E-L Financial Corporation Statistics

Total Valuation

TSX:ELF has a market cap or net worth of CAD 5.39 billion. The enterprise value is 7.14 billion.

Market Cap	5.39B
Enterprise Value	7.14B

Important Dates

The next estimated earnings date is Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	Jun 30, 2025

Share Statistics

TSX:ELF has 346.17 million shares outstanding. The number of shares has decreased by -3.96% in one year.

Current Share Class	346.17M
Shares Outstanding	346.17M
Shares Change (YoY)	-3.96%
Shares Change (QoQ)	-5.60%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	31.37%
Float	199.69M

Valuation Ratios

The trailing PE ratio is 5.14.

PE Ratio	5.14
Forward PE	n/a
PS Ratio	1.76
PB Ratio	0.59
P/TBV Ratio	0.71
P/FCF Ratio	n/a
P/OCF Ratio	13.36
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	6.58
EV / Sales	2.33
EV / EBITDA	4.29
EV / EBIT	4.32
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.73, with a Debt / Equity ratio of 0.07.

Current Ratio	2.73
Quick Ratio	1.39
Debt / Equity	0.07
Debt / EBITDA	0.36
Debt / FCF	n/a
Interest Coverage	7.56

Financial Efficiency

Return on equity (ROE) is 13.37% and return on invested capital (ROIC) is 10.66%.

Return on Equity (ROE)	13.37%
Return on Assets (ROA)	3.84%
Return on Invested Capital (ROIC)	10.66%
Return on Capital Employed (ROCE)	6.08%
Revenue Per Employee	2.48M
Profits Per Employee	878,662
Employee Count	1,236
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:ELF has paid 225.42 million in taxes.

Income Tax	225.42M
Effective Tax Rate	15.72%

Stock Price Statistics

The stock price has increased by +38.25% in the last 52 weeks. The beta is 0.81, so TSX:ELF's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+38.25%
50-Day Moving Average	14.30
200-Day Moving Average	13.07
Relative Strength Index (RSI)	50.82
Average Volume (20 Days)	57,775

Short Selling Information

The latest short interest is 612, so 0.02% of the outstanding shares have been sold short.

Short Interest	612
Short Previous Month	219
Short % of Shares Out	0.02%
Short % of Float	0.03%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:ELF had revenue of CAD 3.07 billion and earned 1.09 billion in profits. Earnings per share was 3.03.

Revenue	3.07B
Gross Profit	1.80B
Operating Income	1.65B
Pretax Income	1.43B
Net Income	1.09B
EBITDA	1.66B
EBIT	1.65B
Earnings Per Share (EPS)	3.03

Full Income Statement

Balance Sheet

The company has 332.68 million in cash and 598.95 million in debt, giving a net cash position of -268.71 million or -0.78 per share.

Cash & Cash Equivalents	332.68M
Total Debt	598.95M
Net Cash	-268.71M
Net Cash Per Share	-0.78
Equity (Book Value)	9.20B
Book Value Per Share	22.31
Working Capital	419.48M

Full Balance Sheet

Cash Flow

Operating Cash Flow	403.65M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 58.74%, with operating and profit margins of 53.90% and 36.09%.

Gross Margin	58.74%
Operating Margin	53.90%
Pretax Margin	46.77%
Profit Margin	36.09%
EBITDA Margin	54.26%
EBIT Margin	53.90%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.15, which amounts to a dividend yield of 0.95%.

Dividend Per Share	0.15
Dividend Yield	0.95%
Dividend Growth (YoY)	120.33%
Years of Dividend Growth	1
Payout Ratio	71.80%
Buyback Yield	3.96%
Shareholder Yield	4.91%
Earnings Yield	20.14%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 2, 2025. It was a forward split with a ratio of 100.

Last Split Date	Jun 2, 2025
Split Type	Forward
Split Ratio	100

Scores

Altman Z-Score	n/a
Piotroski F-Score	5