Intact Financial Corporation (TSX:IFC)

Canada · Delayed Price · Currency is CAD

293.46

+4.96 (1.72%)

Jul 24, 2026, 4:00 PM EST

Intact Financial Financials Overview

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	28,180	28,089	27,311	26,488	25,957	17,884
Revenue Growth	1.48%	2.85%	3.11%	2.05%	45.14%	43.24%
Operating Income	6,203	6,202	4,486	3,401	2,854	2,430
Net Income	3,441	3,365	2,297	1,316	2,454	2,067
Earnings Per Share	19.44	18.94	12.36	6.99	13.63	12.40
EPS Growth	57.13%	53.27%	76.82%	-48.72%	9.92%	72.22%

Revenue by Geography

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Canada	17,231	16,989	15,757	14,591	14,027	11,839
UK&I	4,355	4,340	4,199	4,143	4,107	2,319
US	2,436	2,434	2,305	2,171	1,902	1,652
Corporate	1,674	1,635	1,572	1,376	961	1,394
Revenue (Total)	28,180	28,089	27,311	26,488	25,957	17,884

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	4,236	4,388	3,387	1,846	3,665	3,146
Free Cash Flow	4,236	4,388	3,387	1,846	3,665	3,146
Free Cash Flow Growth	14.64%	29.55%	83.48%	-49.63%	16.50%	33.76%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	22.01%	22.08%	16.43%	12.84%	11.00%	13.59%
Pretax Margin	15.68%	15.33%	10.54%	6.81%	11.58%	14.36%
Profit Margin	8.80%	11.98%	8.46%	5.02%	9.44%	11.68%
FCF Margin	15.03%	15.62%	12.40%	6.97%	14.12%	17.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	5.880	5.320	4.840	4.400	4.000	3.400
Dividend Per Share Growth	10.24%	9.92%	10.00%	10.00%	17.65%	2.41%
Dividend Yield	2.00%	2.04%	2.04%	2.40%	2.23%	2.54%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.62	15.08	21.18	29.16	14.30	13.26
Forward PE	17.01	16.63	15.86	14.84	15.58	15.20
P/FCF Ratio	13.94	11.57	13.78	19.69	9.32	9.20
PS Ratio	1.97	1.81	1.71	1.37	1.32	1.62