EQB Inc. Cash Flow Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	265.3	400.56	445.91	270.18	292.53
Depreciation & Amortization	18.98	31.25	19.44	46.87	32.67
Other Amortization	48.97	28.79	27.55	-	-
Gain (Loss) on Sale of Investments	-9.06	-14.91	9.21	1.22	0.19
Total Asset Writedown	56.54	-	-	-	-
Provision for Credit Losses	137.43	107.01	46.63	37.26	-7.67
Change in Other Net Operating Assets	-3,022	-2,564	-1,654	-3,994	-3,975
Other Operating Activities	110.55	198.6	159.14	-15.23	79.02
Operating Cash Flow	-2,451	-1,875	-998.93	-3,673	-3,594
Capital Expenditures	-84.89	-67.36	-41.96	-76.57	-38.57
Cash Acquisitions	-4.24	-75.48	-	-495.37	-
Investment in Securities	-30.47	469.37	22.33	-26.04	-379.91
Other Investing Activities	53.03	76.24	94.79	-168.79	-39.77
Investing Cash Flow	-66.58	402.77	75.16	-766.77	-458.25
Long-Term Debt Issued	-	-	-	275	-
Net Debt Issued (Repaid)	-	-	-	275	-
Issuance of Common Stock	8.42	181.29	15.79	232.39	10.06
Repurchase of Common Stock	-97.33	-	-	-	-
Preferred Share Repurchases	-	-183.78	-	-	-
Common Dividends Paid	-88.55	-69.17	-49.79	-43.08	-25.15
Preferred Dividends Paid	-	-8.14	-8.4	-5.57	-4.41
Total Dividends Paid	-88.55	-77.31	-58.19	-48.65	-29.56
Net Increase (Decrease) in Deposit Accounts	2,822	1,597	1,039	3,703	4,287
Other Financing Activities	-2.3	-2.56	-7.48	-	-
Financing Cash Flow	2,643	1,515	989.01	4,162	4,268
Net Cash Flow	125.61	42.17	65.24	-278.15	215.51
Free Cash Flow	-2,535	-1,943	-1,041	-3,750	-3,632
Free Cash Flow Margin	-225.50%	-169.16%	-92.59%	-503.36%	-558.34%
Free Cash Flow Per Share	-65.76	-50.40	-27.38	-107.04	-105.45
Cash Interest Paid	1,740	1,747	1,466	560.66	518.08
Cash Income Tax Paid	108.13	98.04	108.38	156.53	53.5

Source: S&P Global Market Intelligence. Banks template. Financial Sources.