VersaBank (TSX:VBNK)

Canada flag Canada · Delayed Price · Currency is CAD
17.55
+0.28 (1.62%)
Sep 23, 2025, 4:00 PM EDT
1.62%
Market Cap555.54M
Revenue (ttm)113.90M
Net Income (ttm)28.52M
Shares Out32.17M
EPS (ttm)0.95
PE Ratio18.19
Forward PE10.77
Dividend0.10 (0.58%)
Ex-Dividend DateOct 10, 2025
Volume27,763
Average Volume30,806
Open17.62
Previous Close17.27
Day's Range17.42 - 17.88
52-Week Range12.18 - 25.75
Beta1.09
RSI67.73
Earnings DateAug 27, 2025

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan a... [Read more]

Sector Financials
Founded 1979
Employees 121
Stock Exchange Toronto Stock Exchange
Ticker Symbol VBNK
Full Company Profile

Financial Performance

In 2024, VersaBank's revenue was 111.90 million, an increase of 3.59% compared to the previous year's 108.03 million. Earnings were 38.76 million, a decrease of -5.86%.

Financial Statements

News

VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY

– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank"...

5 days ago - PRNewsWire

VersaBank (VBNK) Refreshes Digital Deposit Receipts Pilot in Canada

VersaBank (VBNK) Refreshes Digital Deposit Receipts Pilot in Canada

7 days ago - GuruFocus

VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM

– Integration with US Pilot Program Intended to Demonstrate Near-Term Commercial Foreign Exchange Opportunity as the Only Nationally Licensed Bank in both the United States and Canada with Tokenized D...

7 days ago - PRNewsWire

VersaBank (VBNK) Q3 2025 Earnings Call Highlights: Record Revenue and Strategic Expansion ...

VersaBank (VBNK) Q3 2025 Earnings Call Highlights: Record Revenue and Strategic Expansion Amidst Realignment Costs

18 days ago - GuruFocus

Q3 2025 Versabank Earnings Call Transcript

Q3 2025 Versabank Earnings Call Transcript

18 days ago - GuruFocus

VersaBank declares CAD 0.025 dividend

19 days ago - Seeking Alpha

VersaBank reports Q3 results

19 days ago - Seeking Alpha

VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP

– Expansion of RPP Program to Add Securitization Expected to Generate Additional Asset and Earnings Growth in Both US and Canada – – Two New RPP Partners Added in Canada, Including First RPP Securitiz...

19 days ago - PRNewsWire

VERSABANK DECLARES DIVIDENDS

LONDON, ON , Sept. 4, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declar...

19 days ago - PRNewsWire

Earnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 Result

Earnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 Result

20 days ago - GuruFocus

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST ...

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER | VBNK Stock News

20 days ago - GuruFocus

VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER

LONDON, ON, Sept. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...

20 days ago - PRNewsWire

VersaBank Tests Tokenized Deposits on Algorand, Ethereum and Stellar in U.S. Pilot

Digital bank VersaBank unveiled plans to expands its blockchain-based Digital Deposit Receipts to the U.S. with regulatory oversight in focus.

26 days ago - CoinDesk

VersaBank Launches Test of US-Dollar Version of Bank-Issued Tokenized Deposits

VersaBank's wholly owned subsidiary, VersaBank USA, launched an internal pilot program in the United States for the U.S.-dollar version of its bank-issued tokenized deposits. The bank completed a simi...

4 weeks ago - PYMNTS

VERSABANK ANNOUNCES VERSABANK USA LAUNCH OF TOKENIZED DEPOSIT PILOT PROGRAM IN UNITED STATES

– Bank's Proprietary Digital Deposit Receipts (DDRs) Offer Significant Advantages over Stablecoins as Bank-Issued Deposits on the Blockchain as 1:1 Representation of Actual Cash Deposits with Ability ...

4 weeks ago - PRNewsWire

VERSABANK TO HOST THIRD QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST

Bank to Report Third Quarter Fiscal 2025 Results Thursday, September 4, 2025 at 7:00 a.m. ET LONDON, ON , Aug. 21, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) ...

4 weeks ago - PRNewsWire

VERSABANK EXPANDS RECEIVABLE PURCHASE PROGRAM WITH LAUNCH OF SECURITIZED FINANCING SOLUTION AND APPOINTS VETERAN US EXECUTIVE TIMOTHY COMISKEY TO LEAD INITIATIVE

- Complementary Solution to Core RPP Offering Significantly Expands Addressable Market in Both US and Canada to Generate  Additional Asset and Earnings Growth – LONDON, ON, Aug. 14, 2025 /PRNewswire/ ...

5 weeks ago - PRNewsWire

VERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET

LONDON, ON, June 11, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...

3 months ago - PRNewsWire

VersaBank Still Isn't Perfect, But I'm Not Selling

VersaBank's digital-first, branchless model and disciplined lending have driven strong asset and revenue growth, but the industry now demands deeper integration and innovation. Q2 2025 results were ro...

3 months ago - Seeking Alpha

VERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING

LONDON, ON, June 9, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutio...

3 months ago - PRNewsWire