EQB Inc. (TSX:EQB)

EQB Inc. Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 31, 2024	Oct 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	591.64	549.47	495.11	773.25	557.74
Investment Securities	2,804	2,834	2,281	1,386	887.6
Trading Asset Securities	393.82	466.43	444.91	268.33	179.45
Total Investments	3,198	3,301	2,725	1,655	1,067
Gross Loans	47,314	47,645	46,775	33,050	28,415
Allowance for Loan Losses	-109.16	-84.69	-96.78	-48.95	-66.18
Other Adjustments to Gross Loans	-170.46	-198.99	-168.31	-100.25	-76.77
Net Loans	47,034	47,361	46,510	32,901	28,272
Property, Plant & Equipment	118.69	35.21	36.18	21.57	26.03
Goodwill	110.58	57.6	57.6	16.94	16.94
Other Intangible Assets	71.18	25.37	145.5	92.57	71.2
Accrued Interest Receivable	12.61	12.41	7.56	2.8	3.71
Other Receivables	6.75	28.02	13.12	9.68	28.17
Restricted Cash	971.99	767.2	737.66	462.16	504.04
Other Current Assets	141.06	93.96	42.73	16.76	14.16
Long-Term Deferred Tax Assets	36.1	14.23	-	-	-
Other Real Estate Owned & Foreclosed	-	-	0.38	0.05	0.86
Other Long-Term Assets	813.72	559.27	373.46	207.89	184.84
Total Assets	53,234	52,933	51,145	36,159	30,746
Accounts Payable	307.44	318	207.65	143.93	68.61
Accrued Expenses	20	21.29	57.54	50.41	43.55
Interest Bearing Deposits	33,093	31,472	30,671	20,660	16,350
Total Deposits	33,093	31,472	30,671	20,660	16,350
Short-Term Borrowings	121.73	1,281	885.13	1,426	301.13
Current Income Taxes Payable	15	2.85	-	43.42	-
Accrued Interest Payable	646.18	524.7	380.63	196.62	235.26
Long-Term Debt	15,541	16,236	16,264	11,575	11,992
Long-Term Leases	69.78	4.56	10.33	8.6	12.36
Long-Term Unearned Revenue	2.49	18.3	2.42	0.82	-
Long-Term Deferred Tax Liabilities	177.93	128.44	72.68	63.14	60.88
Other Long-Term Liabilities	100.5	81.15	58.18	38.51	35.06
Total Liabilities	50,096	50,088	48,610	34,206	29,099
Preferred Stock, Redeemable	-	181.41	181.41	70.61	72.48
Common Stock	505.88	471.01	462.56	230.16	218.17
Additional Paid-In Capital	-	12.8	11.45	8.69	8.09
Retained Earnings	2,483	2,185	1,870	1,651	1,388
Comprehensive Income & Other	138.62	-5.16	9.44	-7.58	-38.95
Total Common Equity	3,128	2,664	2,354	1,882	1,575
Minority Interest	10.38	-	-	-	-
Shareholders' Equity	3,138	2,846	2,535	1,953	1,648
Total Liabilities & Equity	53,234	52,933	51,145	36,159	30,746
Total Debt	15,733	17,521	17,160	13,010	12,305
Net Cash (Debt)	-13,487	-15,597	-16,019	-11,418	-11,118
Net Cash Per Share	-349.87	-410.29	-457.29	-331.49	-328.11
Filing Date Shares Outstanding	38.45	37.88	37.56	34.07	33.81
Total Common Shares Outstanding	38.45	37.88	37.56	34.07	33.75
Book Value Per Share	81.35	70.33	62.65	55.24	46.68
Tangible Book Value	2,946	2,581	2,150	1,773	1,487
Tangible Book Value Per Share	76.62	68.14	57.25	52.02	44.06

Source: S&P Capital IQ. Banks template. Financial Sources.