Canada · Delayed Price · Currency is CAD Intact Financial Statistics
Total Valuation
TSX:IFC has a market cap or net worth of CAD 44.04 billion. The enterprise value is 49.33 billion.
| Market Cap | 44.04B |
| Enterprise Value | 49.33B |
Important Dates
The next estimated earnings date is Tuesday, February 10, 2026.
| Earnings Date | Feb 10, 2026 |
| Ex-Dividend Date | Dec 17, 2025 |
Share Statistics
TSX:IFC has 177.63 million shares outstanding.
| Current Share Class | 177.63M |
| Shares Outstanding | 177.63M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 44.73% |
| Float | 176.78M |
Valuation Ratios
The trailing PE ratio is 14.85 and the forward PE ratio is 14.43.
| PE Ratio | 14.85 |
| Forward PE | 14.43 |
| PS Ratio | 1.72 |
| PB Ratio | 2.21 |
| P/TBV Ratio | 4.98 |
| P/FCF Ratio | 10.83 |
| P/OCF Ratio | 9.86 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.93, with an EV/FCF ratio of 12.13.
| EV / Earnings | 16.55 |
| EV / Sales | 1.93 |
| EV / EBITDA | 9.93 |
| EV / EBIT | 11.08 |
| EV / FCF | 12.13 |
Financial Position
The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.27.
| Current Ratio | 0.38 |
| Quick Ratio | 0.17 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 1.10 |
| Debt / FCF | 1.34 |
| Interest Coverage | 19.96 |
Financial Efficiency
Return on equity (ROE) is 16.27% and return on invested capital (ROIC) is 13.87%.
| Return on Equity (ROE) | 16.27% |
| Return on Assets (ROA) | 4.55% |
| Return on Invested Capital (ROIC) | 13.87% |
| Return on Capital Employed (ROCE) | 12.92% |
| Weighted Average Cost of Capital (WACC) | 5.41% |
| Revenue Per Employee | 823,516 |
| Profits Per Employee | 96,161 |
| Employee Count | 31,000 |
| Asset Turnover | 0.42 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TSX:IFC has paid 868.00 million in taxes.
| Income Tax | 868.00M |
| Effective Tax Rate | 22.04% |
Stock Price Statistics
The stock price has decreased by -1.80% in the last 52 weeks. The beta is 0.26, so TSX:IFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | -1.80% |
| 50-Day Moving Average | 274.99 |
| 200-Day Moving Average | 284.92 |
| Relative Strength Index (RSI) | 33.20 |
| Average Volume (20 Days) | 486,535 |
Short Selling Information
The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.
| Short Interest | 1.03M |
| Short Previous Month | 913,895 |
| Short % of Shares Out | 0.58% |
| Short % of Float | 0.58% |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TSX:IFC had revenue of CAD 25.53 billion and earned 2.98 billion in profits. Earnings per share was 16.69.
| Revenue | 25.53B |
| Gross Profit | 4.74B |
| Operating Income | 4.45B |
| Pretax Income | 3.94B |
| Net Income | 2.98B |
| EBITDA | 4.97B |
| EBIT | 4.45B |
| Earnings Per Share (EPS) | 16.69 |
Balance Sheet
The company has 4.00 billion in cash and 5.46 billion in debt, with a net cash position of -3.97 billion or -22.34 per share.
| Cash & Cash Equivalents | 4.00B |
| Total Debt | 5.46B |
| Net Cash | -3.97B |
| Net Cash Per Share | -22.34 |
| Equity (Book Value) | 19.96B |
| Book Value Per Share | 104.83 |
| Working Capital | -17.73B |
Cash Flow
In the last 12 months, operating cash flow was 4.47 billion and capital expenditures -403.00 million, giving a free cash flow of 4.07 billion.
| Operating Cash Flow | 4.47B |
| Capital Expenditures | -403.00M |
| Free Cash Flow | 4.07B |
| FCF Per Share | 22.88 |
Margins
Gross margin is 18.56%, with operating and profit margins of 17.44% and 12.03%.
| Gross Margin | 18.56% |
| Operating Margin | 17.44% |
| Pretax Margin | 15.43% |
| Profit Margin | 12.03% |
| EBITDA Margin | 19.45% |
| EBIT Margin | 17.44% |
| FCF Margin | 15.92% |
Dividends & Yields
This stock pays an annual dividend of 5.32, which amounts to a dividend yield of 2.15%.
| Dividend Per Share | 5.32 |
| Dividend Yield | 2.15% |
| Dividend Growth (YoY) | 9.92% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 33.08% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.15% |
| Earnings Yield | 6.77% |
| FCF Yield | 9.23% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |