Intact Financial Corporation (TSX:IFC)
Canada · Delayed Price · Currency is CAD 276.00
-6.27 (-2.22%)
Nov 6, 2026, 4:00 PM EST
Intact Financial Financials Overview
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 26,474 | 26,067 | 24,701 | 23,154 | 23,782 | 17,884 |
Revenue Growth | 3.70% | 5.53% | 6.68% | -2.64% | 32.98% | 43.24% |
Operating Income Operating Income Growth | 4,236 | 4,821 | 3,064 | 2,385 | 3,256 | 2,893 |
Net Income Net Income Growth | 2,890 | 3,275 | 2,207 | 1,232 | 2,394 | 2,014 |
Earnings Per Share EPS Growth | 16.30 | 18.35 | 12.36 | 6.99 | 13.63 | 12.40 |
EPS Growth | -2.34% | 48.46% | 76.82% | -48.73% | 9.93% | 72.18% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Canada Canada Growth | 17,840 | 16,989 | 15,757 | 14,591 | 14,027 | 11,839 |
UK&I UK&I Growth | 4,351 | 4,340 | 4,199 | 4,143 | 4,107 | 2,319 |
US US Growth | 2,519 | 2,434 | 2,305 | 2,171 | 1,902 | 1,652 |
Corporate Corporate Growth | 1,704 | 1,635 | 1,572 | 1,376 | 961 | 1,394 |
Other Other Growth | - | 2,691 | 3,478 | 4,207 | 4,960 | 680 |
Revenue (Total) Revenue (Total) Growth | - | 28,089 | 27,311 | 26,488 | 25,957 | 17,884 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,924 | 1,077 | 894 | 939 | 656 | 2,276 |
Total Debt Total Debt Growth | 5,048 | 5,252 | 5,475 | 5,750 | 5,159 | 5,893 |
Net Cash (Debt) Net Cash Growth | -3,124 | -4,175 | -4,581 | -4,811 | -4,503 | -3,617 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -17.62 | -23.39 | -25.65 | -27.30 | -25.64 | -22.27 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,956 | 4,388 | 3,387 | 1,846 | 3,665 | 3,146 |
Capital Expenditures CapEx Growth | -605 | -457 | -429 | -458 | -411 | -327 |
Free Cash Flow Free Cash Flow Growth | 3,351 | 3,931 | 2,958 | 1,388 | 3,254 | 2,819 |
Free Cash Flow Growth | -17.57% | 32.89% | 113.11% | -57.34% | 15.43% | 28.78% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 16.00% | 18.50% | 12.40% | 10.30% | 13.69% | 16.18% |
Pretax Margin | 14.30% | 16.52% | 11.65% | 7.79% | 12.64% | 14.36% |
Profit Margin | 10.92% | 12.56% | 8.94% | 5.32% | 10.07% | 11.26% |
FCF Margin | 12.66% | 15.08% | 11.97% | 6.00% | 13.68% | 15.76% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 5.880 | 5.320 | 4.840 | 4.400 | 4.000 | 3.400 |
Dividend Per Share Growth | 10.53% | 9.92% | 10.00% | 10.00% | 17.65% | 2.41% |
Dividend Yield | 2.13% | 1.86% | 1.85% | 2.16% | 2.05% | 2.07% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 16.93 | 15.50 | 21.15 | 29.51 | 14.27 | 14.38 |
Forward PE | 15.65 | 16.63 | 15.86 | 14.84 | 15.58 | 15.20 |
P/FCF Ratio | 14.46 | 12.91 | 15.78 | 26.19 | 10.50 | 10.27 |
PS Ratio | 1.83 | 1.95 | 1.89 | 1.57 | 1.44 | 1.62 |