EQB Inc. (TSX: EQB)

EQB Inc. Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 31, 2023	Oct 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	549.47	549.47	495.11	773.25	557.74	508.85
Investment Securities	2,834	2,834	2,281	1,386	887.6	457.15
Trading Asset Securities	466.43	466.43	444.91	268.33	179.45	78.63
Total Investments	3,301	3,301	2,725	1,655	1,067	535.77
Gross Loans	47,645	47,645	46,775	33,050	28,415	26,716
Allowance for Loan Losses	-84.69	-84.69	-96.78	-48.95	-66.18	-36.91
Other Adjustments to Gross Loans	-198.99	-198.99	-168.31	-100.25	-76.77	-71.19
Net Loans	47,361	47,361	46,510	32,901	28,272	26,608
Property, Plant & Equipment	35.21	35.21	36.18	21.57	26.03	31.31
Goodwill	57.6	57.6	57.6	16.94	16.94	16.94
Other Intangible Assets	154.25	154.25	145.5	92.57	71.2	53.54
Accrued Interest Receivable	12.41	12.41	7.56	2.8	3.71	3.01
Other Receivables	28.02	28.02	13.12	9.68	28.17	16.59
Restricted Cash	767.2	767.2	737.66	462.16	504.04	462.99
Other Current Assets	93.56	93.56	42.73	16.76	14.16	14.65
Long-Term Deferred Tax Assets	14.23	14.23	-	-	-	-
Other Real Estate Owned & Foreclosed	0.4	0.4	0.38	0.05	0.86	1.55
Other Long-Term Assets	559.27	559.27	373.46	207.89	184.84	139.01
Total Assets	52,933	52,933	51,145	36,159	30,746	28,392
Accounts Payable	318	318	207.65	143.93	68.61	60.69
Accrued Expenses	21.29	21.29	57.54	50.41	43.55	50.3
Interest Bearing Deposits	31,472	31,472	30,671	20,660	16,350	15,201
Total Deposits	31,472	31,472	30,671	20,660	16,350	15,201
Short-Term Borrowings	1,281	1,281	885.13	1,426	301.13	519.09
Current Income Taxes Payable	2.85	2.85	-	43.42	-	21.12
Accrued Interest Payable	524.7	524.7	380.63	196.62	235.26	241.41
Other Current Liabilities	-	-	-	-	-	26.23
Long-Term Debt	16,236	16,236	16,264	11,575	11,992	10,707
Long-Term Leases	4.56	4.56	10.33	8.6	12.36	15.48
Long-Term Unearned Revenue	18.3	18.3	2.42	0.82	-	-
Long-Term Deferred Tax Liabilities	128.44	128.44	72.68	63.14	60.88	54.69
Other Long-Term Liabilities	81.15	81.15	58.18	38.51	35.06	27.77
Total Liabilities	50,088	50,088	48,610	34,206	29,099	26,925
Preferred Stock, Redeemable	181.41	181.41	181.41	70.61	72.48	72.56
Common Stock	471.01	471.01	462.56	230.16	218.17	213.28
Additional Paid-In Capital	12.8	12.8	11.45	8.69	8.09	6.97
Retained Earnings	2,185	2,185	1,870	1,651	1,388	1,193
Comprehensive Income & Other	-5.16	-5.16	9.44	-7.58	-38.95	-18.59
Total Common Equity	2,664	2,664	2,354	1,882	1,575	1,395
Shareholders' Equity	2,846	2,846	2,535	1,953	1,648	1,468
Total Liabilities & Equity	52,933	52,933	51,145	36,159	30,746	28,392
Total Debt	17,521	17,521	17,160	13,010	12,305	11,242
Net Cash (Debt)	-15,597	-15,597	-16,019	-11,418	-11,118	-10,504
Net Cash Per Share	-410.29	-410.29	-457.29	-331.49	-328.11	-311.56
Filing Date Shares Outstanding	37.88	37.88	37.56	34.07	33.81	33.6
Total Common Shares Outstanding	37.88	37.88	37.56	34.07	33.75	33.6
Book Value Per Share	70.33	70.33	62.65	55.24	46.68	41.53
Tangible Book Value	2,452	2,452	2,150	1,773	1,487	1,325
Tangible Book Value Per Share	64.74	64.74	57.25	52.02	44.06	39.43

Source: S&P Capital IQ. Banks template. Financial Sources.