Intact Financial Statistics

Total Valuation

Intact Financial has a market cap or net worth of CAD 48.55 billion. The enterprise value is 54.54 billion.

Market Cap	48.55B
Enterprise Value	54.54B

Important Dates

The last earnings date was Wednesday, November 6, 2024.

Earnings Date	Nov 6, 2024
Ex-Dividend Date	Dec 16, 2024

Share Statistics

Intact Financial has 178.36 million shares outstanding. The number of shares has increased by 1.75% in one year.

Current Share Class	n/a
Shares Outstanding	178.36M
Shares Change (YoY)	+1.75%
Shares Change (QoQ)	-0.17%
Owned by Insiders (%)	0.47%
Owned by Institutions (%)	51.64%
Float	177.52M

Valuation Ratios

The trailing PE ratio is 23.54 and the forward PE ratio is 16.49.

PE Ratio	23.54
Forward PE	16.49
PS Ratio	1.60
PB Ratio	2.95
P/TBV Ratio	n/a
P/FCF Ratio	21.58
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.40, with an EV/FCF ratio of 24.24.

EV / Earnings	26.43
EV / Sales	1.80
EV / EBITDA	15.40
EV / EBIT	17.94
EV / FCF	24.24

Financial Position

The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.32.

Current Ratio	0.35
Quick Ratio	0.13
Debt / Equity	0.32
Debt / EBITDA	1.63
Debt / FCF	2.57
Interest Coverage	13.10

Financial Efficiency

Return on equity (ROE) is 13.00% and return on invested capital (ROIC) is 8.48%.

Return on Equity (ROE)	13.00%
Return on Assets (ROA)	3.32%
Return on Capital (ROIC)	8.48%
Revenue Per Employee	1.01M
Profits Per Employee	68,800
Employee Count	30,000
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

In the past 12 months, Intact Financial has paid 456.00 million in taxes.

Income Tax	456.00M
Effective Tax Rate	22.05%

Stock Price Statistics

The stock price has increased by +30.38% in the last 52 weeks. The beta is 0.58, so Intact Financial's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+30.38%
50-Day Moving Average	263.23
200-Day Moving Average	239.42
Relative Strength Index (RSI)	62.44
Average Volume (20 Days)	238,748

Short Selling Information

The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.

Short Interest	1.03M
Short Previous Month	913,895
Short % of Shares Out	0.58%
Short % of Float	0.58%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Intact Financial had revenue of CAD 30.32 billion and earned 2.06 billion in profits. Earnings per share was 11.57.

Revenue	30.32B
Gross Profit	4.08B
Operating Income	3.04B
Pretax Income	2.78B
Net Income	2.06B
EBITDA	3.54B
EBIT	3.04B
Earnings Per Share (EPS)	11.57

Full Income Statement

Balance Sheet

The company has 2.78 billion in cash and 5.78 billion in debt, giving a net cash position of -4.67 billion or -26.18 per share.

Cash & Cash Equivalents	2.78B
Total Debt	5.78B
Net Cash	-4.67B
Net Cash Per Share	-26.18
Equity (Book Value)	17.78B
Book Value Per Share	92.27
Working Capital	-17.38B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.69 billion and capital expenditures -441.00 million, giving a free cash flow of 2.25 billion.

Operating Cash Flow	2.69B
Capital Expenditures	-441.00M
Free Cash Flow	2.25B
FCF Per Share	12.61

Full Cash Flow Statement

Margins

Gross margin is 13.45%, with operating and profit margins of 10.03% and 7.10%.

Gross Margin	13.45%
Operating Margin	10.03%
Pretax Margin	9.15%
Profit Margin	7.10%
EBITDA Margin	11.68%
EBIT Margin	10.03%
FCF Margin	7.42%

Dividends & Yields

This stock pays an annual dividend of 4.84, which amounts to a dividend yield of 1.78%.

Dividend Per Share	4.84
Dividend Yield	1.78%
Dividend Growth (YoY)	10.00%
Years of Dividend Growth	11
Payout Ratio	43.36%
Buyback Yield	-1.75%
Shareholder Yield	0.03%
Earnings Yield	4.25%
FCF Yield	4.63%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6