Intact Financial Corporation (TSX:IFC)
Canada · Delayed Price · Currency is CAD 259.10
+1.02 (0.40%)
May 5, 2026, 4:00 PM EST
Intact Financial Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 26,951 | 26,950 | 26,523 | 25,507 | 25,914 | 16,238 |
Investment Income | 1,674 | 1,632 | 1,559 | 1,346 | 931 | 740 |
Net Gains on Investments | 638 | 672 | 148 | 249 | -326 | 249 |
Total Other Revenues | -1,083 | -1,165 | -919 | -614 | -562 | 657 |
| 28,180 | 28,089 | 27,311 | 26,488 | 25,957 | 17,884 | |
Revenue Growth (YoY) | 1.48% | 2.85% | 3.11% | 2.05% | 45.14% | 43.24% |
Insurance Benefits & Claims | 21,570 | 21,491 | 22,418 | 22,584 | 22,750 | 8,967 |
Policy Amortization Costs | - | - | - | - | - | 5,611 |
Investment Expense | - | - | - | - | - | 34 |
Other Operating Expenses | 407 | 396 | 407 | 503 | 353 | 842 |
Operating Income | 6,203 | 6,202 | 4,486 | 3,401 | 2,854 | 2,430 |
Interest Expense | -224 | -225 | -222 | -222 | -177 | -153 |
Other Non-Operating Income (Expense) | -1,561 | -1,670 | -1,386 | -1,375 | 330 | 291 |
Total Non-Operating Income (Expense) | -1,785 | -1,895 | -1,608 | -1,597 | 153 | 138 |
Pretax Income | 4,418 | 4,307 | 2,878 | 1,804 | 3,007 | 2,568 |
Provision for Income Taxes | 977 | 942 | 568 | 473 | 557 | 480 |
Net Income | 3,441 | 3,365 | 2,297 | 1,316 | 2,454 | 2,067 |
Minority Interest in Earnings | - | - | 13 | 15 | -4 | 21 |
Net Income to Common | 3,441 | 3,365 | 2,297 | 1,316 | 2,454 | 2,067 |
Net Income Growth | 49.61% | 46.49% | 74.54% | -46.37% | 18.72% | 91.03% |
Shares Outstanding (Basic) | 178 | 178 | 178 | 176 | 176 | 162 |
Shares Outstanding (Diluted) | 178 | 178 | 179 | 176 | 176 | 162 |
Shares Change (YoY) | -0.26% | -0.54% | 1.36% | 0.34% | 8.13% | 13.57% |
EPS (Basic) | 18.98 | 18.94 | 12.37 | 6.99 | 13.63 | 12.40 |
EPS (Diluted) | 18.96 | 18.94 | 12.36 | 6.99 | 13.63 | 12.40 |
EPS Growth | 53.27% | 53.27% | 76.82% | -48.72% | 9.92% | 72.22% |
Shares Outstanding | 177.04 | 177.63 | 178.36 | 178.32 | 175.26 | 176.08 |
Free Cash Flow | 4,236 | 4,388 | 3,387 | 1,846 | 3,665 | 3,146 |
Free Cash Flow Growth | -3.46% | 29.55% | 83.48% | -49.63% | 16.50% | 33.76% |
Free Cash Flow Per Share | 23.78 | 24.70 | 18.96 | 10.48 | 20.87 | 19.37 |
Dividends Per Share | - | 5.320 | 4.840 | 4.400 | 4.000 | 3.400 |
Dividend Growth | - | 9.92% | 10.00% | 10.00% | 17.65% | 2.41% |
Operating Margin | 22.01% | 22.08% | 16.43% | 12.84% | 11.00% | 13.59% |
Profit Margin | 12.21% | 11.98% | 8.46% | 5.02% | 9.44% | 11.68% |
FCF Margin | 15.03% | 15.62% | 12.40% | 6.97% | 14.12% | 17.59% |
EBITDA | 6,809 | 6,999 | 5,212 | 3,998 | 3,417 | 2,430 |
EBITDA Margin | 24.16% | 24.92% | 19.08% | 15.09% | 13.16% | 13.59% |
EBIT | 6,203 | 6,202 | 4,486 | 3,401 | 2,854 | 2,430 |
EBIT Margin | 22.01% | 22.08% | 16.43% | 12.84% | 11.00% | 13.59% |
Effective Tax Rate | 22.11% | 21.87% | 19.74% | 26.22% | 18.52% | 18.69% |
Updated May 5, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.