Intact Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	51,782	50,755	46,683	36,353	34,159	28,951
Market Cap Growth	-4.18%	8.72%	28.42%	6.42%	17.99%	34.31%
Enterprise Value	56,167	52,521	48,302	38,257	35,766	31,235
Last Close Price	293.46	285.73	261.73	203.86	194.91	164.42
PE Ratio	15.62	15.08	21.18	29.16	14.30	13.26
Forward PE	17.01	16.63	15.86	14.84	15.58	15.20
PEG Ratio	-	1.65	1.65	1.44	1.07	1.07
PS Ratio	1.97	1.81	1.71	1.37	1.32	1.62
PB Ratio	2.43	2.44	2.57	2.25	2.16	1.85
P/TBV Ratio	4.54	4.60	5.45	5.09	4.39	3.35
P/FCF Ratio	13.94	11.57	13.78	19.69	9.32	9.20
P/OCF Ratio	12.22	11.57	13.78	19.69	9.32	9.20
EV/Sales Ratio	2.13	1.87	1.77	1.44	1.38	1.75
EV/EBITDA Ratio	8.25	7.50	9.27	9.57	10.47	12.85
EV/EBIT Ratio	9.05	8.47	10.77	11.25	12.53	12.85
EV/FCF Ratio	15.12	11.97	14.26	20.72	9.76	9.93
Asset Turnover	0.45	0.46	0.47	0.48	0.43	0.35
Return on Equity (ROE)	11.78%	17.26%	13.34%	8.16%	14.89%	15.84%
Return on Assets (ROA)	7.69%	7.92%	6.23%	4.57%	3.87%	3.89%
Return on Invested Capital (ROIC)	22.95%	24.86%	20.80%	15.39%	14.13%	14.99%
Return on Capital Employed (ROCE)	9.87%	10.13%	7.77%	6.20%	4.75%	4.79%
Earnings Yield	6.47%	6.63%	4.72%	3.43%	6.99%	7.54%
FCF Yield	7.17%	8.65%	7.26%	5.08%	10.73%	10.87%
Dividend Yield	2.00%	2.04%	2.04%	2.40%	2.23%	2.54%
Payout Ratio	30.89%	30.82%	41.49%	65.50%	31.05%	32.85%
Buyback Yield / Dilution	0.25%	0.54%	-1.36%	-0.34%	-8.13%	-13.57%
Total Shareholder Return	2.26%	2.59%	0.68%	2.06%	-5.90%	-11.02%