EQB Inc. (TSX:EQB)

EQB Inc. Income Statement

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Jan 31, 2026	Oct 31, 2025	Oct 31, 2024	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	1,094	1,094	1,050	733.41	582.61	497.41
Net Interest Income Growth	2.69%	4.11%	43.23%	25.88%	17.13%	7.51%
Non-Interest Income	161.48	168.11	204.95	48.78	60.3	59.43
Non-Interest Income Growth	-24.61%	-17.98%	320.15%	-19.10%	1.47%	72.67%
Revenues Before Loan Losses	1,255	1,262	1,255	782.19	642.91	556.83
Provision for Credit Losses	157.88	137.43	107.01	37.26	-7.67	42.28
Revenue	1,088	1,124	1,148	744.93	650.58	514.55
Revenue Growth (YoY)	-6.93%	-2.10%	54.17%	14.50%	26.44%	7.50%
Compensation Expenses	321.96	326.78	272.35	183.61	128.97	108.19
Selling, General & Admin	279.59	279.59	-	-	-	-
Other Non-Interest Expenses	146.51	146.51	321.75	192.87	131.21	105.88
Total Non-Interest Expense	751.98	752.87	594.1	376.47	260.18	214.06
Pretax Income	336.1	371.5	554.33	368.46	390.41	300.49
Provision for Income Taxes	97.67	104.89	152.66	98.28	97.88	76.69
Net Income	228.29	256.48	389.84	264.62	288.12	219.33
Minority Interest in Earnings	1.32	1.31	1.11	-	-	-
Net Income Attributable to Preferred Dividends	8.82	8.82	10.73	5.57	4.41	4.48
Net Income to Common	228.29	256.48	389.84	264.62	288.12	219.33
Net Income Growth	-42.26%	-34.21%	47.32%	-8.16%	31.36%	8.69%
Shares Outstanding (Basic)	38	38	38	35	34	34
Shares Outstanding (Diluted)	38	39	39	35	34	34
Shares Change (YoY)	-1.15%	0.02%	10.04%	1.70%	1.65%	0.51%
EPS (Basic)	6.01	6.70	10.19	7.63	8.49	6.52
EPS (Diluted)	5.97	6.65	10.11	7.55	8.36	6.47
EPS Growth	-41.64%	-34.22%	33.91%	-9.69%	29.21%	8.10%
Shares Outstanding	36.59	37.59	38.45	37.56	34.07	33.75
Free Cash Flow	380.08	287.05	-345.61	-46.69	654.68	297.39
Free Cash Flow Growth	32.41%	-	-	-	120.14%	3.42%
Free Cash Flow Per Share	9.94	7.44	-8.97	-1.33	19.01	8.78
Dividends Per Share	2.160	2.080	1.740	1.210	0.740	0.740
Dividend Growth	3.85%	19.54%	43.80%	63.51%	-	14.73%
Profit Margin	21.91%	23.71%	34.98%	36.27%	44.96%	43.49%
FCF Margin	34.93%	25.53%	-30.09%	-6.27%	100.63%	57.80%
EBITDA	68.07	67.95	60.04	46.87	32.67	22.93
EBITDA Margin	6.26%	6.04%	5.23%	6.29%	5.02%	4.46%
Effective Tax Rate	29.06%	28.23%	27.54%	26.67%	25.07%	25.52%

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.