goeasy Ltd. (TSX:GSY)
Canada · Delayed Price · Currency is CAD 45.80
+0.89 (1.98%)
Aug 14, 2026, 4:00 PM EST
goeasy Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 1,264 | 1,278 | 1,133 | 888.93 | 698.15 | 535.64 |
Total Interest Expense | 333.28 | 306.68 | 241.36 | 162.07 | 109.53 | 77.89 |
Net Interest Income | 930.89 | 971.5 | 892.04 | 726.86 | 588.62 | 457.75 |
Commissions and Fees | 317.89 | 332.44 | 306.06 | 261.29 | 217.77 | 178.71 |
Other Revenue | 81.35 | 86.17 | 95.41 | 99.85 | 103.41 | 112.37 |
Revenue Before Loan Losses | 1,330 | 1,390 | 1,294 | 1,088 | 909.81 | 748.83 |
Provision for Loan Losses | 1,043 | 883.79 | 505.04 | 341.64 | 272.89 | 182.08 |
| 287.25 | 506.32 | 788.47 | 746.36 | 636.92 | 566.75 | |
Revenue Growth | -63.69% | -35.78% | 5.64% | 17.18% | 12.38% | 22.56% |
Salaries & Employee Benefits | 206.4 | 205.66 | 201.79 | 200.92 | 174.24 | 157.16 |
Cost of Services Provided | 87.07 | 101.06 | 91.7 | 84.83 | 82.77 | 72.04 |
Other Operating Expenses | 75.92 | 67.17 | 49.51 | 45.36 | 44.05 | 44.1 |
Total Operating Expenses | 450.32 | 464.26 | 440.43 | 430.37 | 392.41 | 361.06 |
Operating Income | -163.08 | 42.07 | 348.04 | 315.99 | 244.51 | 205.7 |
EBT Excluding Unusual Items | -225.1 | -7.65 | 373.34 | 338.23 | 246.07 | 206.28 |
Gain (Loss) on Sale of Investments | -18.8 | -12.82 | 3.13 | 9.77 | -28.66 | 114.88 |
Impairment of Goodwill | -159.61 | -159.61 | - | - | - | - |
Other Unusual Items | - | - | -14.37 | -10.44 | - | - |
Pretax Income | -409.12 | -180.92 | 361.61 | 336.96 | 195.78 | 316.85 |
Income Tax Expense | -63.46 | -2.55 | 97.38 | 89.06 | 55.62 | 71.91 |
Net Income | -345.65 | -178.37 | 264.23 | 247.9 | 140.16 | 244.94 |
Net Income to Common | -345.65 | -178.37 | 264.23 | 247.9 | 140.16 | 244.94 |
Net Income Growth | - | - | 6.59% | 76.87% | -42.78% | 79.44% |
Shares Outstanding (Basic) | 16 | 17 | 17 | 17 | 16 | 16 |
Shares Outstanding (Diluted) | 16 | 17 | 17 | 17 | 17 | 17 |
Shares Change | -3.84% | -4.76% | 1.46% | 2.80% | -0.64% | 6.35% |
EPS (Basic) | -21.01 | -10.78 | 15.46 | 14.70 | 8.61 | 15.12 |
EPS (Diluted) | -21.01 | -10.78 | 15.21 | 14.48 | 8.42 | 14.62 |
EPS Growth | - | - | 5.04% | 71.97% | -42.41% | 66.82% |
Free Cash Flow | 95.46 | -861.11 | -483.29 | -482.45 | -515.75 | -86.69 |
Free Cash Flow Per Share | 5.80 | -52.06 | -27.83 | -28.18 | -30.98 | -5.17 |
Dividend Per Share | 2.920 | 5.840 | 4.680 | 3.840 | 3.640 | 2.640 |
Dividend Growth | -44.49% | 24.79% | 21.88% | 5.50% | 37.88% | 46.67% |
Operating Margin | -56.77% | 8.31% | 44.14% | 42.34% | 38.39% | 36.29% |
Profit Margin | -120.33% | -35.23% | 33.51% | 33.21% | 22.01% | 43.22% |
Free Cash Flow Margin | 33.23% | -170.07% | -61.29% | -64.64% | -80.98% | -15.30% |
Effective Tax Rate | - | - | 26.93% | 26.43% | 28.41% | 22.70% |
Revenue as Reported | 1,663 | 1,697 | 1,535 | 1,250 | 1,019 | 826.72 |