Intact Financial Corporation (TSX:IFC)
Canada flag Canada · Delayed Price · Currency is CAD
307.31
-1.86 (-0.60%)
Jun 17, 2025, 3:59 PM EDT

Intact Financial Statistics

Total Valuation

TSX:IFC has a market cap or net worth of CAD 55.14 billion. The enterprise value is 60.88 billion.

Market Cap 55.14B
Enterprise Value 60.88B

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date Jul 30, 2025
Ex-Dividend Date Jun 16, 2025

Share Statistics

TSX:IFC has 178.34 million shares outstanding. The number of shares has increased by 0.99% in one year.

Current Share Class 178.34M
Shares Outstanding 178.34M
Shares Change (YoY) +0.99%
Shares Change (QoQ) +0.06%
Owned by Insiders (%) 0.49%
Owned by Institutions (%) 52.69%
Float 177.47M

Valuation Ratios

The trailing PE ratio is 24.99 and the forward PE ratio is 18.50.

PE Ratio 24.99
Forward PE 18.50
PS Ratio 1.89
PB Ratio 2.94
P/TBV Ratio 7.22
P/FCF Ratio 16.83
P/OCF Ratio 14.92
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.86, with an EV/FCF ratio of 18.58.

EV / Earnings 27.55
EV / Sales 2.09
EV / EBITDA 16.86
EV / EBIT 19.31
EV / FCF 18.58

Financial Position

The company has a current ratio of 0.32, with a Debt / Equity ratio of 0.29.

Current Ratio 0.32
Quick Ratio 0.11
Debt / Equity 0.29
Debt / EBITDA 1.52
Debt / FCF 1.67
Interest Coverage 14.33

Financial Efficiency

Return on equity (ROE) is 12.92% and return on invested capital (ROIC) is 8.41%.

Return on Equity (ROE) 12.92%
Return on Assets (ROA) 3.37%
Return on Invested Capital (ROIC) 8.41%
Return on Capital Employed (ROCE) 9.42%
Revenue Per Employee 940,355
Profits Per Employee 71,290
Employee Count 31,000
Asset Turnover 0.50
Inventory Turnover n/a

Taxes

In the past 12 months, TSX:IFC has paid 584.00 million in taxes.

Income Tax 584.00M
Effective Tax Rate 20.16%

Stock Price Statistics

The stock price has increased by +38.01% in the last 52 weeks. The beta is 0.36, so TSX:IFC's price volatility has been lower than the market average.

Beta (5Y) 0.36
52-Week Price Change +38.01%
50-Day Moving Average 300.51
200-Day Moving Average 276.10
Relative Strength Index (RSI) 50.93
Average Volume (20 Days) 219,349

Short Selling Information

The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.

Short Interest 1.03M
Short Previous Month 913,895
Short % of Shares Out 0.58%
Short % of Float 0.58%
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, TSX:IFC had revenue of CAD 29.15 billion and earned 2.21 billion in profits. Earnings per share was 12.37.

Revenue 29.15B
Gross Profit 3.75B
Operating Income 3.15B
Pretax Income 2.90B
Net Income 2.21B
EBITDA 3.61B
EBIT 3.15B
Earnings Per Share (EPS) 12.37
Full Income Statement

Balance Sheet

The company has 2.23 billion in cash and 5.48 billion in debt, giving a net cash position of -4.42 billion or -24.79 per share.

Cash & Cash Equivalents 2.23B
Total Debt 5.48B
Net Cash -4.42B
Net Cash Per Share -24.79
Equity (Book Value) 18.77B
Book Value Per Share 97.82
Working Capital -18.31B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.70 billion and capital expenditures -419.00 million, giving a free cash flow of 3.28 billion.

Operating Cash Flow 3.70B
Capital Expenditures -419.00M
Free Cash Flow 3.28B
FCF Per Share 18.37
Full Cash Flow Statement

Margins

Gross margin is 12.86%, with operating and profit margins of 10.82% and 7.89%.

Gross Margin 12.86%
Operating Margin 10.82%
Pretax Margin 9.94%
Profit Margin 7.89%
EBITDA Margin 12.38%
EBIT Margin 10.82%
FCF Margin 11.24%

Dividends & Yields

This stock pays an annual dividend of 5.32, which amounts to a dividend yield of 1.72%.

Dividend Per Share 5.32
Dividend Yield 1.72%
Dividend Growth (YoY) 9.96%
Years of Dividend Growth 12
Payout Ratio 42.35%
Buyback Yield -0.99%
Shareholder Yield 0.73%
Earnings Yield 4.01%
FCF Yield 5.94%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4