Intact Financial Statistics

Total Valuation

TSX:IFC has a market cap or net worth of CAD 49.48 billion. The enterprise value is 55.38 billion.

Market Cap	49.48B
Enterprise Value	55.38B

Important Dates

The last earnings date was Wednesday, February 12, 2025.

Earnings Date	Feb 12, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

TSX:IFC has 178.34 million shares outstanding. The number of shares has increased by 1.36% in one year.

Current Share Class	n/a
Shares Outstanding	178.34M
Shares Change (YoY)	+1.36%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.45%
Owned by Institutions (%)	52.64%
Float	177.54M

Valuation Ratios

The trailing PE ratio is 22.45 and the forward PE ratio is 16.83.

PE Ratio	22.45
Forward PE	16.83
PS Ratio	1.71
PB Ratio	2.94
P/TBV Ratio	6.82
P/FCF Ratio	16.73
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.77, with an EV/FCF ratio of 18.72.

EV / Earnings	25.09
EV / Sales	1.91
EV / EBITDA	15.77
EV / EBIT	18.08
EV / FCF	18.72

Financial Position

The company has a current ratio of 0.33, with a Debt / Equity ratio of 0.30.

Current Ratio	0.33
Quick Ratio	0.12
Debt / Equity	0.30
Debt / EBITDA	1.56
Debt / FCF	1.85
Interest Coverage	13.80

Financial Efficiency

Return on equity (ROE) is 13.34% and return on invested capital (ROIC) is 8.35%.

Return on Equity (ROE)	13.34%
Return on Assets (ROA)	3.32%
Return on Invested Capital (ROIC)	8.35%
Return on Capital Employed (ROCE)	9.41%
Revenue Per Employee	933,548
Profits Per Employee	71,194
Employee Count	31,000
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:IFC has paid 456.00 million in taxes.

Income Tax	456.00M
Effective Tax Rate	22.05%

Stock Price Statistics

The stock price has increased by +21.91% in the last 52 weeks. The beta is 0.56, so TSX:IFC's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+21.91%
50-Day Moving Average	264.42
200-Day Moving Average	252.54
Relative Strength Index (RSI)	57.22
Average Volume (20 Days)	343,700

Short Selling Information

The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.

Short Interest	1.03M
Short Previous Month	913,895
Short % of Shares Out	0.58%
Short % of Float	0.58%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:IFC had revenue of CAD 28.94 billion and earned 2.21 billion in profits. Earnings per share was 12.36.

Revenue	28.94B
Gross Profit	3.75B
Operating Income	3.06B
Pretax Income	2.88B
Net Income	2.21B
EBITDA	3.51B
EBIT	3.06B
Earnings Per Share (EPS)	12.36

Full Income Statement

Balance Sheet

The company has 2.40 billion in cash and 5.48 billion in debt, giving a net cash position of -4.58 billion or -25.69 per share.

Cash & Cash Equivalents	2.40B
Total Debt	5.48B
Net Cash	-4.58B
Net Cash Per Share	-25.69
Equity (Book Value)	18.15B
Book Value Per Share	94.35
Working Capital	-18.19B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.39 billion and capital expenditures -429.00 million, giving a free cash flow of 2.96 billion.

Operating Cash Flow	3.39B
Capital Expenditures	-429.00M
Free Cash Flow	2.96B
FCF Per Share	16.59

Full Cash Flow Statement

Margins

Gross margin is 12.97%, with operating and profit margins of 10.59% and 7.94%.

Gross Margin	12.97%
Operating Margin	10.59%
Pretax Margin	9.94%
Profit Margin	7.94%
EBITDA Margin	12.14%
EBIT Margin	10.59%
FCF Margin	10.22%

Dividends & Yields

This stock pays an annual dividend of 5.32, which amounts to a dividend yield of 1.92%.

Dividend Per Share	5.32
Dividend Yield	1.92%
Dividend Growth (YoY)	10.00%
Years of Dividend Growth	12
Payout Ratio	41.49%
Buyback Yield	-1.36%
Shareholder Yield	0.56%
Earnings Yield	4.46%
FCF Yield	5.98%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6