Intact Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	30,189	28,845	28,482	26,848	25,309	24,791
Investments in Equity & Preferred Securities	9,926	9,882	8,950	6,996	6,864	8,293
Other Investments	1,939	3,328	1,880	1,926	2,402	1,298
Total Investments	42,769	42,756	39,883	36,279	35,051	35,016
Cash & Equivalents	1,908	1,077	894	939	656	2,276
Reinsurance Recoverable	4,587	4,548	4,788	5,217	5,004	6,016
Other Receivables	1,996	1,772	1,745	1,769	1,948	9,711
Deferred Policy Acquisition Cost	-	-	-	-	-	2,024
Property, Plant & Equipment	915	865	820	799	778	774
Goodwill	5,015	4,889	4,507	4,085	3,350	3,066
Other Intangible Assets	4,936	4,901	5,060	5,047	4,700	4,636
Restricted Cash	268	288	251	232	354	-
Other Current Assets	407	403	396	414	282	1,076
Long-Term Deferred Tax Assets	761	746	744	811	722	584
Other Long-Term Assets	718	623	438	387	896	1,170
Total Assets	64,280	62,868	59,526	55,979	53,741	66,349
Accounts Payable	597	460	487	452	468	516
Accrued Expenses	776	1,031	921	839	773	1,916
Insurance & Annuity Liabilities	8,074	7,605	7,896	8,642	9,691	704
Unpaid Claims	25,694	24,945	24,004	21,711	19,439	25,116
Unearned Premiums	-	-	-	-	-	11,703
Reinsurance Payable	-	-	-	-	-	1,378
Current Portion of Long-Term Debt	424	250	300	390	15	479
Current Portion of Leases	-	126	114	120	112	120
Short-Term Debt	112	152	148	274	135	439
Current Income Taxes Payable	112	433	142	205	28	131
Long-Term Debt	3,775	4,176	4,381	4,426	4,387	4,337
Long-Term Leases	684	548	532	540	510	518
Long-Term Deferred Tax Liabilities	504	497	593	726	805	698
Other Current Liabilities	835	822	865	91	141	207
Other Long-Term Liabilities	672	689	689	775	848	940
Total Liabilities	42,564	42,032	41,378	39,504	37,613	49,566
Preferred Stock, Redeemable	1,469	1,469	1,322	1,322	1,322	1,175
Common Stock	8,024	8,089	8,126	8,099	7,542	7,576
Additional Paid-In Capital	317	343	298	290	269	211
Retained Earnings	10,987	10,316	7,922	6,503	7,801	6,183
Comprehensive Income & Other	919	619	480	-24	-1,091	529
Total Common Equity	20,247	19,367	16,826	14,868	14,521	14,499
Minority Interest	-	-	-	285	285	1,109
Shareholders' Equity	21,716	20,836	18,148	16,475	16,128	16,783
Total Liabilities & Equity	64,280	62,868	59,526	55,979	53,741	66,349
Filing Date Shares Outstanding	176.35	177.56	178.34	178.32	175.26	176.08
Total Common Shares Outstanding	176.35	177.63	178.34	178.32	175.26	176.08
Total Debt	4,995	5,252	5,475	5,750	5,159	5,893
Net Cash (Debt)	-3,087	-4,175	-4,581	-4,811	-4,503	-3,617
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-17.36	-23.39	-25.65	-27.30	-25.64	-22.27
Book Value Per Share	114.81	109.03	94.35	83.38	82.86	82.34
Tangible Book Value	10,296	9,577	7,259	5,736	6,471	6,797
Tangible Book Value Per Share	58.38	53.91	40.70	32.17	36.92	38.60