EQB Inc. (TSX:EQB)

EQB Inc. Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 31, 2025	Oct 31, 2024	Oct 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	485.76	591.64	549.47	495.11	773.25	557.74
Investment Securities	3,643	2,804	2,834	2,281	1,386	887.6
Trading Asset Securities	333.45	393.82	466.43	444.91	268.33	179.45
Total Investments	3,977	3,198	3,301	2,725	1,655	1,067
Gross Loans	47,358	47,314	47,645	46,775	33,050	28,415
Allowance for Loan Losses	-170.4	-109.16	-84.69	-96.78	-48.95	-66.18
Other Adjustments to Gross Loans	-	-170.46	-198.99	-168.31	-100.25	-76.77
Net Loans	47,188	47,034	47,361	46,510	32,901	28,272
Property, Plant & Equipment	182.07	118.69	35.21	36.18	21.57	26.03
Goodwill	110.58	110.58	57.6	57.6	16.94	16.94
Other Intangible Assets	67.4	71.18	25.37	145.5	92.57	71.2
Accrued Interest Receivable	11.41	12.61	12.41	7.56	2.8	3.71
Other Receivables	27.33	6.75	28.02	13.12	9.68	28.17
Restricted Cash	1,219	971.99	767.2	737.66	462.16	504.04
Other Current Assets	152.29	141.06	93.96	42.73	16.76	14.16
Long-Term Deferred Tax Assets	19.97	36.1	14.23	-	-	-
Other Real Estate Owned & Foreclosed	-	-	-	0.38	0.05	0.86
Other Long-Term Assets	999.73	813.72	559.27	373.46	207.89	184.84
Total Assets	54,562	53,234	52,933	51,145	36,159	30,746
Accounts Payable	350.39	307.44	318	207.65	143.93	68.61
Accrued Expenses	6.67	20	21.29	57.54	50.41	43.55
Interest Bearing Deposits	35,767	33,093	31,472	30,671	20,660	16,350
Total Deposits	35,767	33,093	31,472	30,671	20,660	16,350
Short-Term Borrowings	219.11	121.73	1,281	885.13	1,426	301.13
Current Income Taxes Payable	0.58	15	2.85	-	43.42	-
Accrued Interest Payable	593.29	646.18	524.7	380.63	196.62	235.26
Long-Term Debt	13,884	15,541	16,236	16,264	11,575	11,992
Long-Term Leases	108.35	69.78	4.56	10.33	8.6	12.36
Long-Term Unearned Revenue	5.33	2.49	18.3	2.42	0.82	-
Long-Term Deferred Tax Liabilities	204.3	177.93	128.44	72.68	63.14	60.88
Other Long-Term Liabilities	110.39	100.5	81.15	58.18	38.51	35.06
Total Liabilities	51,250	50,096	50,088	48,610	34,206	29,099
Preferred Stock, Redeemable	-	-	181.41	181.41	70.61	72.48
Common Stock	512.17	505.88	471.01	462.56	230.16	218.17
Additional Paid-In Capital	-	-	12.8	11.45	8.69	8.09
Retained Earnings	2,657	2,483	2,185	1,870	1,651	1,388
Comprehensive Income & Other	134.36	138.62	-5.16	9.44	-7.58	-38.95
Total Common Equity	3,303	3,128	2,664	2,354	1,882	1,575
Minority Interest	8.39	10.38	-	-	-	-
Shareholders' Equity	3,312	3,138	2,846	2,535	1,953	1,648
Total Liabilities & Equity	54,562	53,234	52,933	51,145	36,159	30,746
Total Debt	14,212	15,733	17,521	17,160	13,010	12,305
Net Cash (Debt)	-11,443	-13,487	-15,597	-16,019	-11,418	-11,118
Net Cash Per Share	-295.91	-349.87	-410.29	-457.29	-331.49	-328.11
Filing Date Shares Outstanding	38.31	38.45	37.88	37.56	34.07	33.81
Total Common Shares Outstanding	38.31	38.45	37.88	37.56	34.07	33.75
Book Value Per Share	86.22	81.35	70.33	62.65	55.24	46.68
Tangible Book Value	3,125	2,946	2,581	2,150	1,773	1,487
Tangible Book Value Per Share	81.57	76.62	68.14	57.25	52.02	44.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.