EQB Inc. Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	1,083	1,094	1,050	733.41	582.61	497.41
Net Interest Income Growth	0.70%	4.11%	43.23%	25.88%	17.13%	7.51%
Non-Interest Income	173.99	168.11	204.95	48.78	60.3	59.43
Non-Interest Income Growth	-14.15%	-17.98%	320.15%	-19.10%	1.47%	72.67%
Revenues Before Loan Losses	1,232	1,262	1,255	782.19	642.91	556.83
Provision for Credit Losses	173	137.43	107.01	37.26	-7.67	42.28
Revenue	1,059	1,124	1,148	744.93	650.58	514.55
Revenue Growth (YoY)	-8.71%	-2.10%	54.17%	14.50%	26.44%	7.50%
Compensation Expenses	321.01	326.78	272.35	183.61	128.97	108.19
Selling, General & Admin	227.13	279.59	-	-	-	-
Other Non-Interest Expenses	188.74	146.51	321.75	192.87	131.21	105.88
Total Non-Interest Expense	773.65	752.87	594.1	376.47	260.18	214.06
Pretax Income	285.73	371.5	554.33	368.46	390.41	300.49
Provision for Income Taxes	86.28	104.89	152.66	98.28	97.88	76.69
Net Income	189.33	256.48	389.84	264.62	288.12	219.33
Minority Interest in Earnings	1.31	1.31	1.11	-	-	-
Net Income Attributable to Preferred Dividends	8.82	8.82	10.73	5.57	4.41	4.48
Net Income to Common	189.33	256.48	389.84	264.62	288.12	219.33
Net Income Growth	-49.89%	-34.21%	47.32%	-8.16%	31.36%	8.69%
Shares Outstanding (Basic)	37	38	38	35	34	34
Shares Outstanding (Diluted)	38	39	39	35	34	34
Shares Change (YoY)	-2.92%	0.02%	10.04%	1.70%	1.65%	0.51%
EPS (Basic)	5.08	6.70	10.19	7.63	8.49	6.52
EPS (Diluted)	5.05	6.65	10.11	7.55	8.36	6.47
EPS Growth	-48.31%	-34.22%	33.91%	-9.69%	29.21%	8.10%
Shares Outstanding	35.43	37.59	38.45	37.56	34.07	33.75
Free Cash Flow	224.29	287.05	-345.61	-46.69	654.68	297.39
Free Cash Flow Growth	-21.86%	-	-	-	120.14%	3.42%
Free Cash Flow Per Share	5.97	7.44	-8.97	-1.33	19.01	8.78
Dividends Per Share	2.080	2.080	1.740	1.210	0.740	0.740
Dividend Growth	-	19.54%	43.80%	63.51%	-	14.73%
Profit Margin	18.83%	23.71%	34.98%	36.27%	44.96%	43.49%
FCF Margin	21.17%	25.53%	-30.09%	-6.27%	100.63%	57.80%
EBITDA	66.02	67.95	60.04	46.87	32.67	22.93
EBITDA Margin	6.23%	6.04%	5.23%	6.29%	5.02%	4.46%
Effective Tax Rate	30.20%	28.23%	27.54%	26.67%	25.07%	25.52%

Updated May 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.