Intact Financial Corporation (TSX:IFC)

Intact Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	45,870	50,755	46,683	36,353	34,159	28,951
Market Cap Growth	-12.50%	8.72%	28.42%	6.42%	17.99%	34.31%
Enterprise Value	51,514	52,521	48,302	38,257	35,766	31,235
Last Close Price	259.10	285.73	261.73	203.86	194.91	164.42
PE Ratio	14.12	15.08	21.18	29.16	14.30	13.26
Forward PE	14.56	16.63	15.86	14.84	15.58	15.20
PEG Ratio	-	2.32	2.32	2.32	2.32	2.32
PS Ratio	1.76	1.81	1.71	1.37	1.32	1.62
PB Ratio	2.20	1.65	1.67	2.25	2.16	1.85
P/TBV Ratio	1.47	1.65	1.68	2.22	2.16	1.70
P/FCF Ratio	11.67	11.57	13.78	19.69	9.32	9.20
P/OCF Ratio	10.45	11.57	13.78	19.69	9.32	9.20
EV/Sales Ratio	1.98	1.87	1.77	1.44	1.38	1.75
EV/EBITDA Ratio	9.17	7.50	9.27	9.57	10.47	12.85
EV/EBIT Ratio	10.69	8.47	10.77	11.25	12.53	12.85
EV/FCF Ratio	13.10	11.97	14.26	20.72	9.76	9.93
Asset Turnover	0.45	0.46	0.47	0.48	0.43	0.35
Return on Equity (ROE)	16.34%	17.26%	13.34%	8.16%	14.89%	15.84%
Return on Assets (ROA)	7.69%	7.92%	6.23%	4.57%	3.87%	3.89%
Return on Invested Capital (ROIC)	7.69%	7.92%	6.23%	4.57%	3.87%	3.89%
Return on Capital Employed (ROCE)	9.87%	10.13%	7.77%	6.20%	4.75%	4.79%
Earnings Yield	7.14%	6.63%	4.72%	3.43%	6.99%	7.54%
FCF Yield	8.57%	8.65%	7.26%	5.08%	10.73%	10.87%
Dividend Yield	2.06%	2.04%	2.04%	2.40%	2.23%	2.54%
Payout Ratio	30.82%	30.82%	41.49%	65.50%	31.05%	32.85%
Buyback Yield / Dilution	0.06%	0.54%	-1.36%	-0.34%	-8.13%	-13.57%
Total Shareholder Return	2.12%	2.59%	0.68%	2.06%	-5.90%	-11.02%

Updated May 5, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.