Intact Financial Statistics
Total Valuation
TSX:IFC has a market cap or net worth of CAD 46.83 billion. The enterprise value is 52.31 billion.
| Market Cap | 46.83B |
| Enterprise Value | 52.31B |
Important Dates
The last earnings date was Tuesday, November 4, 2025.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Sep 15, 2025 |
Share Statistics
TSX:IFC has 177.81 million shares outstanding. The number of shares has increased by 0.51% in one year.
| Current Share Class | 177.81M |
| Shares Outstanding | 177.81M |
| Shares Change (YoY) | +0.51% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 52.99% |
| Float | 176.96M |
Valuation Ratios
The trailing PE ratio is 20.21 and the forward PE ratio is 15.49.
| PE Ratio | 20.21 |
| Forward PE | 15.49 |
| PS Ratio | 1.59 |
| PB Ratio | 2.44 |
| P/TBV Ratio | 5.69 |
| P/FCF Ratio | 13.34 |
| P/OCF Ratio | 12.02 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.27, with an EV/FCF ratio of 14.90.
| EV / Earnings | 22.48 |
| EV / Sales | 1.77 |
| EV / EBITDA | 13.27 |
| EV / EBIT | 15.15 |
| EV / FCF | 14.90 |
Financial Position
The company has a current ratio of 0.37, with a Debt / Equity ratio of 0.28.
| Current Ratio | 0.37 |
| Quick Ratio | 0.16 |
| Debt / Equity | 0.28 |
| Debt / EBITDA | 1.38 |
| Debt / FCF | 1.55 |
| Interest Coverage | 15.48 |
Financial Efficiency
Return on equity (ROE) is 13.16% and return on invested capital (ROIC) is 9.04%.
| Return on Equity (ROE) | 13.16% |
| Return on Assets (ROA) | 3.68% |
| Return on Invested Capital (ROIC) | 9.04% |
| Return on Capital Employed (ROCE) | 10.29% |
| Revenue Per Employee | 951,194 |
| Profits Per Employee | 75,065 |
| Employee Count | 31,000 |
| Asset Turnover | 0.50 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TSX:IFC has paid 628.00 million in taxes.
| Income Tax | 628.00M |
| Effective Tax Rate | 20.59% |
Stock Price Statistics
The stock price has decreased by -1.48% in the last 52 weeks. The beta is 0.28, so TSX:IFC's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | -1.48% |
| 50-Day Moving Average | 268.18 |
| 200-Day Moving Average | 285.76 |
| Relative Strength Index (RSI) | 50.98 |
| Average Volume (20 Days) | 465,822 |
Short Selling Information
The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.
| Short Interest | 1.03M |
| Short Previous Month | 913,895 |
| Short % of Shares Out | 0.58% |
| Short % of Float | 0.58% |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TSX:IFC had revenue of CAD 29.49 billion and earned 2.33 billion in profits. Earnings per share was 13.03.
| Revenue | 29.49B |
| Gross Profit | 3.83B |
| Operating Income | 3.45B |
| Pretax Income | 3.05B |
| Net Income | 2.33B |
| EBITDA | 3.94B |
| EBIT | 3.45B |
| Earnings Per Share (EPS) | 13.03 |
Balance Sheet
The company has 3.64 billion in cash and 5.43 billion in debt, giving a net cash position of -4.16 billion or -23.38 per share.
| Cash & Cash Equivalents | 3.64B |
| Total Debt | 5.43B |
| Net Cash | -4.16B |
| Net Cash Per Share | -23.38 |
| Equity (Book Value) | 19.22B |
| Book Value Per Share | 100.33 |
| Working Capital | -17.17B |
Cash Flow
In the last 12 months, operating cash flow was 3.90 billion and capital expenditures -385.00 million, giving a free cash flow of 3.51 billion.
| Operating Cash Flow | 3.90B |
| Capital Expenditures | -385.00M |
| Free Cash Flow | 3.51B |
| FCF Per Share | 19.74 |
Margins
Gross margin is 12.99%, with operating and profit margins of 11.71% and 8.20%.
| Gross Margin | 12.99% |
| Operating Margin | 11.71% |
| Pretax Margin | 10.34% |
| Profit Margin | 8.20% |
| EBITDA Margin | 13.37% |
| EBIT Margin | 11.71% |
| FCF Margin | 11.90% |
Dividends & Yields
This stock pays an annual dividend of 5.32, which amounts to a dividend yield of 2.02%.
| Dividend Per Share | 5.32 |
| Dividend Yield | 2.02% |
| Dividend Growth (YoY) | 9.94% |
| Years of Dividend Growth | 20 |
| Payout Ratio | 41.17% |
| Buyback Yield | -0.51% |
| Shareholder Yield | 1.51% |
| Earnings Yield | 4.97% |
| FCF Yield | 7.49% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |