VersaBank (TSX:VBNK)

Canada flag Canada · Delayed Price · Currency is CAD
17.39
+0.48 (2.84%)
At close: Dec 3, 2025
-30.44%
Market Cap559.40M
Revenue (ttm)113.90M
Net Income (ttm)28.52M
Shares Out32.17M
EPS (ttm)0.95
PE Ratio18.32
Forward PE10.85
Dividend0.10 (0.59%)
Ex-Dividend DateOct 10, 2025
Volume26,945
Average Volume15,603
Open16.95
Previous Close16.91
Day's Range16.69 - 17.39
52-Week Range12.18 - 25.56
Beta1.12
RSI61.36
Earnings DateDec 10, 2025

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan a... [Read more]

Sector Financials
Founded 1979
Employees 121
Stock Exchange Toronto Stock Exchange
Ticker Symbol VBNK
Full Company Profile

Financial Performance

In 2024, VersaBank's revenue was 111.90 million, an increase of 3.59% compared to the previous year's 108.03 million. Earnings were 38.76 million, a decrease of -5.86%.

Financial Statements

News

VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 7:00 a.m. ET

LONDON, ON , Dec. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results and host a conferenc...

23 hours ago - PRNewsWire

/C O R R E C T I O N -- VersaBank/

In the news release, VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada, issued 26-Nov-2025 by VersaBank over PR Newswire, we are...

7 days ago - PRNewsWire

VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada

LONDON, ON , Nov. 26, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced that it has donated $50,000 to The Salvation Army's Harvest Hope campaign to battle food insecurity acros...

7 days ago - PRNewsWire

VERSABANK LAUNCHES ENHANCED CMHC LENDING PROGRAM: EXPECTED TO GENERATE A MINIMUM OF $2 MILLION IN INCREMENTAL REVENUE IN FISCAL 2026 WITH DE MINIMIS ADDITIONAL OPERATING EXPENSES

– Bank Applauds Prime Minister Mark Carney and Finance Minister François- Philippe Champagne on Multi-Residential Housing Initiatives in Federal Budget, Further Supporting Bank's Enhanced CMHC Program...

13 days ago - Benzinga

VERSABANK LAUNCHES ENHANCED CMHC LENDING PROGRAM: EXPECTED TO GENERATE A MINIMUM OF $2 MILLION IN INCREMENTAL REVENUE IN FISCAL 2026 WITH DE MINIMIS ADDITIONAL OPERATING EXPENSES

– Bank Applauds Prime Minister Mark Carney and Finance Minister François-Philippe Champagne on Multi-Residential Housing Initiatives in Federal Budget, Further Supporting Bank's Enhanced CMHC Program ...

13 days ago - PRNewsWire

VERSABANK APPLAUDS CANADIAN PRIME MINISTER MARK CARNEY AND FINANCE MINISTER FRANÇOIS-PHILIPPE CHAMPAGNE ON PLANNED STABLECOIN REGULATION / BANK INITIATES COLLABORATIONS FOR STABLECOIN CUSTODY SOLUTIONS

–  Planned Stablecoin Regulation in Canada Supports Potential New Revenue Stream for VersaBank as Bank Advances Toward Commercialization of its Proprietary Tokenized Deposit Opportunity – LONDON, ON ,...

13 days ago - PRNewsWire

VERSABANK TO PARTICIPATE IN THE KBW FINTECH PAYMENTS CONFERENCE IN NEW YORK CITY ON NOVEMBER 11-13, 2025

LONDON, ON , Nov. 7, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...

26 days ago - PRNewsWire

VERSABANK ANNOUNCES LARGEST US RPP PARTNER TO DATE; SURPASSES US RPP TARGET WITH US$310 MILLION FUNDED IN FISCAL 2025

Attention: Business Editors LONDON, ON , Nov. 3, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...

4 weeks ago - PRNewsWire

VERSABANK UNVEILS BRANDING FOR PROPREITARY DIGITAL DEPOSIT RECEIPTS: VERSABANK REAL BANK DEPOSIT TOKENS™ REFLECTS CRITICAL ADVANTAGE OF ISSUANCE BY A FEDERALLY LICENSED BANK

LONDON, ON , Oct. 27, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, toda...

5 weeks ago - PRNewsWire

VERSABANK ANNOUNCES THRIVE FINANCIAL AS NEW US RECEIVABLE PURCHASE PROGRAM PARTNER

LONDON, ON , Oct. 6, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today...

2 months ago - PRNewsWire

VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY

– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank"...

2 months ago - PRNewsWire

VersaBank (VBNK) Refreshes Digital Deposit Receipts Pilot in Canada

VersaBank (VBNK) Refreshes Digital Deposit Receipts Pilot in Canada

2 months ago - GuruFocus

VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM

– Integration with US Pilot Program Intended to Demonstrate Near-Term Commercial Foreign Exchange Opportunity as the Only Nationally Licensed Bank in both the United States and Canada with Tokenized D...

2 months ago - PRNewsWire

VersaBank (VBNK) Q3 2025 Earnings Call Highlights: Record Revenue and Strategic Expansion ...

VersaBank (VBNK) Q3 2025 Earnings Call Highlights: Record Revenue and Strategic Expansion Amidst Realignment Costs

3 months ago - GuruFocus

Q3 2025 Versabank Earnings Call Transcript

Q3 2025 Versabank Earnings Call Transcript

3 months ago - GuruFocus

VersaBank declares CAD 0.025 dividend

3 months ago - Seeking Alpha

VersaBank reports Q3 results

3 months ago - Seeking Alpha

VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP

– Expansion of RPP Program to Add Securitization Expected to Generate Additional Asset and Earnings Growth in Both US and Canada – – Two New RPP Partners Added in Canada, Including First RPP Securitiz...

3 months ago - PRNewsWire

VERSABANK DECLARES DIVIDENDS

LONDON, ON , Sept. 4, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declar...

3 months ago - PRNewsWire

Earnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 Result

Earnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 Result

3 months ago - GuruFocus

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST ...

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER | VBNK Stock News

3 months ago - GuruFocus

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER

LONDON, ON, Sept. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...

3 months ago - PRNewsWire

VersaBank Tests Tokenized Deposits on Algorand, Ethereum and Stellar in U.S. Pilot

Digital bank VersaBank unveiled plans to expands its blockchain-based Digital Deposit Receipts to the U.S. with regulatory oversight in focus.

3 months ago - CoinDesk