Float	0.03%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:ELF had revenue of CAD 3.94 billion and earned 1.76 billion in profits. Earnings per share was 477.12.

Revenue	3.94B
Gross Profit	2.75B
Operating Income	2.60B
Pretax Income	2.39B
Net Income	1.76B
EBITDA	2.62B
EBIT	2.60B
Earnings Per Share (EPS)	477.12

Balance Sheet

The company has 329.97 million in cash and 598.78 million in debt, giving a net cash position of -269.49 million or -79.99 per share.

Cash & Cash Equivalents	329.97M
Total Debt	598.78M
Net Cash	-269.49M
Net Cash Per Share	-79.99
Equity (Book Value)	9.43B
Book Value Per Share	2,327.25
Working Capital	437.06M

Cash Flow

Operating Cash Flow	733.10M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 69.84%, with operating and profit margins of 66.14% and 45.95%.

Gross Margin	69.84%
Operating Margin	66.14%
Pretax Margin	60.71%
Profit Margin	45.95%
EBITDA Margin	66.48%
EBIT Margin	66.14%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 1.03%.

Dividend Per Share	15.00
Dividend Yield	1.03%
Dividend Growth (YoY)	400.00%
Years of Dividend Growth	1
Payout Ratio	15.24%
Buyback Yield	-1.11%
Shareholder Yield	-0.08%
Earnings Yield	36.30%
FCF Yield	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5