Intact Financial Corporation (TSX:IFC)
Canada · Delayed Price · Currency is CAD 265.64
-3.15 (-1.17%)
Sep 4, 2026, 2:47 PM EST
Intact Financial Ratios and Metrics
Market cap in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 47,401 | 50,755 | 46,683 | 36,353 | 34,159 | 28,951 | |
Market Cap Growth | -3.76% | 8.72% | 28.42% | 6.42% | 17.99% | 34.31% |
Enterprise Value | 51,957 | 56,045 | 52,675 | 42,005 | 39,874 | 34,257 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.94 | 15.50 | 21.15 | 29.51 | 14.27 | 14.38 |
PS Ratio | 1.78 | 1.95 | 1.89 | 1.57 | 1.44 | 1.62 |
PB Ratio | 2.18 | 2.44 | 2.57 | 2.21 | 2.12 | 1.73 |
P/FCF Ratio | 13.16 | 12.91 | 15.78 | 26.19 | 10.50 | 10.27 |
P/OCF Ratio | 11.35 | 11.57 | 13.78 | 19.69 | 9.32 | 9.20 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.95 | 2.15 | 2.13 | 1.81 | 1.68 | 1.92 |
EV/EBITDA Ratio | 9.53 | 9.98 | 13.90 | 15.03 | 10.88 | 10.63 |
EV/EBIT Ratio | 11.03 | 11.63 | 17.19 | 17.61 | 12.25 | 11.84 |
EV/FCF Ratio | 14.42 | 14.26 | 17.81 | 30.26 | 12.25 | 12.15 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.23 | 0.25 | 0.30 | 0.35 | 0.32 | 0.35 |
Debt / EBITDA Ratio | 0.92 | 0.93 | 1.44 | 2.06 | 1.41 | 1.83 |
Debt / FCF Ratio | 1.39 | 1.34 | 1.85 | 4.14 | 1.59 | 2.09 |
Net Debt / Equity Ratio | 0.14 | 0.20 | 0.25 | 0.29 | 0.28 | 0.22 |
Net Debt / EBITDA Ratio | 0.57 | 0.74 | 1.21 | 1.72 | 1.23 | 1.12 |
Net Debt / FCF Ratio | 0.86 | 1.06 | 1.55 | 3.47 | 1.38 | 1.28 |
Quick Ratio | 0.15 | 0.17 | 0.12 | 0.13 | 0.15 | 0.27 |
Current Ratio | 0.34 | 0.36 | 0.33 | 0.38 | 0.43 | 0.44 |
Asset Turnover | 0.43 | 0.43 | 0.43 | 0.42 | 0.40 | 0.35 |
Return on Equity (ROE) | 16.10% | 17.26% | 13.34% | 8.16% | 14.89% | 15.84% |
Return on Assets (ROA) | 4.70% | 4.92% | 3.32% | 2.72% | 3.39% | 3.56% |
Return on Invested Capital (ROIC) | 13.88% | 15.15% | 10.73% | 8.09% | 12.07% | 13.16% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 6.75% | 6.63% | 4.92% | 3.62% | 7.18% | 7.14% |
FCF Yield | 7.60% | 7.75% | 6.34% | 3.82% | 9.53% | 9.74% |
Dividend Yield | 2.19% | 1.88% | 1.91% | 2.27% | 2.21% | 2.27% |
Payout Ratio | 33.03% | 30.82% | 41.49% | 65.50% | 31.05% | 32.85% |
Buyback Yield / Dilution | 0.50% | 0.06% | -1.36% | -0.34% | -8.13% | -13.57% |
Total Shareholder Return | 2.69% | 1.94% | 0.54% | 1.93% | -5.92% | -11.30% |