Intact Financial Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018 - 2003
Revenue	22,089	21,151	17,482	12,462	11,349	Upgrade
Revenue Growth (YoY)	4.43%	20.99%	40.28%	9.81%	7.08%	Upgrade
Gross Profit	22,089	21,151	17,482	12,462	11,349	Upgrade
Other Operating Expenses	-627	-18,028	-15,609	-11,565	-10,849	Upgrade
Operating Expenses	627	-18,028	-15,609	-11,565	-10,849	Upgrade
Operating Income	1,766	3,123	1,873	897	500	Upgrade
Interest Income	1,365	943	723	600	599	Upgrade
Interest Expense	222	177	153	115	110	Upgrade
Other Expense / Income	1,120	913	-104	23	156	Upgrade
Pretax Income	1,804	2,942	2,568	1,359	833	Upgrade
Income Tax	473	522	480	277	79	Upgrade
Net Income	1,316	2,454	2,067	1,082	754	Upgrade
Net Income Growth	-46.37%	18.72%	91.04%	43.50%	6.65%	Upgrade
Shares Outstanding (Basic)	176	176	162	143	140	Upgrade
Shares Outstanding (Diluted)	176	176	162	143	140	Upgrade
Shares Change	0.34%	8.13%	13.57%	2.51%	0.22%	Upgrade
EPS (Basic)	6.99	13.63	12.40	7.20	5.08	Upgrade
EPS (Diluted)	6.99	13.63	12.40	7.20	5.08	Upgrade
EPS Growth	-48.72%	9.92%	72.22%	41.73%	0%	Upgrade
Free Cash Flow	1,388	3,254	2,802	2,189	1,173	Upgrade
Free Cash Flow Per Share	7.88	18.53	17.25	15.31	8.41	Upgrade
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	Upgrade
Operating Margin	7.99%	14.77%	10.71%	7.20%	4.41%	Upgrade
Profit Margin	5.96%	11.60%	11.82%	8.68%	6.64%	Upgrade
Free Cash Flow Margin	6.28%	15.38%	16.03%	17.57%	10.34%	Upgrade
Effective Tax Rate	26.22%	17.74%	18.69%	20.38%	9.48%	Upgrade
EBITDA	2,363	3,686	2,334	1,211	735	Upgrade
EBITDA Margin	10.70%	17.43%	13.35%	9.72%	6.48%	Upgrade
Depreciation & Amortization	597	563	461	314	235	Upgrade
EBIT	1,766	3,123	1,873	897	500	Upgrade
EBIT Margin	7.99%	14.77%	10.71%	7.20%	4.41%	Upgrade

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.